slug: moneyhub
provider: Moneyhub
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 2
edges:
- tag: affordability
  spec_file: moneyhub-affordability-api-openapi.yml
  capability_id: BC-1320.20
  capability_id_l1: BC-1320
  capability_name: Credit Underwriting & Decisioning Management
  confidence: 0.7
  evidence: 'POST /affordability  Request affordability calculation for a user; POST /affordability/income  Request
    affordability income calculation; schemas: AffordabilityConfidence'
  reason: Affordability and income calculations derived from account and transaction data are used for
    credit assessment/decisioning inputs, aligning with underwriting and financial spreading. Some chance
    it is better placed at origination pre-screening.
- tag: tax
  spec_file: moneyhub-tax-api-openapi.yml
  capability_id: BC-220.40
  capability_id_l1: BC-220
  capability_name: Tax Reporting & Compliance
  confidence: 0.7
  evidence: GET /tax — 'Retrieve transactions to help answer SA105 - the Self Assessment questions for
    properties for HMRC'
  reason: The single operation assembles data specifically to complete an HMRC Self Assessment return,
    which is tax return preparation/compliance reporting; the personal (rather than corporate) context
    lowers confidence slightly.