generated: '2026-07-24'
method: searched
source: https://docs.moneyhubenterprise.com/docs/test-our-api
note: >-
  Moneyhub ships a full sandbox built on mock financial institutions (API/Open
  Banking and legacy screen-scraping) plus test API users. Payment behaviour is
  driven by magic payment-reference values rather than test card numbers. Values
  below are published in the testing docs verbatim.
test_users:
  docs: https://docs.moneyhubenterprise.com/docs/test-api-users
  detail: >-
    Test API users with sample accounts and transactions can be created; the mock
    bank offers a "Log in as demo user" button with a pre-seeded account set.
mock_institutions:
- name: Moneyhub Open Banking Mock
  bank_id: 1ffe704d39629a929c8e293880fb449a
  type: api/open-banking
  supports: [new connection, payments, webhooks]
  login: "Log in as demo user"
payment_test_references:
- reference: INVALID REQUEST
  effect: Payment fails on the initial request before redirect to the bank.
- reference: INVALID SUBMISSION
  effect: Payment fails on submission after redirect back from the bank.
- reference: REJECTED
  effect: Fires the paymentError webhook (payment rejected).
- reference: INCLUDE CHARGES
  effect: Applies payment charges to the test payment.
- reference: <any other value>
  effect: Payment succeeds.
testable_webhooks:
- newTransactions
- paymentCompleted
- paymentError
- reauthReminder
docs_pages:
- https://docs.moneyhubenterprise.com/docs/testing
- https://docs.moneyhubenterprise.com/docs/test-our-api
- https://docs.moneyhubenterprise.com/docs/mock-bank-accounts
- https://docs.moneyhubenterprise.com/docs/test-api-users