aid: moneyyoureowed-com
name: Money You're Owed
description: 'Money You''re Owed publishes plain-English US consumer money-recovery help — free official-route checklists
  (unclaimed property, airline refunds, EITC, medical bills, property tax) and one-time-purchase self-help kits
  such as Deposit Defender and DenialFix — and exposes its source-cited fact catalog to AI assistants through two
  free, anonymous, read-only agent surfaces: a remote MCP server at mcp.moneyyoureowed.com with a single answer_money_question
  tool, and an A2A 1.0 agent whose card is served from agent.moneyyoureowed.com. There is no REST API, SDK or developer
  program; the machine surface is agent-native by design.'
url: https://raw.githubusercontent.com/api-evangelist/moneyyoureowed-com/refs/heads/main/apis.yml
x-type: company
x-source: harvest:a2a-registry
x-tier: profiled
x-tier-reason: enrichment pass 2026-09-19 (local-v3; was a2a-registry harvest stub)
specificationVersion: '0.20'
created: '2026-09-19'
modified: '2026-09-19'
tags:
- Company
- Consumer Finance
- Consumer Rights
- Money Recovery
- Legal Self-Help
- Education
- Agents
- MCP
- A2A
- agent-native
apis:
- aid: moneyyoureowed-com:catalog-mcp-server
  name: Money You're Owed Catalog MCP Server
  description: 'Free public remote Model Context Protocol server (Streamable HTTP, protocol 2025-06-18, stateless,
    no authentication) exposing one read-only tool, answer_money_question, which takes a plain-language consumer
    money-recovery question and returns source-cited facts plus an optional pointer to one of the operator''s self-help
    kits. Documented for Claude and Gemini custom connectors on the /connect page. Probed live 2026-09-19: initialize,
    tools/list and tools/call all succeed anonymously.'
  image: https://moneyyoureowed.com/social-card.png
  humanURL: https://moneyyoureowed.com/connect
  baseURL: https://mcp.moneyyoureowed.com/mcp
  tags:
  - MCP
  - agent-native
  - Consumer Finance
  - Money Recovery
  - Read Only
  tags_raw:
  - MCP
  - agent-native
  - Consumer Finance
  - Money Recovery
  - Read-only
  properties:
  - type: MCPServer
    url: mcp/moneyyoureowed-com-mcp.yml
  - type: MCPServer
    name: Live MCP endpoint (Streamable HTTP)
    url: https://mcp.moneyyoureowed.com/mcp
  - type: Documentation
    url: https://moneyyoureowed.com/connect
  - type: Authentication
    url: authentication/moneyyoureowed-com-authentication.yml
  - type: ErrorCatalog
    url: errors/moneyyoureowed-com-problem-types.yml
  - type: DataModel
    url: data-model/moneyyoureowed-com-data-model.yml
- aid: moneyyoureowed-com:catalog-a2a-agent
  name: Money You're Owed Catalog Agent (A2A)
  description: 'A2A 1.0 agent ("Money You''re Owed catalog agent", version 1.0.0) with a JSONRPC binding at https://agent.moneyyoureowed.com
    and one read-only skill, answer-money-questions, answering consumer questions about money owed (deposits, refunds,
    denied claims) with primary-sourced facts and product pointers. The agent card is served at /.well-known/agent-card.json
    (and byte-identically at the legacy /.well-known/agent.json) and grades conformant. Probed live 2026-09-19:
    the 1.0 method SendMessage answers anonymously; streaming, tasks and the pre-1.0 message/send are not implemented.'
  image: https://moneyyoureowed.com/social-card.png
  humanURL: https://moneyyoureowed.com/connect
  baseURL: https://agent.moneyyoureowed.com
  tags:
  - A2A
  - Agents
  - agent-native
  - Consumer Finance
  - Money Recovery
  - Read Only
  tags_raw:
  - A2A
  - Agents
  - agent-native
  - Consumer Finance
  - Money Recovery
  - Read-only
  properties:
  - type: AgentCard
    url: a2a/moneyyoureowed-com-a2a.yml
  - type: AgentCard
    name: Live agent card (provider-hosted)
    url: https://agent.moneyyoureowed.com/.well-known/agent-card.json
  - type: Authentication
    url: authentication/moneyyoureowed-com-authentication.yml
  - type: ErrorCatalog
    url: errors/moneyyoureowed-com-problem-types.yml
  - type: DataModel
    url: data-model/moneyyoureowed-com-data-model.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://moneyyoureowed.com/
- type: Documentation
  url: https://moneyyoureowed.com/connect
- type: PrivacyPolicy
  url: https://moneyyoureowed.com/privacy
- type: TermsOfService
  url: https://moneyyoureowed.com/terms
- type: Contact
  url: mailto:hello@moneyyoureowed.com
- type: MCPServer
  url: mcp/moneyyoureowed-com-mcp.yml
- type: AgentCard
  url: a2a/moneyyoureowed-com-a2a.yml
- type: WellKnown
  url: well-known/moneyyoureowed-com-well-known.yml
- type: LLMsTxt
  url: llms/moneyyoureowed-com-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Authentication
  url: authentication/moneyyoureowed-com-authentication.yml
- type: Conformance
  url: conformance/moneyyoureowed-com-conformance.yml
- type: Conventions
  url: conventions/moneyyoureowed-com-conventions.yml
- type: ErrorCatalog
  url: errors/moneyyoureowed-com-problem-types.yml
- type: Lifecycle
  url: lifecycle/moneyyoureowed-com-lifecycle.yml
- type: RateLimits
  url: rate-limits/moneyyoureowed-com-rate-limits.yml
- type: Plans
  url: plans/moneyyoureowed-com-plans-pricing.yml
- type: DataModel
  url: data-model/moneyyoureowed-com-data-model.yml
- type: RegulatoryPosture
  url: regulatory/moneyyoureowed-com-regulatory-posture.yml
- type: DataSubjectRequest
  url: https://moneyyoureowed.com/privacy
- type: Subprocessors
  url: https://moneyyoureowed.com/privacy
- type: DomainSecurity
  url: security/moneyyoureowed-com-domain-security.yml
image: https://moneyyoureowed.com/social-card.png
x-enrichment:
  date: '2026-09-19'
  status: enriched
  artifacts_added: 17
  pass: local-v3