naftiko: 1.0.0-alpha2
info:
  label: Monnify Collections — Cards
  description: Server-to-server card capture, OTP authorization, and tokenized card charges across the Monnify Collections API.
    Self-contained Naftiko capability covering one Monnify business surface.
  tags:
  - Moniepoint
  - Monnify
  - Cards
  - 3-D Secure
  created: '2026-05-24'
  modified: '2026-05-24'
binds:
- namespace: env
  keys:
    MONNIFY_ACCESS_TOKEN: MONNIFY_ACCESS_TOKEN
capability:
  consumes:
  - type: http
    namespace: collections-cards
    baseUri: https://api.monnify.com
    description: Monnify Collections — Cards business capability.
    resources:
    - name: charge-card
      path: /api/v1/merchant/cards/charge
      operations:
      - name: chargeCard
        method: POST
        description: Monnify Charge Card
        outputRawFormat: json
        inputParameters:
        - name: body
          in: body
          type: object
          required: true
    - name: authorize-otp
      path: /api/v1/merchant/cards/otp/authorize
      operations:
      - name: authorizeOtp
        method: POST
        description: Monnify Authorize OTP
        outputRawFormat: json
        inputParameters:
        - name: body
          in: body
          type: object
          required: true
    - name: charge-card-token
      path: /api/v1/merchant/cards/charge-card-token
      operations:
      - name: chargeCardToken
        method: POST
        description: Monnify Charge Tokenized Card
        outputRawFormat: json
        inputParameters:
        - name: body
          in: body
          type: object
          required: true
    authentication:
      type: apikey
      key: Authorization
      value: 'Bearer {{env.MONNIFY_ACCESS_TOKEN}}'
      placement: header
  exposes:
  - type: rest
    namespace: collections-cards-rest
    port: 8080
    description: REST adapter for Monnify Collections — Cards.
    resources:
    - path: /v1/charge-card
      name: charge-card
      operations:
      - method: POST
        name: chargeCard
        call: collections-cards.chargeCard
        with:
          body: rest.body
    - path: /v1/authorize-otp
      name: authorize-otp
      operations:
      - method: POST
        name: authorizeOtp
        call: collections-cards.authorizeOtp
        with:
          body: rest.body
    - path: /v1/charge-card-token
      name: charge-card-token
      operations:
      - method: POST
        name: chargeCardToken
        call: collections-cards.chargeCardToken
        with:
          body: rest.body
  - type: mcp
    namespace: collections-cards-mcp
    port: 9090
    transport: http
    description: MCP adapter for Monnify Collections — Cards.
    tools:
    - name: monnify-charge-card
      description: Monnify Charge Card
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: collections-cards.chargeCard
      with:
        body: tools.body
    - name: monnify-authorize-otp
      description: Monnify Authorize OTP
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: collections-cards.authorizeOtp
      with:
        body: tools.body
    - name: monnify-charge-card-token
      description: Monnify Charge Tokenized Card
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: collections-cards.chargeCardToken
      with:
        body: tools.body