{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://api-evangelist.com/schemas/moniepoint/monnify-reserved-account-schema.json",
  "title": "Monnify Reserved Account",
  "description": "Schema for a Monnify Reserved Account — a permanent NUBAN virtual account allocated to a customer for inbound bank-transfer collections. Returned by /api/v2/bank-transfer/reserved-accounts.",
  "type": "object",
  "properties": {
    "accountReference": { "type": "string", "description": "Merchant-supplied unique reference." },
    "accountName": { "type": "string", "description": "Display name used on bank statements." },
    "currencyCode": { "type": "string", "example": "NGN" },
    "contractCode": { "type": "string" },
    "customerEmail": { "type": "string", "format": "email" },
    "customerName": { "type": "string" },
    "bvn": { "type": "string", "minLength": 11, "maxLength": 11 },
    "nin": { "type": "string", "minLength": 11, "maxLength": 11 },
    "status": { "type": "string", "enum": ["ACTIVE", "INACTIVE", "DEALLOCATED"] },
    "restrictPaymentSource": { "type": "boolean" },
    "allowedPaymentSources": {
      "type": "object",
      "properties": {
        "bvns": { "type": "array", "items": { "type": "string" } },
        "accountNumbers": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "accountNumber": { "type": "string" },
              "bankCode": { "type": "string" }
            }
          }
        },
        "accountNames": { "type": "array", "items": { "type": "string" } }
      }
    },
    "accounts": {
      "type": "array",
      "description": "One NUBAN per preferred bank.",
      "items": {
        "type": "object",
        "properties": {
          "bankCode": { "type": "string" },
          "bankName": { "type": "string" },
          "accountNumber": { "type": "string" },
          "accountName": { "type": "string" }
        }
      }
    },
    "incomeSplitConfig": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "subAccountCode": { "type": "string" },
          "feePercentage": { "type": "number" },
          "splitPercentage": { "type": "number" },
          "feeBearer": { "type": "boolean" }
        }
      }
    },
    "limitProfileCode": { "type": "string" },
    "dateCreated": { "type": "string", "format": "date-time" }
  },
  "required": ["accountReference", "accountName", "currencyCode", "customerEmail", "status"]
}