vocabulary: Moniepoint / Monnify
provider: Moniepoint
providerId: moniepoint
created: '2026-05-24'
modified: '2026-05-24'
description: Operational and capability vocabulary for the Moniepoint and Monnify platforms — payments, banking, and POS acquiring for Nigerian SMBs.
namespaces:
  monnify: https://api.monnify.com/v1/
  moniepoint: https://pos.moniepoint.com/v1/
dimensions:
  - name: Domain
    values:
      - Payments
      - Banking
      - Acquiring
      - Disbursement
      - Direct Debit
      - Bills Payment
      - KYC
      - Wallet
      - Settlement
      - Verification
  - name: Channel
    values:
      - Card
      - Bank Transfer
      - USSD
      - Phone Number
      - POS Terminal
      - Direct Debit
      - QR Code
  - name: Object
    values:
      - Transaction
      - Reserved Account
      - Sub-Account
      - Limit Profile
      - Transfer
      - Bulk Transfer
      - Mandate
      - Invoice
      - Bill
      - Wallet
      - Refund
      - Settlement
      - Push Payment
      - Webhook Event
  - name: Status
    values:
      - PENDING
      - PAID
      - OVERPAID
      - PARTIALLY_PAID
      - FAILED
      - EXPIRED
      - SUCCESS
      - REVERSED
      - CANCELLED
      - ACTIVATED
      - DEALLOCATED
      - COMPLETED
      - PENDING_AUTHORIZATION
  - name: Currency
    values:
      - NGN
      - USD
  - name: Country
    values:
      - NG
      - KE
  - name: Identifier
    values:
      - paymentReference
      - transactionReference
      - accountReference
      - subAccountCode
      - mandateCode
      - refundReference
      - invoiceReference
      - settlementReference
      - walletReference
      - terminalSerialNumber
      - batchReference
      - bvn
      - nin
  - name: Webhook Event
    values:
      - SUCCESSFUL_TRANSACTION
      - SUCCESSFUL_DISBURSEMENT
      - FAILED_DISBURSEMENT
      - REVERSED_DISBURSEMENT
      - SUCCESSFUL_REFUND
      - FAILED_REFUND
      - SETTLEMENT
      - MANDATE_STATUS_UPDATE
      - WALLET_TRANSACTION
      - LOW_BALANCE_ALERT
  - name: Authentication
    values:
      - Basic (API key + secret) on /api/v1/auth/login
      - Bearer accessToken (1-hour TTL)
      - Basic client id / client secret on Moniepoint POS
sources:
  - https://developers.monnify.com
  - https://docs.pos.moniepoint.com
  - https://developers.monnify.com/docs/change-logs