# MONI (Ex-Monisnap)

> MONI, formerly Monisnap, is a Paris-based remittance fintech founded in 2017 that lets
> diaspora customers in France, Spain and the United Kingdom send money to family in
> roughly 150 countries — as cash pickup, to mobile money wallets, as mobile airtime
> top-up, or as a prepaid card recharge. It operates a consumer app and web storefront
> and, alongside it, a B2B "Moni-as-a-Service" remittance-as-a-service platform that
> banks and neobanks (Nickel, Bnext) embed in their own applications. MONISNAP SAS is
> registered with the French ACPR as a payment services agent of MPS SAS, an authorised
> payment institution (CIB 17738).

## Agent note — no public API

MONI publishes **no public API**. As of 2026-08-17 there is no developer portal, no API
reference, no OpenAPI/AsyncAPI/GraphQL contract, no MCP server and no A2A agent card on
any MONI host. `api.monisnap.com`, `docs.monisnap.com`, `developer.monisnap.com`,
`developers.monisnap.com` and `sandbox.monisnap.com` do not resolve in DNS. Every
`/.well-known/` discovery path on `www.monisnap.com` and `allo.monisnap.com` returns 404.
The remittance-as-a-service platform is reached through a partnership/sales conversation,
not a self-serve developer sign-up. Do not synthesise endpoints for MONI — there are none
to call.

## Company

- [MONI website (FR)](https://www.monisnap.com/fr/): Consumer money transfer, cash pickup, mobile wallet, airtime and prepaid recharge
- [MONI website (GB)](https://www.monisnap.com/gb/): English-language consumer site
- [allo.monisnap.com](https://allo.monisnap.com/fr/): Airtime top-up and prepaid card recharge storefront
- [MONI on LinkedIn](https://www.linkedin.com/company/monisnap): Company profile and announcements
- [Serena portfolio profile](https://www.serena.vc/portfolio-profile/moni/): Investor profile — founding year, founders, sector, operating regions

## Support and legal

- [MONI help centre](https://monisnap.zendesk.com/hc/fr): Zendesk-hosted customer support knowledge base (FR/EN/ES)
- [Legal documentation (PDF)](https://assets.monisnap.com/monisnap/legal/monisnap-legal-notice.pdf): Mentions légales, CGU, CGV and privacy policy in one document, including ACPR agent registration
- [Terms and conditions of sale, EN (PDF)](https://airtime-medias.monisnap.com/legal/terms-and-conditions-sales-en.pdf): allo.monisnap.com sale terms
- [Privacy policy](https://www.monisnap.com/fr/politique-de-confidentialite/): Data protection policy

## Engineering

- [Monisnap on GitHub](https://github.com/Monisnap): Company GitHub organisation — technical-test and sample repositories only, no SDK or client library
- [Monisnap on DEV](https://dev.to/monisnap): Engineering blog, eleven posts 2020-2022 (Vue/TypeScript design system, serverless, Flutter CI/CD, Cloudflare)
- [Engineering blog feed](https://dev.to/feed/monisnap): RSS

## API Evangelist artifacts

- [apis.yml](https://raw.githubusercontent.com/api-evangelist/monisnap/refs/heads/main/apis.yml): APIs.json 0.20 profile for MONI
- [Well-known probe](https://raw.githubusercontent.com/api-evangelist/monisnap/refs/heads/main/well-known/monisnap-well-known.yml): Recorded absence — every discovery path probed, with status
- [Conformance](https://raw.githubusercontent.com/api-evangelist/monisnap/refs/heads/main/conformance/monisnap-conformance.yml): ACPR payment-agent registration and GDPR posture from the published legal documentation
- [Domain security](https://raw.githubusercontent.com/api-evangelist/monisnap/refs/heads/main/security/monisnap-domain-security.yml): TLS, HSTS, DNSSEC, SPF and DMARC probe of monisnap.com
- [Plans](https://raw.githubusercontent.com/api-evangelist/monisnap/refs/heads/main/plans/monisnap-plans-pricing.yml): plan_count 0 — no published API pricing
- [Rate limits](https://raw.githubusercontent.com/api-evangelist/monisnap/refs/heads/main/rate-limits/monisnap-rate-limits.yml): limit_count 0 — no published limits