generated: '2026-07-24'
method: derived
source: openapi/ (components.schemas + tag structure)
note: 'Entity graph derived from the three Monoova specs. Schema count: 180 (payments) / 46 (payto) /
  33 (cc).'
entities:
- name: mAccount
  domain: payments
  description: Named financial account (parent in the account hierarchy).
- name: mWallet
  domain: payments
  description: Sub-account / wallet held under an mAccount.
- name: LedgerAccount
  domain: payments
  description: Ledger account for internal fund tracking.
- name: Transaction
  domain: payments
  description: Movement of funds across a rail (NPP/DE/BPAY/card).
- name: PayID
  domain: payments
  description: NPP addressing alias mapped to an account.
- name: AutomatcherRule
  domain: payments
  description: Bank-account receivables reconciliation rule.
- name: Subscription
  domain: payments
  description: Webhook subscription for event notifications.
- name: PaymentAgreement
  domain: payto
  description: PayTo mandate authorising future debits.
- name: PaymentInitiation
  domain: payto
  description: A debit initiated against a PayTo agreement.
- name: PaymentMethodToken
  domain: card
  description: Tokenised card stored for reuse.
- name: CardPayment
  domain: card
  description: A card payment / refund transaction.
relationships:
- from: mWallet
  to: mAccount
  type: belongs_to
  via: mAccountNumber
- from: Transaction
  to: mAccount
  type: belongs_to
  via: mAccountNumber
- from: PayID
  to: mAccount
  type: belongs_to
  via: mAccountNumber
- from: PaymentInitiation
  to: PaymentAgreement
  type: belongs_to
  via: agreementId
- from: CardPayment
  to: PaymentMethodToken
  type: belongs_to
  via: paymentMethodToken
- from: Subscription
  to: mAccount
  type: belongs_to
  via: mAccountNumber
- from: AutomatcherRule
  to: mAccount
  type: belongs_to
  via: mAccountNumber