{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/VirtualAccount",
  "title": "VirtualAccount",
  "type": "object",
  "description": "Virtual account details",
  "properties": {
    "accountId": {
      "type": "string",
      "description": "Unique virtual account identifier"
    },
    "name": {
      "type": "string"
    },
    "physicalAccountId": {
      "type": "string"
    },
    "currency": {
      "type": "string"
    },
    "accountHolder": {
      "type": "string"
    },
    "purpose": {
      "type": "string"
    },
    "status": {
      "type": "string",
      "enum": [
        "active",
        "suspended",
        "closed"
      ]
    },
    "virtualIban": {
      "type": "string",
      "description": "Associated virtual IBAN if issued"
    },
    "balance": {
      "type": "number",
      "format": "double",
      "description": "Current balance"
    },
    "parentVirtualAccountId": {
      "type": "string"
    },
    "autoAllocate": {
      "type": "boolean"
    },
    "metadata": {
      "type": "object",
      "additionalProperties": {
        "type": "string"
      }
    },
    "createdAt": {
      "type": "string",
      "format": "date-time"
    },
    "updatedAt": {
      "type": "string",
      "format": "date-time"
    }
  }
}