aid: moodys-rms url: https://raw.githubusercontent.com/api-evangelist/moodys-rms/refs/heads/main/apis.yml name: Moody's RMS kind: company description: >- Moody's RMS is the catastrophe risk modeling and risk-data business of Moody's Corporation, headquartered in Newark, California in its home market of the United States and serving property and casualty insurers, reinsurers, brokers, and capital-market participants worldwide. Founded at Stanford in 1988 as Risk Management Solutions and acquired by Moody's in 2021, the company sells peril models (hurricane, earthquake, flood, wildfire, severe convective storm, terror, cyber, pandemic) and the exposure data infrastructure that carriers use to price, accumulate, and transfer catastrophe risk. Its products run on the cloud-native Intelligent Risk Platform, which fronts Risk Modeler, ExposureIQ, UnderwriteIQ, TreatyIQ, and Risk Data Exchange. Unlike most of the US insurance sector, Moody's RMS is genuinely API-forward: it operates a public, self-serve ReadMe developer portal at developer.rms.com covering Platform APIs, Risk Modeler, Data Bridge, Location Intelligence, and Climate On Demand, publishes downloadable OpenAPI 3.0 definitions and public Postman collections from its own rms-developers GitHub repository, and exposes live REST hosts at api-use1.rms.com and api-euw1.rms.com. Reference documentation is readable without a login, but the APIs themselves are tenant-scoped: keys are issued only to licensed Intelligent Risk Platform tenants, so there is no self-serve signup and no sandbox. Its data-standards posture is cat-risk rather than ACORD — the exchange formats are the RMS EDM/RDM databases, the Risk Data Open Standard (RDOS), and interoperability with CEDE and OED; ACORD appears only as a geocoding-resolution code mapping inside the Location Intelligence API. These are risk-data and analytics APIs, not policy APIs: no quote, bind, issue, or FNOL surface is published. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Insurance - United States - Property and Casualty - Reinsurance - Risk Data - Catastrophe Modeling - Underwriting - Climate Risk - Geocoding - Analytics created: '2026-07-25' modified: '2026-07-25' specificationVersion: '0.19' apis: - aid: moodys-rms:platform-apis name: Moody's RMS Platform APIs description: >- A collection of REST APIs that let Intelligent Risk Platform tenants automate portfolio management, underwriting, and risk-transfer workflows across Risk Modeler, UnderwriteIQ, TreatyIQ, ExposureIQ, and Risk Data Exchange. The public reference is segmented into roughly two dozen families including Import, Export, Batch, Model, Accumulation, Rollup, Grouping, Geohaz, Bulk Geohazard, Enrich Exposure, Currency Conversion, Auto Select, Clone, Copy, ESG Data, Exchange Data, Reference Data, Risk Data, Admin Data, Tenant Data, Security, STEP, and Variation. No downloadable OpenAPI definition was published for this family at the time of review. humanURL: https://developer.rms.com/platform baseURL: https://api-use1.rms.com/platform tags: - Platform - Exposure Management - Catastrophe Modeling properties: - type: Documentation url: https://developer.rms.com/platform/docs - type: APIReference url: https://developer.rms.com/platform/reference - type: GettingStarted url: https://developer.rms.com/platform/docs/get-started - type: ChangeLog url: https://developer.rms.com/platform/changelog - type: PostmanCollection url: https://www.postman.com/rms-developers/rms-developers/overview - aid: moodys-rms:risk-modeler-api name: Moody's RMS Risk Modeler API description: >- The Risk Modeler 2.0 public API — the legacy catastrophe-modeling and underwriting surface of the Intelligent Risk Platform, superseded by the Platform APIs but still documented and specified. The harvested OpenAPI 3.0.1 definition carries 280 paths covering exposure and EDM/RDM management, account and portfolio data, model profiles, analysis runs, results and metrics, imports and exports, geohazard lookups, and job orchestration. humanURL: https://developer.rms.com/risk-modeler baseURL: https://api-use1.rms.com/riskmodeler tags: - Catastrophe Modeling - Exposure Management - Underwriting properties: - type: Documentation url: https://developer.rms.com/risk-modeler - type: APIReference url: https://developer.rms.com/risk-modeler/reference - type: OpenAPI url: openapi/moodys-rms-risk-modeler-openapi.yml - type: Overlay url: overlays/moodys-rms-risk-modeler-overlay.yaml - type: ChangeLog url: https://developer.rms.com/risk-modeler/changelog - type: PostmanCollection url: https://github.com/RMS/rms-developers/blob/master/.assets/rm/rm2-postman.zip - aid: moodys-rms:data-bridge-api name: Moody's RMS Data Bridge API description: >- Administers database connections and moves exposure and results data into and out of the Intelligent Risk Platform. The harvested OpenAPI 3.0.1 definition carries 21 paths covering database and server management, EDM/RDM database creation and deletion, upload and download of exposure databases, and the job status endpoints that track those transfers. humanURL: https://developer.rms.com/databridge baseURL: https://api-use1.rms.com/databridge tags: - Data Exchange - Exposure Data - ETL properties: - type: Documentation url: https://developer.rms.com/databridge - type: APIReference url: https://developer.rms.com/databridge/reference - type: OpenAPI url: openapi/moodys-rms-data-bridge-openapi.json - type: Overlay url: overlays/moodys-rms-data-bridge-overlay.yaml - type: ChangeLog url: https://developer.rms.com/databridge/changelog - aid: moodys-rms:location-intelligence-api name: Moody's RMS Location Intelligence API description: >- Address geocoding and per-location peril and hazard risk lookups used to enrich exposure before modeling. The harvested OpenAPI 3.0.1 definition carries 366 paths under three declared tags — Geocoding, Composite, and Risk Lookups — returning geocode resolution (including a code mapped to the ACORD standard resolution scale), hazard scores, and peril-specific risk attributes by location. humanURL: https://developer.rms.com/location-intelligence baseURL: https://api-use1.rms.com/li tags: - Geocoding - Risk Data - Hazard properties: - type: Documentation url: https://developer.rms.com/location-intelligence - type: APIReference url: https://developer.rms.com/location-intelligence/reference - type: OpenAPI url: openapi/moodys-rms-location-intelligence-openapi.yaml - type: Overlay url: overlays/moodys-rms-location-intelligence-overlay.yaml - type: ChangeLog url: https://developer.rms.com/location-intelligence/changelog - type: PostmanCollection url: https://github.com/RMS/rms-developers/blob/master/.assets/li/li-postman.json.zip - aid: moodys-rms:climate-on-demand-api name: Moody's RMS Climate On Demand API description: >- Physical climate risk data delivered as an API so financial-services organizations can build climate applications on the Intelligent Risk Platform. The public developer page documents four product surfaces — CoD Real Assets Stn, CoD Real Assets Pro, CoD Corporates, and CoD Spatial Areas — and offers a public Postman collection. No downloadable OpenAPI definition was found for this family at the time of review. humanURL: https://developer.rms.com/climate-on-demand tags: - Climate Risk - Physical Risk - ESG properties: - type: Documentation url: https://developer.rms.com/climate-on-demand - type: PostmanCollection url: https://www.postman.com/rms-developers/workspace/cod/collection/21620294-578a748b-78a6-4a3a-b4b3-5c5380b7848e - aid: moodys-rms:platform-mcp-server name: Moody's RMS Platform MCP Server description: >- A hosted Model Context Protocol server, irp-integration-mcp, released with Intelligent Risk Platform version 2026.07.c on 2026-06-30. It transforms the Platform API specifications, documentation, and code samples into a single queryable knowledge graph so that tenant AI applications can discover and implement catastrophe modeling and reinsurance workflows. Sixteen tools ship across five categories — Knowledge Graph, API Discovery, API Execution, Skills (beta), and Session Management — but only one of them, execute-api, actually calls Platform API operations; the rest reason over the graph. The transport is Streamable HTTP on two regional endpoints, and every request is authenticated at Moody's API gateway by an Intelligent Risk Platform API key whose user group carries the IRP Agentic Tools User role. Supported hosts include Claude Code, Claude Desktop, Cursor, Devin, JetBrains AI Assistant, and Visual Studio Code. All tenant data stays on the Intelligent Risk Platform. humanURL: https://developer.rms.com/platform/docs/platform-mcp-server-overview baseURL: https://api-use1.rms.com/platform/integration/v1/mcp tags: - MCP - Agents - Catastrophe Modeling properties: - type: MCPServer url: mcp/moodys-rms-mcp.yml - type: ToolCrosswalk url: mcp/moodys-rms-tool-crosswalk.yml - type: Documentation url: https://developer.rms.com/platform/docs/platform-mcp-server-overview - type: APIReference url: https://developer.rms.com/platform/docs/platform-mcp-server-tools - type: GettingStarted url: https://developer.rms.com/platform/docs/platform-mcp-server-integration common: - type: MCPServer url: mcp/moodys-rms-mcp.yml - type: ToolCrosswalk url: mcp/moodys-rms-tool-crosswalk.yml - type: AgentSkill url: skills/_index.yml - type: Idempotency url: conventions/moodys-rms-conventions.yml - type: Conventions url: conventions/moodys-rms-conventions.yml - type: ErrorCatalog url: errors/moodys-rms-error-codes.yml - type: Lifecycle url: lifecycle/moodys-rms-lifecycle.yml - type: StatusPage url: https://status.rms.com - type: Deprecation url: https://developer.rms.com/platform/docs/policies - type: ChangeLog url: changelog/moodys-rms-changelog.yml - type: Conformance url: conformance/moodys-rms-conformance.yml - type: DataModel url: data-model/moodys-rms-data-model.yml - type: LLMsTxt url: llms/moodys-rms-llms.txt - type: GettingStarted url: https://developer.rms.com/platform/docs/get-started - type: Support url: https://support.rms.com/o/html-doc/OLH_Content/SCGuide_Help_Center/Content/SCGuide/Welcome.htm - type: TermsOfService url: https://www.moodys.com/web/en/us/legal/terms-of-use.html - type: PrivacyPolicy url: https://www.moodys.com/web/en/us/legal/privacy-policy.html - type: Postman url: https://www.postman.com/rms-developers/rms-developers/overview - type: AgenticAccess url: agentic-access/moodys-rms-agentic-access.yml - type: DomainSecurity url: security/moodys-rms-domain-security.yml - type: Authentication url: authentication/moodys-rms-authentication.yml - type: Website url: https://www.moodys.com/web/en/us/who-we-serve/insurance.html - type: Documentation url: https://developer.rms.com/ - type: DeveloperPortal url: https://developer.rms.com/ - type: GitHubOrganization url: https://github.com/RMS - type: PostmanCollection url: https://www.postman.com/rms-developers/rms-developers/overview - type: APIReference url: https://developer.rms.com/platform/reference maintainers: - FN: Kin Lane email: kin@apievangelist.com