aid: moov-io
url: https://raw.githubusercontent.com/api-evangelist/moov-io/refs/heads/main/apis.yml
name: Moov
kind: company
description: Moov is a money-movement platform that lets software teams accept, store,
  send, and spend money through a single REST API. The Moov API covers accounts and
  onboarding, representatives, capabilities and underwriting, funding sources (bank
  accounts, cards, Apple Pay, Google Pay, wallets), and money movement across ACH,
  RTP, push-to-card, and card acquiring - plus transfers, refunds, disputes, sweeps,
  and card issuing. Moov also maintains a well-known open-source GitHub organization
  (github.com/moov-io) of Go libraries for banking file formats (ACH, wire, IAT, and
  more); this catalog documents the commercial hosted Moov money-movement API at
  api.moov.io.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- Money Movement
- Fintech
- ACH
- RTP
- Cards
- Wallets
- Embedded Finance
created: '2026-07-02'
modified: '2026-07-02'
specificationVersion: '0.19'
apis:
- aid: moov-io:moov-io-accounts-api
  name: Moov Accounts API
  tags:
  - Accounts
  - Onboarding
  - KYC
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/moov-accounts/accounts/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/moov-accounts/accounts/
    type: APIReference
  - url: https://docs.moov.io/guides/accounts/
    type: Documentation
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  - url: collections/moov-io.postman_collection.json
    type: PostmanCollection
  - url: collections/moov-io.opencollection.json
    type: OpenCollection
  description: Create and manage Moov accounts for businesses and individuals - the
    core identity onto which funding sources, capabilities, and money movement are
    attached. Supports creating, listing, retrieving, updating, and disconnecting
    accounts, plus account connections and a terms-of-service token.
- aid: moov-io:moov-io-representatives-api
  name: Moov Representatives API
  tags:
  - Representatives
  - KYC
  - Ownership
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/moov-accounts/representatives/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/moov-accounts/representatives/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  - url: collections/moov-io.postman_collection.json
    type: PostmanCollection
  description: Add, list, retrieve, update, and remove the beneficial owners and
    controllers (representatives) attached to a business account for KYC / KYB
    verification.
- aid: moov-io:moov-io-capabilities-api
  name: Moov Capabilities API
  tags:
  - Capabilities
  - Onboarding
  - Compliance
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/moov-accounts/capabilities/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/moov-accounts/capabilities/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  description: Request, list, retrieve, and disable the capabilities (transfers,
    send-funds, collect-funds, wallet, card-issuing, etc.) that determine what money
    movement an account is enabled to perform.
- aid: moov-io:moov-io-underwriting-api
  name: Moov Underwriting API
  tags:
  - Underwriting
  - Risk
  - Compliance
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/moov-accounts/underwriting/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/moov-accounts/underwriting/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  description: Retrieve and update the underwriting details (expected activity,
    volume, and business model) Moov uses to enable card acquiring and higher-risk
    money-movement capabilities on an account.
- aid: moov-io:moov-io-bank-accounts-api
  name: Moov Bank Accounts API
  tags:
  - Bank Accounts
  - ACH
  - Verification
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/sources/bank-accounts/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/sources/bank-accounts/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  - url: collections/moov-io.postman_collection.json
    type: PostmanCollection
  description: Link, list, retrieve, and delete bank accounts as funding sources,
    and verify them via instant verification or micro-deposits for ACH and RTP
    money movement.
- aid: moov-io:moov-io-cards-api
  name: Moov Cards API
  tags:
  - Cards
  - Funding Source
  - PCI
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/sources/cards/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/sources/cards/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  - url: collections/moov-io.postman_collection.json
    type: PostmanCollection
  description: Link, list, retrieve, update, and disable payment cards as funding
    sources, with verification (CVV / address) for card acquiring, pull-from-card,
    and push-to-card money movement.
- aid: moov-io:moov-io-wallets-api
  name: Moov Wallets API
  tags:
  - Wallets
  - Balances
  - Ledger
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/sources/wallets/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/sources/wallets/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  description: Create and manage Moov wallets (stored-balance accounts), inspect
    wallet balances and their ledgered transactions, and review balance
    adjustments.
- aid: moov-io:moov-io-payment-methods-api
  name: Moov Payment Methods API
  tags:
  - Payment Methods
  - Rails
  - Funding Source
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/sources/payment-methods/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/sources/payment-methods/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  description: List and retrieve the payment methods available on an account - the
    concrete combinations of a funding source (bank account, card, or wallet) and a
    rail (ACH, RTP, card, wallet) that can be used as the source or destination of a
    transfer.
- aid: moov-io:moov-io-transfers-api
  name: Moov Transfers API
  tags:
  - Transfers
  - Money Movement
  - ACH
  - RTP
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/money-movement/transfers/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/money-movement/transfers/
    type: APIReference
  - url: https://docs.moov.io/guides/money-movement/
    type: Documentation
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  - url: collections/moov-io.postman_collection.json
    type: PostmanCollection
  description: Move money between funding sources across ACH, RTP, push-to-card, and
    card acquiring. Create, list, retrieve, and patch transfers; look up transfer
    options and per-account transfer configuration; and cancel transfers.
- aid: moov-io:moov-io-refunds-api
  name: Moov Refunds API
  tags:
  - Refunds
  - Reversals
  - Cards
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/money-movement/refunds/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/money-movement/refunds/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  description: Refund and reverse card transfers - create a refund on a completed
    card transfer, cancel or reverse a still-authorized card transfer, and list or
    retrieve the refunds on a transfer.
- aid: moov-io:moov-io-sweeps-api
  name: Moov Sweeps API
  tags:
  - Sweeps
  - Wallets
  - Automation
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/money-movement/sweeps/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/money-movement/sweeps/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  description: Configure automated sweeps that move accumulated wallet balances to a
    designated bank account on a schedule. Create, list, retrieve, and update sweep
    configurations, and inspect the individual sweeps they produce.
- aid: moov-io:moov-io-disputes-api
  name: Moov Disputes API
  tags:
  - Disputes
  - Chargebacks
  - Evidence
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/money-movement/disputes/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/money-movement/disputes/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  description: Manage card disputes and chargebacks - list and retrieve disputes,
    accept a dispute, and upload, submit, list, retrieve, and delete the evidence
    (files and text) used to respond to a dispute.
- aid: moov-io:moov-io-card-issuing-api
  name: Moov Card Issuing API
  tags:
  - Card Issuing
  - Virtual Cards
  - Spend
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/guides/money-movement/spend/card-issuing/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/guides/money-movement/spend/card-issuing/
    type: Documentation
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  description: Issue virtual spending cards backed by a Moov wallet, retrieve full
    PCI card details, and review the authorizations, authorization events, and
    settled card transactions those issued cards generate.
- aid: moov-io:moov-io-institutions-api
  name: Moov Institutions API
  tags:
  - Institutions
  - Routing Numbers
  - Enrichment
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.moov.io/api/enrichment/institutions/
  baseURL: https://api.moov.io
  properties:
  - url: https://docs.moov.io/api/enrichment/institutions/
    type: APIReference
  - url: openapi/moov-io-openapi.yml
    type: OpenAPI
  description: Validate a financial institution by routing number before initiating
    payment activity, and check which payment rails (ACH, RTP, wire) are available
    for a given routing number.
common:
- type: TrustCenter
  url: security/moov-io-trust-center.yml
- type: DomainSecurity
  url: security/moov-io-domain-security.yml
- type: Authentication
  url: authentication/moov-io-authentication.yml
- type: GitHubOrganization
  url: https://github.com/moov-io
- type: LinkedIn
  url: https://www.linkedin.com/company/moov-financial
- url: https://moov.io/blog/index.xml
  type: Blog
- type: Website
  url: https://moov.io
- type: Documentation
  url: https://docs.moov.io
- type: Plans
  url: plans/moov-io-plans-pricing.yml
- type: RateLimits
  url: rate-limits/moov-io-rate-limits.yml
- type: FinOps
  url: finops/moov-io-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com