specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Moov
providerId: moov
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-04'
reconciled: true
tags:
  - FinOps
  - FOCUS
  - Embedded Finance
description: FOCUS-aligned FinOps for Moov.
sources:
  - https://moov.io/pricing
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Moov
serviceCategory: Embedded Finance
billingModel:
  pricingCategory: Per-Transaction with $500/mo Minimum
  billingFrequency: Monthly
  billingCurrency: USD
focusColumns:
  ServiceName: Moov
  ServiceCategory: Embedded Finance
  ProviderName: Moov
  PublisherName: Moov
  BillingCurrency: USD
meters:
  - name: card_transactions
    unit: transaction
    aggregation: sum
    dimensions:
      - channel
      - card_present
  - name: transaction_volume
    unit: USD
    aggregation: sum
  - name: ach_transactions
    unit: transaction
    aggregation: sum
  - name: instant_payments
    unit: transaction
    aggregation: sum
  - name: active_wallets
    unit: wallet-month
    aggregation: max
  - name: virtual_cards_issued
    unit: card
    aggregation: sum
principles:
  - name: Visibility
    description: Track Moov consumption monthly.
  - name: Allocation
    description: Tag usage to teams/cost centers.
  - name: Optimization
    description: Right-size; reclaim unused entitlements.
  - name: Accountability
    description: Set spend alerts; quarterly review.