# Mos

> Mos is a consumer fintech that helps students find and win money for college — a
> scholarship-matching app backed by financial-aid advisors. Mos publishes no public API,
> developer portal, SDK or machine-readable contract. This file is GENERATED by API Evangelist
> from the public Mos website; it is not published by Mos.

generated: 2026-08-26
method: generated
source: https://mos.com/ (no provider-published /llms.txt — https://mos.com/llms.txt returns 404)

## About

Mos was founded in 2017 by Amira Yahyaoui and is backed by Sequoia Capital, Lux Capital and Expa.
It started as a financial-aid application service (FAFSA filing plus human advisor support), added
a fee-free student checking account and debit card in 2021, then shut the banking product down in
2023 and refocused on financial aid. The product today matches students against a scholarship
database Mos describes as $160 billion in available funding, and adds college financial-planning
tools and access to a personal advisor. Sequoia's company page records Mos as acquired in 2025;
the acquirer is not disclosed.

## Product

- [Mos](https://mos.com/): scholarship matching, college cost planning, personal advisor.

## Legal

- [Mos Service Terms](https://mos.com/service-terms/)
- [Privacy Notice](https://mos.com/privacy-notice/)
- [Website Terms](https://mos.com/website-terms/)
- [Electronic Disclosure and Consent](https://mos.com/eca/)

## API surface

Mos has no developer program. Verified by direct probe on 2026-08-26:

- https://mos.com/openapi.json, /swagger.json, /api-docs, /developers, /developer, /api, /docs — all 404
- https://mos.com/llms.txt — 404
- No developer.*, developers.*, docs.*, status.* or graphql.* subdomain resolves for mos.com
- https://app.mos.com/ — 301 redirect to https://mos.com (the app host is retired)
- https://api.mos.com/ — an AWS API Gateway that answers HTTP 403 {"message":"Forbidden"} to every
  anonymous request including the root. It is the private backend of the Mos app, not a published
  API: there is no documentation, no reference, and no anonymous discovery path.
- No OpenAPI, GraphQL SDL, AsyncAPI, MCP server, A2A agent card, .well-known document, SDK,
  package-registry client library, GitHub organization, status page or changelog was found.

Agents should treat mos.com as a human-facing website only.