generated: '2026-07-17'
method: derived
status: candidate
source: openapi/mpesa-openapi.yml
description: >-
  Safaricom does not operate an official hosted/remote MCP server for Daraja. Community MCP
  servers exist (e.g. mboya/daraja-mcp on lobehub) but are not first-party. The tool list
  below is a CANDIDATE, derived one-to-one from the M-Pesa Daraja OpenAPI operations — a
  starting point for exposing Daraja to AI agents. Funds-movement tools (b2c, b2b, reversal,
  tax_remittance) move real money in KES and should require human-in-the-loop confirmation
  (see agentic-access/mpesa-agentic-access.yml).
server:
  name: mpesa-daraja
  transport: http
community_servers:
- name: daraja-mcp
  url: https://lobehub.com/mcp/mboya-daraja-mcp
  official: false
tools:
- name: generate_access_token
  description: Mint a short-lived OAuth access token from consumer key/secret.
  source_operation: openapi/mpesa-openapi.yml#generateAccessToken
- name: stk_push
  description: Initiate an M-Pesa Express (STK Push) PIN prompt to collect a payment.
  source_operation: openapi/mpesa-openapi.yml#stkPush
- name: stk_push_query
  description: Query the status of an STK Push request.
  source_operation: openapi/mpesa-openapi.yml#stkPushQuery
- name: c2b_register_url
  description: Register C2B validation and confirmation callback URLs.
  source_operation: openapi/mpesa-openapi.yml#c2bRegisterURL
- name: c2b_simulate
  description: Simulate an inbound C2B payment (sandbox only).
  source_operation: openapi/mpesa-openapi.yml#c2bSimulate
- name: b2c_payment_request
  description: Disburse funds from a business shortcode to a customer wallet.
  source_operation: openapi/mpesa-openapi.yml#b2cPaymentRequest
- name: b2b_payment_request
  description: Move funds between two business shortcodes.
  source_operation: openapi/mpesa-openapi.yml#b2bPaymentRequest
- name: b2b_express_checkout
  description: Trigger a B2B Express Checkout USSD push to a till operator.
  source_operation: openapi/mpesa-openapi.yml#b2bExpressCheckout
- name: transaction_status
  description: Query the status of an M-Pesa transaction.
  source_operation: openapi/mpesa-openapi.yml#transactionStatus
- name: account_balance
  description: Query the balance of a business shortcode.
  source_operation: openapi/mpesa-openapi.yml#accountBalance
- name: reversal
  description: Reverse an M-Pesa transaction.
  source_operation: openapi/mpesa-openapi.yml#reversal
- name: dynamic_qr
  description: Generate a dynamic M-Pesa QR code.
  source_operation: openapi/mpesa-openapi.yml#dynamicQR
- name: tax_remittance
  description: Remit taxes to the Kenya Revenue Authority (KRA).
  source_operation: openapi/mpesa-openapi.yml#taxRemittance
- name: create_standing_order
  description: Create an M-Pesa Ratiba external standing order.
  source_operation: openapi/mpesa-openapi.yml#createStandingOrder