# Mutual of America Life Insurance Company

> Mutual of America Life Insurance Company is a mutual life insurance and retirement services
> provider headquartered in New York City. It offers employer-sponsored retirement plans —
> 401(k), 403(b), 401(a) and 457 deferred compensation — alongside individual retirement
> products including Traditional, Roth, Rollover, Managed, Self-Select and Inherited IRAs,
> flexible premium annuities, and interest-account and investment options. It serves nonprofit,
> business, governmental and tribal employers and their employees.

## Agent-relevant summary

Mutual of America publishes **no public API**. There is no developer portal, no API reference,
no OpenAPI/AsyncAPI/GraphQL/WSDL contract, no SDK in any package registry, no public GitHub
organization, no MCP server and no A2A agent card. An agent cannot transact with Mutual of
America programmatically. This file was generated by API Evangelist from an independent
third-party profile; Mutual of America does not serve an llms.txt of its own
(https://www.mutualofamerica.com/llms.txt returns HTTP 404).

## The only machine-readable surface

- [OpenID Connect discovery](https://login.mutualofamerica.com/.well-known/openid-configuration): OIDC Discovery 1.0 metadata for the customer/plan-sponsor sign-in host. Issuer https://login.mutualofamerica.com. Sign-in only — not an API.
- [OAuth 2.0 authorization server metadata](https://login.mutualofamerica.com/.well-known/oauth-authorization-server): RFC 8414 metadata for the same issuer. Supports PKCE (S256), pushed authorization requests (RFC 9126), DPoP (RFC 9449), device code (RFC 8628) and CIBA.

## Integration surface (human, not programmatic)

- [Payroll Integration](https://www.mutualofamerica.com/employers/services/payroll-integration): a file-based transfer of employee payroll data into the retirement plan, offered in "Premier" and "Standard" options. Described in prose; no file layout, standard or API is published.
- [Plan Administration Portal (SponsorConnect)](https://sponsor.mutualofamerica.com): credentialed employer portal. Bot-protected; no public contract.
- [Online Enrollment](https://www.mutualofamerica.com/employers/services/online-enrollment)
- [Online Salary Deferral](https://www.mutualofamerica.com/employers/services/online-salary-deferral)

## Products

- [Employers overview](https://www.mutualofamerica.com/employers): 401(k), 403(b), 401(a), 457 deferred compensation plans for nonprofit, business, governmental, tribal and values-based organizations.
- [Individuals overview](https://www.mutualofamerica.com/individuals): Traditional, Rollover, Roth, Managed, Self-Select, Inherited and Spousal IRAs; flexible premium annuity; retirement income options.
- [Interest Account & Investment Options](https://www.mutualofamerica.com/employers/interest-account-and-investment-options)

## Company and policy

- [About Us](https://www.mutualofamerica.com/about-us)
- [Newsroom](https://www.mutualofamerica.com/about-us/newsroom)
- [Learning Center articles](https://www.mutualofamerica.com/insights-and-tools/learning-center/articles)
- [Customer support](https://www.mutualofamerica.com/customer-support): 800.468.3785
- [Legal information (terms of use)](https://www.mutualofamerica.com/legal-information)
- [Privacy](https://www.mutualofamerica.com/Privacy-Page) · [Online privacy information](https://www.mutualofamerica.com/online-privacy-information)
- [Customer protection guarantee](https://www.mutualofamerica.com/customer-protection-guarantee)
- [Accessibility commitment](https://www.mutualofamerica.com/Accessibility-Commitment)

## Optional

- Profile source: https://github.com/api-evangelist/mutual-of-america-life-insurance
- Generated by the API Evangelist enrichment pipeline on 2026-08-28 from apis.yml and the repo artifacts. Not authored or endorsed by Mutual of America.