openapi: 3.2.0
info:
  contact:
    name: MX Platform API
    url: https://www.mx.com/products/platform-api
  description: 'The MX Platform API is a powerful, fully-featured API designed to make aggregating and enhancing financial data easy and reliable. It can seamlessly connect your app or website to tens of thousands of financial institutions.


    ## What''s Changed?


    Several endpoints, headers, and fields changed in `v20250224`. For more on breaking changes, refer to our [versioning](/api-reference/platform-api/overview/versioning#v20250224) and [migration](/api-reference/platform-api/overview/migration) guides.


    ## Version Header

    Versions are set in the `Accept-Version` header of API requests. Version numbers correspond with the date associated with that version.  The example below uses the version `v20250224`.


    ```

    -H ''Accept: application/json''

    -H ''Accept-Version: v20250224''

    ```


    ---

    '
  title: MX Platform monthly cash flow profile API
  version: '20250224'
servers:
- url: https://int-api.mx.com
- url: https://api.mx.com
security:
- basicAuth: []
tags:
- name: monthly cash flow profile
paths:
  /users/{user_identifier}/monthly_cash_flow_profile:
    parameters:
    - $ref: '#/components/parameters/userIdentifier'
    - $ref: '#/components/parameters/acceptVersion'
    get:
      tags:
      - monthly cash flow profile
      operationId: readMonthlyCashFlowProfile
      summary: Read monthly cash flow profile
      description: Read monthly cash flow profile.
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/MonthlyCashFlowResponseBody'
    put:
      tags:
      - monthly cash flow profile
      operationId: updateMonthlyCashFlowProfile
      summary: Update monthly cash flow profile
      description: Use this endpoint to update the attributes of a `monthly_cash_flow_profile`.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/MonthlyCashFlowProfileRequestBody'
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/MonthlyCashFlowResponseBody'
components:
  schemas:
    MonthlyCashFlowResponse:
      properties:
        guid:
          example: MCF-4e431124-4a29-abf9-f059-ab232ac14dbf
          type: string
          description: Unique identifier for the monthly cash flow profile. Defined by MX.
        user_guid:
          example: USR-6c83f63c-efcc-0189-3f14-100f0bad378a
          type: string
          description: Unique identifier for the user the monthly cash flow profile is attached to. Defined by MX.
        budgeted_income:
          description: The amount of the budgeted income for the user.
          example: 5000
          type: number
        budgeted_expenses:
          description: The amount of the budgeted expenses for the user.
          example: 3500
          type: number
        goals_contribution:
          description: The monthly dollar amount allocated for goals.
          example: 500
          type: number
        estimated_goals_contribution:
          example: null
          type:
          - number
          - 'null'
          description: The estimated monthly dollar amount allocated for goals calculated from income and budgets.
        uses_estimated_goals_contribution:
          description: Indicates if the user uses estimated goals contribution.
          example: false
          type: boolean
    MonthlyCashFlowProfileRequestBody:
      properties:
        monthly_cash_flow_profile:
          $ref: '#/components/schemas/MonthlyCashFlowProfileRequest'
      type: object
    MonthlyCashFlowResponseBody:
      properties:
        monthly_cash_flow_profile:
          $ref: '#/components/schemas/MonthlyCashFlowResponse'
      type: object
    MonthlyCashFlowProfileRequest:
      properties:
        goals_contribution:
          description: The monthly dollar amount allocated for goals.
          example: 500
          type: number
        uses_estimated_goals_contribution:
          example: false
          type: boolean
          description: Determines if the user uses estimated goals contribution.
  parameters:
    acceptVersion:
      name: Accept-Version
      in: header
      required: true
      schema:
        type: string
        default: v20250224
        example: v20250224
      description: MX Platform API version.
    userIdentifier:
      description: Use either the user `id` you defined or the MX-defined user `guid`. See [MX-Defined GUIDs vs IDs Defined by You​](/products/connectivity/overview/held-data/#mx-defined-guids-vs-ids-defined-by-you).
      in: path
      required: true
      name: user_identifier
      schema:
        type: string
  securitySchemes:
    basicAuth:
      scheme: basic
      type: http
      description: 'The MX Platform API requires basic access authentication using your `client_id` and `api_key`. These credentials must be Base64 encoded and included in the Authorization header of each API request to ensure secure access.


        Here''s an example using curl to access `v20250224`. Replace `https://int-api.mx.com/endpoint` with the actual API endpoint you wish to access and your Base64 encoded `client_id` and `api_key`.


        ```

        curl -L -X POST `https://int-api.mx.com/endpoint'' \

        -H ''Content-Type: application/json'' \

        -H ''Accept: application/json'' \

        -H ''Accept-Version: v20250224''

        -H ''Authorization: Basic BASE_64_ENCODING_OF{client_id:api_key}''

        ```

        '
    bearerAuth:
      type: http
      scheme: bearer