aid: mystate-bank url: https://raw.githubusercontent.com/api-evangelist/mystate-bank/refs/heads/main/apis.yml name: MyState Bank kind: company description: MyState Bank is an Australian retail bank headquartered in Hobart, Tasmania, and the principal banking brand of ASX-listed MyState Limited (ASX:MYS). It traces its origins to a Tasmanian credit union serving teachers, police and nurses, formed its current group in the 2009 merger of Tasmanian Perpetual Trustees and MyState Financial, was authorised to use the MyState Bank name in 2014, and in February 2025 completed a merger with Queensland regional lender Auswide Bank to create one of Australia's larger regional banking groups. As an authorised deposit-taking institution (ADI) it is a regulated data holder under the Australian Consumer Data Right (CDR / Open Banking) and exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Consumer Data Standards (CDS). Consumer data sharing beyond PRD is protected under the CDR's accredited-data-recipient model. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial - Banks - Open Banking - CDR - Consumer Data Right - Consumer Banking - Australia - Product Reference Data created: '2026-07-20' modified: '2026-07-21' specificationVersion: '0.19' apis: - aid: mystate-bank:mystate-bank-cdr-product-reference-data-api name: MyState Bank CDR Product Reference Data API tags: - CDR - Open Banking - Product Reference Data - Banking - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://mystate.com.au/help-centre/open-banking-help/ baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/products properties: - url: https://mystate.com.au/help-centre/open-banking-help/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#get-products type: APIReference - url: openapi/mystate-bank-cds-banking-products-openapi.yml type: OpenAPI description: Public, UNAUTHENTICATED Product Reference Data (PRD) API mandated by the Australian Consumer Data Right and conforming to the shared DSB Consumer Data Standards (CDS) Banking API. Exposes Get Products (GET /banking/products) and Get Product Detail (GET /banking/products/{productId}), versioned via the x-v header, for openly discovering MyState Bank's accounts, loans and card products. Confirmed live returning HTTP 200 with a data.products array and x-v 3 on 2026-07-20. - aid: mystate-bank:mystate-bank-cdr-accounts-balances-api name: MyState Bank CDR Accounts & Balances API tags: - CDR - Open Banking - Accounts - Balances - Banking - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://mystate.com.au/help-centre/open-banking-help/ baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/accounts properties: - url: https://mystate.com.au/help-centre/open-banking-help/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts type: APIReference - url: openapi/mystate-bank-cds-banking-openapi.yml type: OpenAPI description: Consumer-AUTHORIZED CDR banking surface for accounts and balances, implementing the shared DSB Consumer Data Standards Banking API. Covers Get Accounts (GET /banking/accounts), Get Bulk Balances (GET /banking/accounts/balances), Get Account Balance (GET /banking/accounts/{accountId}/balance) and Get Account Detail (GET /banking/accounts/{accountId}). Access requires an explicit consumer authorisation obtained by an Accredited Data Recipient (ADR) over the CDR mTLS/FAPI security profile; these endpoints are not publicly callable without a valid consent and token. - aid: mystate-bank:mystate-bank-cdr-transactions-api name: MyState Bank CDR Transactions API tags: - CDR - Open Banking - Transactions - Banking - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://mystate.com.au/help-centre/open-banking-help/ baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/accounts properties: - url: https://mystate.com.au/help-centre/open-banking-help/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account type: APIReference - url: openapi/mystate-bank-cds-banking-openapi.yml type: OpenAPI description: Consumer-AUTHORIZED CDR transactions surface implementing the shared DSB Consumer Data Standards Banking API. Covers Get Transactions For Account (GET /banking/accounts/{accountId}/transactions) and Get Transaction Detail (GET /banking/accounts/{accountId}/transactions/{transactionId}), supporting date, amount and text filtering. Access requires an explicit consumer authorisation obtained by an Accredited Data Recipient (ADR) over the CDR mTLS/FAPI security profile; not publicly callable without a valid consent and token. - aid: mystate-bank:mystate-bank-cdr-direct-debits-scheduled-payments-api name: MyState Bank CDR Direct Debits & Scheduled Payments API tags: - CDR - Open Banking - Direct Debits - Scheduled Payments - Banking - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://mystate.com.au/help-centre/open-banking-help/ baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/accounts properties: - url: https://mystate.com.au/help-centre/open-banking-help/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account type: APIReference - url: openapi/mystate-bank-cds-banking-openapi.yml type: OpenAPI description: Consumer-AUTHORIZED CDR surface for regular payment arrangements, implementing the shared DSB Consumer Data Standards Banking API. Covers Get Direct Debits For Account and Get Bulk Direct Debits (/banking/accounts/{accountId}/direct-debits, /banking/accounts/direct-debits), plus Get Scheduled Payments For Account and Get Bulk Scheduled Payments (/banking/accounts/{accountId}/payments/scheduled, /banking/payments/scheduled). Access requires an explicit consumer authorisation obtained by an Accredited Data Recipient (ADR) over the CDR mTLS/FAPI security profile; not publicly callable without a valid consent and token. - aid: mystate-bank:mystate-bank-cdr-payees-api name: MyState Bank CDR Payees API tags: - CDR - Open Banking - Payees - Banking - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://mystate.com.au/help-centre/open-banking-help/ baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/payees properties: - url: https://mystate.com.au/help-centre/open-banking-help/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees type: APIReference - url: openapi/mystate-bank-cds-banking-openapi.yml type: OpenAPI description: Consumer-AUTHORIZED CDR payees surface implementing the shared DSB Consumer Data Standards Banking API. Covers Get Payees (GET /banking/payees) and Get Payee Detail (GET /banking/payees/{payeeId}), returning a consumer's saved payee list and per-payee detail. Access requires an explicit consumer authorisation obtained by an Accredited Data Recipient (ADR) over the CDR mTLS/FAPI security profile; not publicly callable without a valid consent and token. common: - type: DomainSecurity url: security/mystate-bank-domain-security.yml - type: Website url: https://www.mystate.com.au/ - type: LinkedIn url: https://www.linkedin.com/company/mystate-limited - type: InvestorRelations url: https://mystatelimited.com.au/ - type: ProductReferenceData url: https://public.cdr.mystate.com.au/cds-au/v1/banking/products - type: Standards url: https://consumerdatastandardsaustralia.github.io/standards/ - type: Support url: https://mystate.com.au/help-centre/open-banking-help/ - type: Documentation url: https://mystate.com.au/help-centre/open-banking-help/ - type: PrivacyPolicy url: https://mystate.com.au/legal/privacy-policy/ - type: TermsOfService url: https://mystate.com.au/legal/ - type: Conventions url: conventions/mystate-bank-conventions.yml - type: Authentication url: authentication/mystate-bank-authentication.yml - type: ErrorCatalog url: errors/mystate-bank-problem-types.yml - type: Conformance url: conformance/mystate-bank-conformance.yml - type: Lifecycle url: lifecycle/mystate-bank-lifecycle.yml - type: Deprecation url: https://consumerdatastandardsaustralia.github.io/standards/#versioning - type: DataModel url: data-model/mystate-bank-data-model.yml - type: MCPServer url: mcp/mystate-bank-mcp.yml - type: LLMsTxt url: llms/mystate-bank-llms.txt - type: Overlay url: overlays/mystate-bank-cds-banking-products-overlay.yaml - type: AgentSkill url: skills/_index.yml maintainers: - FN: Kin Lane email: kin@apievangelist.com