slug: n3xt provider: N3XT generated_by: planning/capability-mapping/scripts/classify_capabilities.py model: claude-opus-5 frame: - Banking & Capital Markets min_confidence: 0.7 capability_model: source: https://github.com/vincentmakes/turbo-ea-capabilities license: CC-BY-4.0 attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 notice: NOTICE edge_count: 2 edges: - tag: Payments spec_file: n3xt-payments-api-openapi.yml capability_id: BC-1340.10 capability_id_l1: BC-1340 capability_name: Payment Initiation Management confidence: 0.9 evidence: POST /payments/instant 'Instant Payment'; POST /payments/request 'Request Payment'; PATCH /payments/request/{id} 'Update Payment Request Status'; schemas InstantPaymentRequest, PaymentStatusEnum reason: Operations capture, submit and track payment instructions and payment requests — plainly payment initiation for a payments bank; real-time rail relevance is secondary but initiation dominates the surface. - tag: Programmable spec_file: n3xt-programmable-api-openapi.yml capability_id: BC-1340.10 capability_id_l1: BC-1340 capability_name: Payment Initiation Management confidence: 0.75 evidence: POST /payments/programmable 'Create Programmable Payment Request'; PUT /payments/programmable/{id}/fulfillment 'Fulfill Programmable Payment Delivery'; PUT .../cancellation 'Cancel Programmable Payment' reason: Creation, fulfilment and cancellation of conditional payment instructions is payment instruction capture and authorisation; slight ambiguity as the fulfilment/settlement leg could also be read as payment processing.