generated: '2026-07-20'
method: searched
status: published
source: https://n3xt.io/llms.txt
notes: N3XT operates a hosted, remote MCP server at mcp.n3xt.io. The /mcp endpoint responds 401 (OAuth-protected)
  and the N3XT authorization server publishes dedicated `mcp:read` and `mcp:write` OAuth scopes, confirming
  a first-party MCP surface over the banking API. Access is via OAuth 2.0 (authorization_code / client_credentials)
  at authn.n3xt.io. The tool list below is a candidate mapping derived from the public OpenAPI operations;
  N3XT does not publish a verbatim tool manifest.
server:
  name: n3xt
  transport: http
  url: https://mcp.n3xt.io/mcp
  auth:
    type: oauth2
    issuer: https://authn.n3xt.io
    scopes:
    - mcp:read
    - mcp:write
tools:
- name: list_wallets
  description: List wallets for the authenticated business.
  source_operation: openapi/n3xt-openapi-original.json#Wallets
- name: get_wallet
  description: Retrieve a wallet by ID.
  source_operation: openapi/n3xt-openapi-original.json#Wallet By Id
- name: get_me
  description: Retrieve the current authenticated user.
  source_operation: openapi/n3xt-openapi-original.json#Me
- name: instant_payment
  description: Send an instant USD payment between businesses.
  source_operation: openapi/n3xt-openapi-original.json#Instant Payment
- name: create_payment_request
  description: Create a payment request to be paid by a counterparty.
  source_operation: openapi/n3xt-openapi-original.json#Create Payment Request
- name: list_payments
  description: List payments with filters and pagination.
  source_operation: openapi/n3xt-openapi-original.json#List Payments
- name: get_payment
  description: Retrieve a payment by ID.
  source_operation: openapi/n3xt-openapi-original.json#Get Payment by Id
- name: create_programmable_payment
  description: Create a programmable (conditional) payment request.
  source_operation: openapi/n3xt-openapi-original.json#Create Programmable Payment Request
- name: internal_transfer
  description: Transfer funds internally between wallets.
  source_operation: openapi/n3xt-openapi-original.json#Internal Transfer
- name: ndd_mint
  description: Mint N3XT Digital Dollars (NDD).
  source_operation: openapi/n3xt-openapi-original.json#NDD Mint
- name: ndd_redeem
  description: Burn / redeem N3XT Digital Dollars (NDD).
  source_operation: openapi/n3xt-openapi-original.json#NDD Burn
- name: list_contacts
  description: List saved contacts.
  source_operation: openapi/n3xt-openapi-original.json#ListContacts
- name: list_audit_trail
  description: List audit-trail events for the business.
  source_operation: openapi/n3xt-openapi-original.json#List
- name: list_approvals
  description: List pending approvals.
  source_operation: openapi/n3xt-openapi-original.json#List
deployment:
  mode: remote
  endpoint: https://mcp.n3xt.io/mcp
  verified: probed
  probe: gated
  checked: '2026-08-12'
  source: catalog MCP census