generated: '2026-07-24'
method: derived
source: openapi/*.json + Afinis/Nacha documentation
standards:
- id: iso20022
  conforms: true
  evidence: Afinis API message bodies are modeled on ISO 20022 financial-services messages (pain/camt
    equivalents for payment initiation, account validation, returns).
- id: openapi-swagger-2.0
  conforms: true
  evidence: All 24 specifications are valid Swagger 2.0 documents published on SwaggerHub.
- id: apikey-auth
  conforms: true
  evidence: securityDefinitions declare an apiKey scheme (query parameter 'apikey').
- id: afinis-interoperability-standards
  conforms: true
  evidence: Royalty-free standardized financial-services API specifications stewarded by the Afinis group
    under Nacha.
- id: oauth2
  conforms: false
- id: openid-connect
  conforms: false
- id: rfc9457-problem-details
  conforms: false
  evidence: Errors use a custom {detail:[{errorcode,message}]} envelope, not application/problem+json.
- id: fhir
  conforms: false
- id: fapi
  conforms: false
- id: json-api
  conforms: false