generated: '2026-07-21'
method: searched
source: https://nabgateway-developer.nab.com.au/hello-world/testing-guide.html
# Sandbox for NAB's merchant-acquiring platform (the NAB Gateway / NAB Transact
# developer portal, powered by CyberSource). This applies to the Gateway Payments API
# entry, NOT the CDR Open Banking surface (CDR uses the DSB sandbox / accredited ADR
# flow, not test cards). All values below are published verbatim by NAB; nothing is
# invented. Test card numbers are shown with NAB's own placeholder notation where "X"
# represents the digit zero.
applies_to: national-australia-bank:national-australia-bank-gateway-payments-api
separation:
  model: separate-credentials
  note: >-
    "The sandbox simulates the live payment gateway. The sandbox never processes an
    actual payment." It is "completely separate from the live production environment,
    and it requires separate credentials." Using production credentials in the sandbox
    (or vice versa) returns HTTP 401.
  account: Create a sandbox account via the NAB Developer Portal (contact/registration link)
docs:
  testing_guide: https://nabgateway-developer.nab.com.au/hello-world/testing-guide.html
  test_cards: https://nabgateway-developer.nab.com.au/docs/nab/en-us/payments/developer/ctv/rest/payments/payments-intro/payments-testing-services/payments-testing-cards.html
card_notation: >-
  "X" characters in the published test numbers represent the digit zero and should be
  replaced with "0" when testing; remove spaces before submission.
test_cards:
  - brand: Visa
    number: "4111 1111 1111 1111"
  - brand: Mastercard
    number: "5555 5555 5555 4444"
  - brand: Mastercard
    number: "2222 42XX XXXX 1113"
  - brand: Mastercard
    number: "2222 63XX XXXX 1125"
  - brand: American Express
    number: "3782 8224 631X XX5"
  - brand: Discover
    number: "6X11 1111 1111 1117"
  - brand: JCB
    number: "3566 1111 1111 1113"
  - brand: Maestro (International)
    number: "5X33 9619 89X9 17"
  - brand: Maestro (International)
    number: "5868 2416 0825 5333 38"
  - brand: Maestro (UK Domestic)
    number: "6759 4111 XXXX XXX8"
  - brand: Maestro (UK Domestic)
    number: "6759 56XX 45XX 5727 054"
  - brand: Maestro (UK Domestic)
    number: "5641 8211 1116 6669"
cvv_expiry:
  expiry: Use any expiration date after today's date if none is provided.
  cvv: >-
    If the card verification code is required and not provided, use any 3-digit
    combination for Visa, Mastercard, Discover, Diners Club and JCB; any 4-digit
    combination for American Express.
response_triggers:
  field: orderInformation.amountDetails.totalAmount
  values:
    - amount: "1"
      result: AUTHORIZED
    - amount: "-1"
      result: INVALID_REQUEST (reason INVALID_DATA)