aid: national-bank-of-canada
url: https://raw.githubusercontent.com/api-evangelist/national-bank-of-canada/refs/heads/main/apis.yml
name: National Bank of Canada
kind: company
description: >-
  National Bank of Canada (Banque Nationale du Canada, TSX: NA) is a Schedule I
  chartered bank headquartered in Montreal, Quebec, founded in 1859. It is the
  sixth-largest of Canada's Big Six banks and the leading bank in Quebec,
  serving personal, commercial, wealth-management, and financial-markets clients.
  On open finance, National Bank is a notable first-mover: it was the first
  major Canadian bank to launch a secure, consent-based data-sharing API for
  retail customers, but it does NOT operate a public self-serve first-party
  developer portal. Programmatic access to customer financial data is delivered
  through aggregators rather than a downloadable public API — principally Flinks,
  the Montreal aggregator in which National Bank holds an ~80% stake, via its
  Open Banking Environment (OBE), and also through Plaid. National Bank and
  Flinks are founding participants of the FDX Canada working group, aligning
  their data-sharing on the FDX technical standard, and the bank is positioning
  ahead of Canada's forthcoming, legislated-but-not-yet-operational
  Consumer-Driven Banking framework (Budget 2024 / FCAC oversight). Today access
  is voluntary and aggregator-mediated; there is no operational open-banking
  mandate and no public first-party API surface.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Big Six
- Open Banking
- Consumer-Driven Banking
- FDX
- Data Aggregation
- Payments
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: national-bank-of-canada:consumer-data-access-aggregator
  name: National Bank Consumer Data Access (Aggregator-Mediated)
  description: >-
    National Bank of Canada exposes no public, self-serve first-party developer
    API. Consumer financial-data access is consent-based and aggregator-mediated:
    when a customer links a fintech app, National Bank redirects the customer to
    authenticate and grant consent, then shares data through a secure,
    FDX-aligned data feed. This access is delivered principally via Flinks
    (National Bank's ~80%-owned Montreal aggregator) through its Open Banking
    Environment (OBE), and also via Plaid. Fintechs onboard through the
    aggregator's accreditation process rather than a National Bank developer
    console. No National Bank OpenAPI/Swagger is publicly downloadable.
  humanURL: https://www.flinks.com/go/open-banking-api
  tags:
  - Open Banking
  - Data Aggregation
  - FDX
  - Consumer-Driven Banking
  - Flinks
  properties:
  - type: Documentation
    url: https://www.flinks.com/go/open-banking-api
  - type: DataAccess
    url: https://docs.flinks.com
common:
- type: DomainSecurity
  url: security/national-bank-of-canada-domain-security.yml
- type: LLMsTxt
  url: llms/national-bank-of-canada-llms.txt
- type: Website
  url: https://www.nbc.ca/
- type: About
  url: https://www.nbc.ca/about-us.html
- type: LinkedIn
  url: https://www.linkedin.com/company/national-bank-of-canada
- type: InvestorRelations
  url: https://www.nbc.ca/about-us/investors.html
- type: Newsroom
  url: https://www.nbc.ca/about-us/news-media/press-release.html
- type: Careers
  url: https://emplois.bnc.ca/en_CA/careers
- type: PrivacyPolicy
  url: https://www.nbc.ca/privacy-policy.html
- type: TermsOfService
  url: https://www.nbc.ca/terms-of-use.html
- type: DataAccess
  url: https://www.flinks.com/go/open-banking-api
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com