openapi: 3.2.0 info: version: v2.4 title: Open Data PCA API description: Latest Swagger specification for OpenData Personal Current Account data servers: - url: https://developer.openbanking.org.uk/open-banking/v2.4 tags: - name: PCA description: Endpoint for getting Personal Current Account data paths: /personal-current-accounts: get: tags: - PCA description: Gets a list of all `Personal Current Account` objects. parameters: - name: If-Modified-Since description: Used for conditional request, to retrieve data only if modified since a given date in: header required: false schema: type: string - name: If-None-Match description: Used for conditional request, to retrieve data only if the given Etag value does not match in: header required: false schema: type: string responses: '200': description: Successful response with a list of `Personal Current Account` data headers: Strict-Transport-Security: description: HTTPS strict transport security header schema: type: string default: max-age=31536000 Etag: description: A unique ID identifying whether this resource has changed schema: type: string Cache-Control: description: Describes how long this response can be cached schema: type: string default: max-age=28800 X-Frame-Options: description: Prevent this request from being loaded in any iframes schema: type: string default: DENY X-Content-Type-Options: description: Ensures each page has a content type and prevents browsers from doing MIME type sniffing schema: type: string default: nosniff content: application/prs.openbanking.opendata.v2.4+json: schema: type: object properties: meta: title: Meta data type: object properties: LastUpdated: type: string format: date-time TotalResults: type: integer Agreement: type: string enum: - Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions License: description: Open Banking License type: string format: uri enum: - https://www.openbanking.org.uk/open-licence TermsOfUse: description: Open Banking Terms of Use type: string format: uri enum: - https://www.openbanking.org.uk/terms required: - LastUpdated - TotalResults - Agreement - License - TermsOfUse additionalProperties: false data: type: array items: properties: Brand: description: Brand registered by the banking group at https://register.fca.org.uk/ type: array title: Brand items: description: Brand registered by the banking group at https://register.fca.org.uk/ type: object properties: BrandName: description: Brand Name that an organisation uses to market its products or services to a consumer as registered at https://register.fca.org.uk/ title: BrandName type: string minLength: 1 maxLength: 140 PCA: description: "PCA' means a personal current account. That is an account marketed to individuals rather than businesses, which provides the facility to place funds, withdraw cash, hold deposits and to execute payment transaction to and from third parties but does not include any of the following types of accounts: \n(a) an account in which money is held on deposit in a currency other than sterling; (b) current account mortgage, ie a single account comprising both a personal current account and a mortgage, which is regulated and marketed principally as a mortgage; \n(c) savings accounts (including instant access savings accounts); \n(d) credit card accounts where funds are usually paid in for the sole purpose of repaying a credit card debt; and \n(e) e-money accounts." type: array title: PCA items: description: "PCA' means a personal current account. That is an account marketed to individuals rather than businesses, which provides the facility to place funds, withdraw cash, hold deposits and to execute payment transaction to and from third parties but does not include any of the following types of accounts: \n(a) an account in which money is held on deposit in a currency other than sterling; (b) current account mortgage, ie a single account comprising both a personal current account and a mortgage, which is regulated and marketed principally as a mortgage; \n(c) savings accounts (including instant access savings accounts); \n(d) credit card accounts where funds are usually paid in for the sole purpose of repaying a credit card debt; and \n(e) e-money accounts." type: object properties: Name: description: The name of the PCA product used for marketing purposes from a customer perspective. I.e. what the customer would recognise. title: Name type: string minLength: 1 maxLength: 350 Identification: description: The unique ID that has been internally assigned by the financial institution to each of the current account banking products they market to their retail and/or small to medium enterprise (SME) customers. title: Identification type: string minLength: 1 maxLength: 40 Segment: description: "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http://www.investopedia.com/terms/m/marketsegmentation.asp#ixzz4gfEEalTd \nFollow us: Investopedia on Facebook\n\nWith respect to PCA products, they are segmented in relation to different markets that they wish to focus on. For example, Basic PCA products target consumers with poor credit history, Reward PCA products target consumers who spend a lot, and Premium products target High Net Worth individuals." title: Segment type: array items: description: "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http://www.investopedia.com/terms/m/marketsegmentation.asp#ixzz4gfEEalTd \nFollow us: Investopedia on Facebook\n\nWith respect to PCA products, they are segmented in relation to different markets that they wish to focus on. For example, Basic PCA products target consumers with poor credit history, Reward PCA products target consumers who spend a lot, and Premium products target High Net Worth individuals." type: string enum: - Basic - BenefitAndReward - CreditInterest - Cashback - General - Graduate - Other - Overdraft - Packaged - Premium - Reward - Student - YoungAdult - Youth OnSaleIndicator: description: Indicates that the published product is OnSale(value 1) or Back Book (value 0) title: OnSaleIndicator type: boolean Notes: description: Optional additional notes to supplement the product details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 PCAMarketingState: description: Describes the type of the known state (regular, promotional ) of the product. type: array title: PCAMarketingState items: description: Describes the type of the known state (regular, promotional ) of the product. type: object properties: Identification: description: Unique and unambiguous identification of a Eligibility Marketing state. title: Identification type: string minLength: 1 maxLength: 35 PredecessorID: description: Identifies the marketing state that precedes this marketing state title: PredecessorID type: string minLength: 1 maxLength: 35 MarketingState: description: Describes the marketing state (regular or promotional) for which the eligibility criteria applies title: MarketingState type: string enum: - Promotional - Regular FirstMarketedDate: description: Marketing state start date title: FirstMarketedDate type: string format: date LastMarketedDate: description: Marketing state end date title: LastMarketedDate type: string format: date StateTenureLength: description: The length/duration of a promotional state title: StateTenureLength type: number format: float StateTenurePeriod: description: The unit of period (days, weeks, months etc.) of the promotional length title: StateTenurePeriod type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Free text for adding details for marketing state title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 CreditInterest: description: Details about the interest that may be payable to the PCA account holders type: object title: CreditInterest properties: TierBandSet: description: The group of tiers or bands for which credit interest can be applied. type: array title: TierBandSet items: description: The group of tiers or bands for which credit interest can be applied. type: object properties: TierBandMethod: description: 'The methodology of how credit interest is paid/applied. It can be:- 1. Banded Interest rates are banded. i.e. Increasing rate on whole balance as balance increases. 2. Tiered Interest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance. 3. Whole The same interest rate is applied irrespective of the PCA balance' title: TierBandMethod type: string enum: - Tiered - Whole CalculationMethod: description: Methods of calculating interest title: CalculationMethod type: string enum: - Compound - SimpleInterest Destination: description: Describes whether accrued interest is payable only to the PCA or to another bank account title: Destination type: string enum: - PayAway - SelfCredit Notes: description: Optional additional notes to supplement the Tier Band Set details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 TierBand: description: Tier Band Details type: array title: TierBand items: description: Tier Band Details type: object properties: Identification: description: Unique and unambiguous identification of a Tier Band for a PCA. title: Identification type: string minLength: 1 maxLength: 35 TierValueMinimum: description: Minimum deposit value for which the credit interest tier applies. title: TierValueMinimum type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ TierValueMaximum: description: Maximum deposit value for which the credit interest tier applies. title: TierValueMaximum type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ CalculationFrequency: description: How often is credit interest calculated for the account. title: CalculationFrequency type: string enum: - PerAcademicTerm - Daily - HalfYearly - Monthly - Other - Quarterly - PerStatementDate - Weekly - Yearly ApplicationFrequency: description: How often is interest applied to the PCA for this tier/band i.e. how often the financial institution pays accumulated interest to the customer's PCA. title: ApplicationFrequency type: string enum: - PerAcademicTerm - Daily - HalfYearly - Monthly - Other - Quarterly - PerStatementDate - Weekly - Yearly DepositInterestAppliedCoverage: description: Amount on which Interest applied. title: DepositInterestAppliedCoverage type: string enum: - Tiered - Whole FixedVariableInterestRateType: description: Type of interest rate, Fixed or Variable title: FixedVariableInterestRateType type: string enum: - Fixed - Variable AER: description: "The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made. \n\nRead more: Annual Equivalent Rate (AER) http://www.investopedia.com/terms/a/aer.asp#ixzz4gfR7IO1A" title: AER type: string pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$ BankInterestRateType: description: Interest rate types, other than AER, which financial institutions may use to describe the annual interest rate payable to the PCA. title: BankInterestRateType type: string enum: - LinkedBaseRate - Gross - Net - Other BankInterestRate: description: Bank Interest for the PCA product title: BankInterestRate type: string pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$ Notes: description: Optional additional notes to supplement the Tier Band details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherBankInterestType: description: Other interest rate types which are not available in the standard code list type: object title: OtherBankInterestType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherApplicationFrequency: description: Other application frequencies that are not available in the standard code list type: object title: OtherApplicationFrequency properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherCalculationFrequency: description: Other calculation frequency which is not available in the standard code set. type: object title: OtherCalculationFrequency properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - TierValueMinimum - CalculationFrequency - ApplicationFrequency - FixedVariableInterestRateType - AER additionalProperties: false minItems: 1 CreditInterestEligibility: description: Eligibility for credit interest type: array title: CreditInterestEligibility items: description: Eligibility for credit interest type: object properties: Name: description: Name provided for the eligibility criteria title: Name type: string minLength: 1 maxLength: 350 Description: description: Full description for the eligibility criteria title: Description type: string minLength: 1 maxLength: 500 Type: description: Eligibility type - method by which we group eligibilities for comparison purposes. title: Type type: string enum: - DirectDebits - ExistingCustomers - MinimumOperatingBalance - MinimumDeposit - NewCustomersOnly - PreviousBankruptcyAllowed - Other - StudentsOnly - SoleStudentAccount - SoleUkAccount - SwitchersOnly - UCASFulltimeTwoYears Amount: description: Any eligibility criteria where an amount is required to be specified e.g. Minimum Age. title: Amount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ Indicator: description: Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False title: Indicator type: boolean Textual: description: Any eligibility criteria where a long description is supplied title: Textual type: string minLength: 1 maxLength: 500 Period: description: Period for which the other eligibility criteria applies. title: Period type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Optional additional notes to supplement the eligibility conditions. title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherType: description: Non-standard eligibility type code. type: object title: OtherType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - Name - Type additionalProperties: false required: - TierBandMethod - TierBand additionalProperties: false minItems: 1 additionalProperties: false required: - TierBandSet Overdraft: description: Borrowing details type: object title: Overdraft properties: Notes: description: Associated Notes about the overdraft rates title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 TcsAndCsURL: description: URL provided by the financial institution which redirects to the PCA Overdraft T&Cs on an external website title: TcsAndCsURL type: string minLength: 1 maxLength: 500 OverdraftTierBandSet: description: Tier band set details type: array title: OverdraftTierBandSet items: description: Tier band set details type: object properties: TierBandMethod: description: "The methodology of how overdraft is charged. It can be:\n'Whole' Where the same charge/rate is applied to the entirety of the overdraft balance (where charges are applicable). \n'Tiered' Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount tiers defined by the lending financial organisation\n'Banded' Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount bands defined by a government organisation." title: TierBandMethod type: string enum: - Tiered - Whole OverdraftType: description: An overdraft can either be 'committed' which means that the facility cannot be withdrawn without reasonable notification before it's agreed end date, or 'on demand' which means that the financial institution can demand repayment at any point in time. title: OverdraftType type: string enum: - Committed - OnDemand - Other Identification: description: Unique and unambiguous identification of a Tier Band for a overdraft product. title: Identification type: string minLength: 1 maxLength: 35 AuthorisedIndicator: description: Indicates if the Overdraft is authorised (Y) or unauthorised (N) title: AuthorisedIndicator type: boolean BufferAmount: description: 'When a customer exceeds their credit limit, a financial institution will not charge the customer unauthorised overdraft charges if they do not exceed by more than the buffer amount. Note: Authorised overdraft charges may still apply.' title: BufferAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ MinimumArrangedOverdraftAmount: description: An overdraft is an extension of credit from a lending institution when an account reaches zero. An overdraft allows the individual to continue withdrawing money even if the account has no funds in it or not enough to cover the withdrawal. Some banking products require an accountholder to take an Arranged Overdraft(minimum) of at least X amount, or else a bank will not process an Arranged Overdraft request. title: MinimumArrangedOverdraftAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ Notes: description: Optional additional notes to supplement the overdraft Tier Band Set details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OverdraftTierBand: description: Provides overdraft details for a specific tier or band type: array title: OverdraftTierBand items: description: Provides overdraft details for a specific tier or band type: object properties: Identification: description: Unique and unambiguous identification of a Tier Band for a overdraft. title: Identification type: string minLength: 1 maxLength: 35 TierValueMin: description: Minimum value of Overdraft Tier/Band title: TierValueMin type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ TierValueMax: description: Maximum value of Overdraft Tier/Band title: TierValueMax type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ OverdraftInterestChargingCoverage: description: Interest charged on whole amount or tiered/banded title: OverdraftInterestChargingCoverage type: string enum: - Tiered - Whole BankGuaranteedIndicator: description: Indicates that a bank provides the overdraft limit up to TierValueMIn to all customers automatically title: BankGuaranteedIndicator type: boolean EAR: description: 'EAR means Effective Annual Rate and/or Equivalent Annual Rate (frequently used interchangeably), being the actual annual interest rate of an Overdraft.' title: EAR type: string pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$ RepresentativeAPR: description: An annual percentage rate (APR) is the annual rate charged for borrowing or earned through an investment. APR is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction but does not take compounding into account. title: RepresentativeAPR type: string pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$ Notes: description: Optional additional notes to supplement the Tier/band details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OverdraftFeesCharges: description: Overdraft fees and charges type: array title: OverdraftFeesCharges items: description: Overdraft fees and charges type: object properties: OverdraftFeeChargeCap: description: Details about any caps (maximum charges) that apply to a particular fee/charge type: array title: OverdraftFeeChargeCap items: description: Details about any caps (maximum charges) that apply to a particular fee/charge type: object properties: FeeType: description: Fee/charge type which is being capped title: FeeType type: array items: description: Overdraft fee type type: string enum: - ArrangedOverdraft - EmergencyBorrowing - BorrowingItem - OverdraftRenewal - AnnualReview - OverdraftSetup - Surcharge - TempOverdraft - UnauthorisedBorrowing - UnauthorisedPaidTrans - Other - UnauthorisedUnpaidTrans minItems: 1 OverdraftControlIndicator: description: Specifies for the overdraft control feature/benefit title: OverdraftControlIndicator type: boolean MinMaxType: description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution title: MinMaxType type: string enum: - Minimum - Maximum FeeCapOccurrence: description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount title: FeeCapOccurrence type: number format: float FeeCapAmount: description: Cap amount charged for a fee/charge title: FeeCapAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ CappingPeriod: description: Period e.g. day, week, month etc. for which the fee/charge is capped title: CappingPeriod type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Notes related to Overdraft fee charge cap title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherFeeType: description: Other fee type code which is not available in the standard code set type: array title: OtherFeeType items: description: Other fee type code which is not available in the standard code set type: object properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 required: - Name - Description additionalProperties: false required: - FeeType - MinMaxType additionalProperties: false OverdraftFeeChargeDetail: description: Details about the fees/charges type: array title: OverdraftFeeChargeDetail items: description: Details about the fees/charges type: object properties: FeeType: description: Overdraft fee type title: FeeType type: string enum: - ArrangedOverdraft - EmergencyBorrowing - BorrowingItem - OverdraftRenewal - AnnualReview - OverdraftSetup - Surcharge - TempOverdraft - UnauthorisedBorrowing - UnauthorisedPaidTrans - Other - UnauthorisedUnpaidTrans OverdraftControlIndicator: description: Specifies for the overdraft control feature/benefit title: OverdraftControlIndicator type: boolean IncrementalBorrowingAmount: description: Every additional tranche of an overdraft balance to which an overdraft fee is applied title: IncrementalBorrowingAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ FeeAmount: description: Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate) title: FeeAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ FeeRate: description: Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount) title: FeeRate type: string pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$ FeeRateType: description: Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount) title: FeeRateType type: string enum: - LinkedBaseRate - Gross - Net - Other ApplicationFrequency: description: Frequency at which the overdraft charge is applied to the account title: ApplicationFrequency type: string enum: - AccountClosing - AccountOpening - AcademicTerm - ChargingPeriod - Daily - PerItem - Monthly - OnAccountAnniversary - Other - PerHour - PerOccurrence - PerSheet - PerTransaction - PerTransactionAmount - PerTransactionPercentage - Quarterly - SixMonthly - StatementMonthly - Weekly - Yearly CalculationFrequency: description: How often is the overdraft fee/charge calculated for the account. title: CalculationFrequency type: string enum: - AccountClosing - AccountOpening - AcademicTerm - ChargingPeriod - Daily - PerItem - Monthly - OnAccountAnniversary - Other - PerHour - PerOccurrence - PerSheet - PerTransaction - PerTransactionAmount - PerTransactionPercentage - Quarterly - SixMonthly - StatementMonthly - Weekly - Yearly Notes: description: Free text for capturing any other info related to Overdraft Fees Charge Details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OverdraftFeeChargeCap: description: Details about any caps (maximum charges) that apply to a particular fee/charge type: object title: OverdraftFeeChargeCap properties: FeeType: description: Fee/charge type which is being capped title: FeeType type: array items: description: Overdraft fee type type: string enum: - ArrangedOverdraft - EmergencyBorrowing - BorrowingItem - OverdraftRenewal - AnnualReview - OverdraftSetup - Surcharge - TempOverdraft - UnauthorisedBorrowing - UnauthorisedPaidTrans - Other - UnauthorisedUnpaidTrans minItems: 1 OverdraftControlIndicator: description: Specifies for the overdraft control feature/benefit title: OverdraftControlIndicator type: boolean MinMaxType: description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution title: MinMaxType type: string enum: - Minimum - Maximum FeeCapOccurrence: description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount title: FeeCapOccurrence type: number format: float FeeCapAmount: description: Cap amount charged for a fee/charge title: FeeCapAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ CappingPeriod: description: Period e.g. day, week, month etc. for which the fee/charge is capped title: CappingPeriod type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Notes related to Overdraft fee charge cap title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherFeeType: description: Other fee type code which is not available in the standard code set type: array title: OtherFeeType items: description: Other fee type code which is not available in the standard code set type: object properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 required: - Name - Description additionalProperties: false additionalProperties: false required: - FeeType - MinMaxType OtherFeeType: description: Other Fee type which is not available in the standard code set type: object title: OtherFeeType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherFeeRateType: description: Other fee rate type code which is not available in the standard code set type: object title: OtherFeeRateType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherApplicationFrequency: description: Other application frequencies that are not available in the standard code list type: object title: OtherApplicationFrequency properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherCalculationFrequency: description: Other calculation frequency which is not available in the standard code set. type: object title: OtherCalculationFrequency properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - FeeType - ApplicationFrequency - CalculationFrequency additionalProperties: false minItems: 1 required: - OverdraftFeeChargeDetail additionalProperties: false required: - TierValueMin additionalProperties: false minItems: 1 OverdraftFeesCharges: description: Overdraft fees and charges details type: array title: OverdraftFeesCharges items: description: Overdraft fees and charges details type: object properties: OverdraftFeeChargeCap: description: Details about any caps (maximum charges) that apply to a particular fee/charge type: array title: OverdraftFeeChargeCap items: description: Details about any caps (maximum charges) that apply to a particular fee/charge type: object properties: FeeType: description: Fee/charge type which is being capped title: FeeType type: array items: description: Overdraft fee type type: string enum: - ArrangedOverdraft - EmergencyBorrowing - BorrowingItem - OverdraftRenewal - AnnualReview - OverdraftSetup - Surcharge - TempOverdraft - UnauthorisedBorrowing - UnauthorisedPaidTrans - Other - UnauthorisedUnpaidTrans minItems: 1 OverdraftControlIndicator: description: Specifies for the overdraft control feature/benefit title: OverdraftControlIndicator type: boolean MinMaxType: description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution title: MinMaxType type: string enum: - Minimum - Maximum FeeCapOccurrence: description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount title: FeeCapOccurrence type: number format: float FeeCapAmount: description: Cap amount charged for a fee/charge title: FeeCapAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ CappingPeriod: description: Period e.g. day, week, month etc. for which the fee/charge is capped title: CappingPeriod type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Notes related to Overdraft fee charge cap title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherFeeType: description: Other fee type code which is not available in the standard code set type: array title: OtherFeeType items: description: Other fee type code which is not available in the standard code set type: object properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 required: - Name - Description additionalProperties: false required: - FeeType - MinMaxType additionalProperties: false OverdraftFeeChargeDetail: description: Details about the fees/charges type: array title: OverdraftFeeChargeDetail items: description: Details about the fees/charges type: object properties: FeeType: description: Overdraft fee type title: FeeType type: string enum: - ArrangedOverdraft - EmergencyBorrowing - BorrowingItem - OverdraftRenewal - AnnualReview - OverdraftSetup - Surcharge - TempOverdraft - UnauthorisedBorrowing - UnauthorisedPaidTrans - Other - UnauthorisedUnpaidTrans OverdraftControlIndicator: description: Specifies for the overdraft control feature/benefit title: OverdraftControlIndicator type: boolean IncrementalBorrowingAmount: description: Every additional tranche of an overdraft balance to which an overdraft fee is applied title: IncrementalBorrowingAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ FeeAmount: description: Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate) title: FeeAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ FeeRate: description: Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount) title: FeeRate type: string pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$ FeeRateType: description: Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount) title: FeeRateType type: string enum: - LinkedBaseRate - Gross - Net - Other ApplicationFrequency: description: Frequency at which the overdraft charge is applied to the account title: ApplicationFrequency type: string enum: - AccountClosing - AccountOpening - AcademicTerm - ChargingPeriod - Daily - PerItem - Monthly - OnAccountAnniversary - Other - PerHour - PerOccurrence - PerSheet - PerTransaction - PerTransactionAmount - PerTransactionPercentage - Quarterly - SixMonthly - StatementMonthly - Weekly - Yearly CalculationFrequency: description: How often is the overdraft fee/charge calculated for the account. title: CalculationFrequency type: string enum: - AccountClosing - AccountOpening - AcademicTerm - ChargingPeriod - Daily - PerItem - Monthly - OnAccountAnniversary - Other - PerHour - PerOccurrence - PerSheet - PerTransaction - PerTransactionAmount - PerTransactionPercentage - Quarterly - SixMonthly - StatementMonthly - Weekly - Yearly Notes: description: Free text for capturing any other info related to Overdraft Fees Charge Details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OverdraftFeeChargeCap: description: Details about any caps (maximum charges) that apply to a particular fee/charge type: object title: OverdraftFeeChargeCap properties: FeeType: description: Fee/charge type which is being capped title: FeeType type: array items: description: Overdraft fee type type: string enum: - ArrangedOverdraft - EmergencyBorrowing - BorrowingItem - OverdraftRenewal - AnnualReview - OverdraftSetup - Surcharge - TempOverdraft - UnauthorisedBorrowing - UnauthorisedPaidTrans - Other - UnauthorisedUnpaidTrans minItems: 1 OverdraftControlIndicator: description: Specifies for the overdraft control feature/benefit title: OverdraftControlIndicator type: boolean MinMaxType: description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution title: MinMaxType type: string enum: - Minimum - Maximum FeeCapOccurrence: description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount title: FeeCapOccurrence type: number format: float FeeCapAmount: description: Cap amount charged for a fee/charge title: FeeCapAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ CappingPeriod: description: Period e.g. day, week, month etc. for which the fee/charge is capped title: CappingPeriod type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Notes related to Overdraft fee charge cap title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherFeeType: description: Other fee type code which is not available in the standard code set type: array title: OtherFeeType items: description: Other fee type code which is not available in the standard code set type: object properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 required: - Name - Description additionalProperties: false additionalProperties: false required: - FeeType - MinMaxType OtherFeeType: description: Other Fee type which is not available in the standard code set type: object title: OtherFeeType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherFeeRateType: description: Other fee rate type code which is not available in the standard code set type: object title: OtherFeeRateType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherApplicationFrequency: description: Other application frequencies that are not available in the standard code list type: object title: OtherApplicationFrequency properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherCalculationFrequency: description: Other calculation frequency which is not available in the standard code set. type: object title: OtherCalculationFrequency properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - FeeType - ApplicationFrequency - CalculationFrequency additionalProperties: false minItems: 1 required: - OverdraftFeeChargeDetail additionalProperties: false required: - TierBandMethod - OverdraftTierBand additionalProperties: false minItems: 1 additionalProperties: false required: - OverdraftTierBandSet Eligibility: description: Eligibility details for this product i.e. the criteria that an accountholder has to meet in order to be eligible for the PCA product. type: object title: Eligibility properties: OtherEligibility: description: Other eligibility which is not covered by the main eligibility of the PCA product type: array title: OtherEligibility items: description: Other eligibility which is not covered by the main eligibility of the PCA product type: object properties: Name: description: Name provided for the eligibility criteria title: Name type: string minLength: 1 maxLength: 350 Description: description: Full description for the eligibility criteria title: Description type: string minLength: 1 maxLength: 500 Type: description: Eligibility type - method by which we group eligibilities for comparison purposes. title: Type type: string enum: - DirectDebits - ExistingCustomers - MinimumOperatingBalance - MinimumDeposit - NewCustomersOnly - PreviousBankruptcyAllowed - Other - StudentsOnly - SoleStudentAccount - SoleUkAccount - SwitchersOnly - UCASFulltimeTwoYears Amount: description: Any eligibility criteria where an amount is required to be specified e.g. Minimum Age. title: Amount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ Indicator: description: Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False title: Indicator type: boolean Textual: description: Any eligibility criteria where a long description is supplied title: Textual type: string minLength: 1 maxLength: 500 Period: description: Period for which the other eligibility criteria applies. title: Period type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Optional additional notes to supplement the eligibility conditions. title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherType: description: Non-standard eligibility type code. type: object title: OtherType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - Name - Type additionalProperties: false AgeEligibility: description: Age eligibility that a person should be to hold this account type: object title: AgeEligibility properties: MinimumAge: description: Minimum age that a person is eligible to hold this account title: MinimumAge type: number format: float MaximumAge: description: Maximum age that a person is eligible to hold this account title: MaximumAge type: number format: float Notes: description: Optional additional notes to supplement the AgeEligibility details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 additionalProperties: false ResidencyEligibility: description: Countries in which an accountholder can reside and, therefore, be eligible to open an account type: array title: ResidencyEligibility items: description: Countries in which an accountholder can reside and, therefore, be eligible to open an account type: object properties: ResidencyType: description: Residency type like Tax residency, Owner residency etc. title: ResidencyType type: string enum: - Householder - Other ResidencyIncluded: description: Country code for which PCA product is allowed. title: ResidencyIncluded type: array items: description: CodeMnemonic type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 minItems: 1 Notes: description: Optional additional notes to supplement the ResidencyEligibility details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherResidencyType: description: Other residency type which is not available in standard code list. type: object title: OtherResidencyType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - ResidencyIncluded additionalProperties: false CreditCheck: description: Credit check criteria that the account holder will need to meet to take out the PCA product type: object title: CreditCheck properties: ScoringType: description: Opening Credit Scoring Type (Hard or Soft) title: ScoringType type: string enum: - Hard - Soft Notes: description: Optional additional notes to supplement the CreditCheck details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 additionalProperties: false IDVerificationCheck: description: Identity verification criteria that the account holder will need to meet to take out the PCA product type: object title: IDVerificationCheck properties: URL: description: URL to identity verification document list which is required for obtaining the product. title: URL type: string minLength: 1 maxLength: 500 Notes: description: Optional additional notes to supplement the ID Verification details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 additionalProperties: false additionalProperties: false FeaturesAndBenefits: description: Feature And Benefits Details type: object title: FeaturesAndBenefits properties: FeatureBenefitGroup: description: Used to group multiple features/benefits where a charge is applied type: array title: FeatureBenefitGroup items: description: Used to group multiple features/benefits where a charge is applied type: object properties: Name: description: Feature/Benefit Name title: Name type: string minLength: 1 maxLength: 350 Type: description: Common types of features & benefits title: Type type: string enum: - AccountManagement - AccountOpeningOrSwitching Incentive - Cashback - Entertainment - HomeInsurance - HomeProtection - InternationalPaymentSupport - Lifestyle - MotorBreakdown - OverdraftControl - Other - PremiumService - PreferentialRates - PassiveSaving - RelationshipManager - Rewards - TechnologyInsurance - TravelInsurance - Travel BenefitGroupNominalValue: description: BenefitGroupNominalValue is to allow banks to state what they feel their benefit package is worth title: BenefitGroupNominalValue type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ Fee: description: Fee that is charged to the customer for a pack of features/benefits title: Fee type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ ApplicationFrequency: description: How often is the charge for the feature/benefit group applied to the customer account title: ApplicationFrequency type: string enum: - PerAcademicTerm - Daily - HalfYearly - Monthly - Other - Quarterly - PerStatementDate - Weekly - Yearly CalculationFrequency: description: How often is the charge for the feature/benefit group calculated for the customer account title: CalculationFrequency type: string enum: - PerAcademicTerm - Daily - HalfYearly - Monthly - Other - Quarterly - PerStatementDate - Weekly - Yearly Notes: description: Optional additional notes to supplement the Feature Benefit Group details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherApplicationFrequency: description: Other application frequency which is not available in the standard code set type: object title: OtherApplicationFrequency properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherCalculationFrequency: description: Other calculation frequency which is not available in the standard code set type: object title: OtherCalculationFrequency properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherType: description: Other common types of features & benefits which are not available in the standard code set type: object title: OtherType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description FeatureBenefitItem: description: Detailed features or benefits which may or may not be a part of a feature/benefit group/pack type: array title: FeatureBenefitItem items: description: Detailed features or benefits which may or may not be a part of a feature/benefit group/pack type: object properties: Identification: description: Unique and unambiguous identification of a Feature and Benefit Item. title: Identification type: string minLength: 1 maxLength: 35 Type: description: Common types of features & benefits title: Type type: string enum: - AccountManagement - AccountOpeningOrSwitching Incentive - Cashback - Entertainment - HomeInsurance - HomeProtection - InternationalPaymentSupport - Lifestyle - MotorBreakdown - OverdraftControl - Other - PremiumService - PreferentialRates - PassiveSaving - RelationshipManager - Rewards - TechnologyInsurance - TravelInsurance - Travel Name: description: Name which can be attached to the feature/benefit title: Name type: string minLength: 1 maxLength: 350 Amount: description: Amount associated to the feature/benefit where applicable e.g. 200 Pounds worth of travel insurance title: Amount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ Indicator: description: True/False indicator for a particular feature/benefit e.g. Interest Free Overdraft? title: Indicator type: boolean Textual: description: Provides textual information about a feature/benefit e.g. 10% off cinema tickets on Tuesday nights title: Textual type: string minLength: 1 maxLength: 500 Notes: description: Optional additional notes to supplement the feature/benefit item. Only used for very specific conditions title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherType: description: Other common types of features & benefits which are not available in the standard code set type: object title: OtherType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description FeatureBenefitEligibility: description: Feature and Benefit eligibility type: array title: FeatureBenefitEligibility items: description: Feature and Benefit eligibility type: object properties: Name: description: Name provided for the eligibility criteria title: Name type: string minLength: 1 maxLength: 350 Description: description: Full description for the eligibility criteria title: Description type: string minLength: 1 maxLength: 500 Type: description: Eligibility type - method by which we group eligibilities for comparison purposes. title: Type type: string enum: - DirectDebits - ExistingCustomers - MinimumOperatingBalance - MinimumDeposit - NewCustomersOnly - PreviousBankruptcyAllowed - Other - StudentsOnly - SoleStudentAccount - SoleUkAccount - SwitchersOnly - UCASFulltimeTwoYears Amount: description: Any eligibility criteria where an amount is required to be specified e.g. Minimum Age. title: Amount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ Indicator: description: Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False title: Indicator type: boolean Textual: description: Any eligibility criteria where a long description is supplied title: Textual type: string minLength: 1 maxLength: 500 Period: description: Period for which the other eligibility criteria applies. title: Period type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Optional additional notes to supplement the eligibility conditions. title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherType: description: Non-standard eligibility type code. type: object title: OtherType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - Name - Type additionalProperties: false required: - Type additionalProperties: false FeatureBenefitEligibility: description: Feature and Benefit eligibility type: array title: FeatureBenefitEligibility items: description: Feature and Benefit eligibility type: object properties: Name: description: Name provided for the eligibility criteria title: Name type: string minLength: 1 maxLength: 350 Description: description: Full description for the eligibility criteria title: Description type: string minLength: 1 maxLength: 500 Type: description: Eligibility type - method by which we group eligibilities for comparison purposes. title: Type type: string enum: - DirectDebits - ExistingCustomers - MinimumOperatingBalance - MinimumDeposit - NewCustomersOnly - PreviousBankruptcyAllowed - Other - StudentsOnly - SoleStudentAccount - SoleUkAccount - SwitchersOnly - UCASFulltimeTwoYears Amount: description: Any eligibility criteria where an amount is required to be specified e.g. Minimum Age. title: Amount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ Indicator: description: Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False title: Indicator type: boolean Textual: description: Any eligibility criteria where a long description is supplied title: Textual type: string minLength: 1 maxLength: 500 Period: description: Period for which the other eligibility criteria applies. title: Period type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Optional additional notes to supplement the eligibility conditions. title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherType: description: Non-standard eligibility type code. type: object title: OtherType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - Name - Type additionalProperties: false required: - Name additionalProperties: false FeatureBenefitItem: description: Detailed features or benefits which may or may not be a part of a feature/benefit group/pack type: array title: FeatureBenefitItem items: description: Detailed features or benefits which may or may not be a part of a feature/benefit group/pack type: object properties: Identification: description: Unique and unambiguous identification of a Feature and Benefit Item. title: Identification type: string minLength: 1 maxLength: 35 Type: description: Common types of features & benefits title: Type type: string enum: - AccountManagement - AccountOpeningOrSwitching Incentive - Cashback - Entertainment - HomeInsurance - HomeProtection - InternationalPaymentSupport - Lifestyle - MotorBreakdown - OverdraftControl - Other - PremiumService - PreferentialRates - PassiveSaving - RelationshipManager - Rewards - TechnologyInsurance - TravelInsurance - Travel Name: description: Name which can be attached to the feature/benefit title: Name type: string minLength: 1 maxLength: 350 Amount: description: Amount associated to the feature/benefit where applicable e.g. 200 Pounds worth of travel insurance title: Amount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ Indicator: description: True/False indicator for a particular feature/benefit e.g. Interest Free Overdraft? title: Indicator type: boolean Textual: description: Provides textual information about a feature/benefit e.g. 10% off cinema tickets on Tuesday nights title: Textual type: string minLength: 1 maxLength: 500 Notes: description: Optional additional notes to supplement the feature/benefit item. Only used for very specific conditions title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherType: description: Other common types of features & benefits which are not available in the standard code set type: object title: OtherType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description FeatureBenefitEligibility: description: Feature and Benefit eligibility type: array title: FeatureBenefitEligibility items: description: Feature and Benefit eligibility type: object properties: Name: description: Name provided for the eligibility criteria title: Name type: string minLength: 1 maxLength: 350 Description: description: Full description for the eligibility criteria title: Description type: string minLength: 1 maxLength: 500 Type: description: Eligibility type - method by which we group eligibilities for comparison purposes. title: Type type: string enum: - DirectDebits - ExistingCustomers - MinimumOperatingBalance - MinimumDeposit - NewCustomersOnly - PreviousBankruptcyAllowed - Other - StudentsOnly - SoleStudentAccount - SoleUkAccount - SwitchersOnly - UCASFulltimeTwoYears Amount: description: Any eligibility criteria where an amount is required to be specified e.g. Minimum Age. title: Amount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ Indicator: description: Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False title: Indicator type: boolean Textual: description: Any eligibility criteria where a long description is supplied title: Textual type: string minLength: 1 maxLength: 500 Period: description: Period for which the other eligibility criteria applies. title: Period type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Optional additional notes to supplement the eligibility conditions. title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherType: description: Non-standard eligibility type code. type: object title: OtherType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - Name - Type additionalProperties: false required: - Type additionalProperties: false Card: description: Payment Card Details type: array title: Card items: description: Payment Card Details type: object properties: Type: description: Card Type available e.g. Debit title: Type type: string enum: - CashCard - DebitCard - Other - POCACard - PrepaidDebitCard Scheme: description: Operator of Card Scheme e.g. Visa title: Scheme type: array items: description: Operator of Card Scheme e.g. Visa type: string enum: - MasterCard - Other - Visa minItems: 1 ContactlessIndicator: description: Indicates if the card can be used for contactless payments(Yes) or not(No). title: ContactlessIndicator type: boolean MaxDailyCardWithdrawalLimit: description: Maximum daily cash withdrawal limit on the card. title: MaxDailyCardWithdrawalLimit type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ Notes: description: Optional additional notes to supplement the Card details title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherType: description: Any other Card Type which is not available in the standard card type type: object title: OtherType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherScheme: description: Operator of a card scheme which is not available in the standard scheme code list type: object title: OtherScheme properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - Type - Scheme - ContactlessIndicator additionalProperties: false MobileWallet: description: Details about the mobile application services that may be available with the PCA product type: array title: MobileWallet items: description: Details about the mobile application services that may be available with the PCA product type: object properties: Type: description: Mobile applications that the PCA product will support title: Type type: string enum: - AndroidPay - ApplePay - GooglePay - IssuerMobileApp - MobileBankingApp - Other - PayM - SamsungPay - VodafoneWallet Notes: description: Free text for adding any extra information for MobileWallet. title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherType: description: Other Mobile applications that the PCA product supports and that aren't in the standard code list type: object title: OtherType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description required: - Type additionalProperties: false additionalProperties: false OtherFeesCharges: description: Contains details of fees and charges which are not associated with either borrowing or features/benefits type: object title: OtherFeesCharges properties: FeeChargeDetail: description: Other fees/charges details type: array title: FeeChargeDetail items: description: Other fees/charges details type: object properties: FeeCategory: description: Categorisation of fees and charges into standard categories. title: FeeCategory type: string enum: - AUTO - ATM - BankersDrafts - CashCentre - Card - Cheque - CounterServices - Foreign - FX - International - Investigation - Legal - NightSafe - Online - Other - PaymentScheme - Report - Safekeeping - Servicing - Transaction FeeType: description: Fee/Charge Type title: FeeType type: string enum: - CashCentreCoinHandling - CashCentreCashX - CashCentreCashFeePercent - CashCentreCashFeeRate - CashCentreNotesLodged - CashCentreNotesOut - CashCentreCashIn - CashCentreCashOut - ReportCertBalance - ATMAbroadConVisaDebit - ATMConGroupATM - ATMAbroad - ATMForeignCashDebCard - ATMAbroadGoldVisaDebit - ATMNonSterlingWithdrawal - ATMAbroadVisaDebit - CHAPSOutBranch - CHAPSCancellation - CHAPSIn - CHAPSOutInterBank - CHAPSInterBank - CHAPSOutPost - CHAPSOutInterBranch - CHAPSOut - CHAPSOutOnline - CardCardReplacement - DraftsCounter - DraftsBankers - DraftsCancellation - CardGuaranteed - DraftsIntlPayableAbroad - DraftsLostStolen - CardPersonalisedCard - DraftsIntlStoppedCancelled - EmergencyLending - FPSInBranch - LegalCourtOrder - IntlPayFXPaymentIn - IntlPayForeignPaymentInUKAcc - IntlPayForeignCharge - IntlPayForeignInternet - IntlPayFXPaymentOut - IntlPayFXPaymentOutIR - IntlPayPurchaseNonSterling - IntlPayPaymentTracing - IntlPayTransNonSterling - IntlPayTransRateNonSterling - IntlPayWorldpayPayment - InvPayBankDetailsWrong - InvPayForeignBCNR - InvPayForeignRecall - InvPayStandingOrdUnpaid - SafeKeepingEnvelope - SafeKeepingInspection - SafeKeepingLargeItem - SafeKeepingParcel - NightSafeNightSafePaidIn - OverdraftReview - ChqBookTheftLossAllStopped - ChqCopy - ChqDraftSterling - ChqOutIssued - ChqSpecialChqPresentation - ChqSpecialChqClearance - ChqStopped - ChqinCashCentre - ChqDraftFX - ChqForeignCourier - ChqGiftCheque - ChqForeign - ChqChequePhotocopy - ChqChequeRetrieval - ChqSpecialPresentationCount - ChqSpecialPresentationPTT - ChqUnpaidCharge - ChqUnpaidTransIn - ChqUnpaidTransOut - ChqUnpaidCheque - ReportCertInterestDuplicate - ReportCertInterest - ReportReference - ReportReferralItem - ReportStatementCopyRegular - ReportStatusEnquiry - ReportStatementFrequent - ReportStatementCopy1 - SEPAIn - SEPAEuro - SEPAOut - TransCreditTransferUKDifferent - TransCredit - TransCreditTransfer - TransBuyForeignWithGBP - TransSWIFTOutUKForeign - TransPOSSaleForeign - TransReturnPayment - TransTransferExGroup - TransSWIFTOutNonEEASterling - AutoAutomatedEntries - OnlineReplacementCardReader - OnlineUrgentPayment - ForeignChqSent - ForeignFXInwardsCust - ForeignFXOutwards - ForeignPurchase - ForeignChqDraft - ServiceCAccountFee - ServiceCAccountFeeMonthly - ServiceCOther - CounterCashOut - CounterForeignNoteHandling - CounterForeignCashOut - CounterCashFeeRate - Other FeeAmount: description: Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate) title: FeeAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ FeeRate: description: Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount) title: FeeRate type: string pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$ FeeRateType: description: Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount) title: FeeRateType type: string enum: - LinkedBaseRate - Gross - Net - Other ApplicationFrequency: description: How frequently the fee/charge is applied to the account title: ApplicationFrequency type: string enum: - AccountClosing - AccountOpening - AcademicTerm - ChargingPeriod - Daily - PerItem - Monthly - OnAccountAnniversary - Other - PerHour - PerOccurrence - PerSheet - PerTransaction - PerTransactionAmount - PerTransactionPercentage - Quarterly - SixMonthly - StatementMonthly - Weekly - Yearly CalculationFrequency: description: How frequently the fee/charge is calculated title: CalculationFrequency type: string enum: - AccountClosing - AccountOpening - AcademicTerm - ChargingPeriod - Daily - PerItem - Monthly - OnAccountAnniversary - Other - PerHour - PerOccurrence - PerSheet - PerTransaction - PerTransactionAmount - PerTransactionPercentage - Quarterly - SixMonthly - StatementMonthly - Weekly - Yearly Notes: description: Optional additional notes to supplement the fee/charge details. title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherFeeCategory: type: object title: OtherFeeCategory properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherFeeType: description: Other Fee/charge type which is not available in the standard code set type: object title: OtherFeeType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 FeeCategory: description: Categorisation of fees and charges into standard categories. title: FeeCategory type: string enum: - AUTO - ATM - BankersDrafts - CashCentre - Card - Cheque - CounterServices - Foreign - FX - International - Investigation - Legal - NightSafe - Online - Other - PaymentScheme - Report - Safekeeping - Servicing - Transaction Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - FeeCategory - Name - Description OtherFeeRateType: description: Other fee rate type which is not available in the standard code set type: object title: OtherFeeRateType properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherApplicationFrequency: description: Other application frequencies not covered in the standard code list type: object title: OtherApplicationFrequency properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description OtherCalculationFrequency: description: Other calculation frequency which is not available in standard code set. type: object title: OtherCalculationFrequency properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 additionalProperties: false required: - Name - Description FeeApplicableRange: description: Range or amounts or rates for which the fee/charge applies type: object title: FeeApplicableRange properties: MinimumAmount: description: Minimum Amount on which fee/charge is applicable (where it is expressed as an amount) title: MinimumAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ MaximumAmount: description: Maximum Amount on which fee is applicable (where it is expressed as an amount) title: MaximumAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ MinimumRate: description: Minimum rate on which fee/charge is applicable(where it is expressed as an rate) title: MinimumRate type: string pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$ MaximumRate: description: Maximum rate on which fee/charge is applicable(where it is expressed as an rate) title: MaximumRate type: string pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$ additionalProperties: false required: - FeeCategory - FeeType - ApplicationFrequency - CalculationFrequency additionalProperties: false minItems: 1 FeeChargeCap: description: Details about any caps (maximum charges) that apply to a particular fee/charge type: array title: FeeChargeCap items: description: Details about any caps (maximum charges) that apply to a particular fee/charge type: object properties: FeeType: description: Fee/charge type which is being capped title: FeeType type: array items: description: Fee/charge type which is being capped type: string enum: - CashCentreCoinHandling - CashCentreCashX - CashCentreCashFeePercent - CashCentreCashFeeRate - CashCentreNotesLodged - CashCentreNotesOut - CashCentreCashIn - CashCentreCashOut - ReportCertBalance - ATMAbroadConVisaDebit - ATMConGroupATM - ATMAbroad - ATMForeignCashDebCard - ATMAbroadGoldVisaDebit - ATMNonSterlingWithdrawal - ATMAbroadVisaDebit - CHAPSOutBranch - CHAPSCancellation - CHAPSIn - CHAPSOutInterBank - CHAPSInterBank - CHAPSOutPost - CHAPSOutInterBranch - CHAPSOut - CHAPSOutOnline - CardCardReplacement - DraftsCounter - DraftsBankers - DraftsCancellation - CardGuaranteed - DraftsIntlPayableAbroad - DraftsLostStolen - CardPersonalisedCard - DraftsIntlStoppedCancelled - EmergencyLending - FPSInBranch - LegalCourtOrder - IntlPayFXPaymentIn - IntlPayForeignPaymentInUKAcc - IntlPayForeignCharge - IntlPayForeignInternet - IntlPayFXPaymentOut - IntlPayFXPaymentOutIR - IntlPayPurchaseNonSterling - IntlPayPaymentTracing - IntlPayTransNonSterling - IntlPayTransRateNonSterling - IntlPayWorldpayPayment - InvPayBankDetailsWrong - InvPayForeignBCNR - InvPayForeignRecall - InvPayStandingOrdUnpaid - SafeKeepingEnvelope - SafeKeepingInspection - SafeKeepingLargeItem - SafeKeepingParcel - NightSafeNightSafePaidIn - OverdraftReview - ChqBookTheftLossAllStopped - ChqCopy - ChqDraftSterling - ChqOutIssued - ChqSpecialChqPresentation - ChqSpecialChqClearance - ChqStopped - ChqinCashCentre - ChqDraftFX - ChqForeignCourier - ChqGiftCheque - ChqForeign - ChqChequePhotocopy - ChqChequeRetrieval - ChqSpecialPresentationCount - ChqSpecialPresentationPTT - ChqUnpaidCharge - ChqUnpaidTransIn - ChqUnpaidTransOut - ChqUnpaidCheque - ReportCertInterestDuplicate - ReportCertInterest - ReportReference - ReportReferralItem - ReportStatementCopyRegular - ReportStatusEnquiry - ReportStatementFrequent - ReportStatementCopy1 - SEPAIn - SEPAEuro - SEPAOut - TransCreditTransferUKDifferent - TransCredit - TransCreditTransfer - TransBuyForeignWithGBP - TransSWIFTOutUKForeign - TransPOSSaleForeign - TransReturnPayment - TransTransferExGroup - TransSWIFTOutNonEEASterling - AutoAutomatedEntries - OnlineReplacementCardReader - OnlineUrgentPayment - ForeignChqSent - ForeignFXInwardsCust - ForeignFXOutwards - ForeignPurchase - ForeignChqDraft - ServiceCAccountFee - ServiceCAccountFeeMonthly - ServiceCOther - CounterCashOut - CounterForeignNoteHandling - CounterForeignCashOut - CounterCashFeeRate - Other minItems: 1 MinMaxType: description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution title: MinMaxType type: string enum: - Minimum - Maximum FeeCapOccurrence: description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount title: FeeCapOccurrence type: number format: float FeeCapAmount: description: Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate) title: FeeCapAmount type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ CappingPeriod: description: Period e.g. day, week, month etc. for which the fee/charge is capped title: CappingPeriod type: string enum: - Day - Half Year - Month - Quarter - Week - AcademicTerm - Year Notes: description: Free text for adding extra details for fee charge cap title: Notes type: array items: description: maxLength 2000 text type: string minLength: 1 maxLength: 2000 OtherFeeType: description: Other fee type code which is not available in the standard code set type: array title: OtherFeeType items: description: Other fee type code which is not available in the standard code set type: object properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 required: - Name - Description additionalProperties: false required: - FeeType - MinMaxType additionalProperties: false additionalProperties: false required: - FeeChargeDetail CoreProduct: description: Core feature of the PCA product which can be associated to a particular Marketing State type: object title: CoreProduct properties: ProductURL: description: URL provided by the organisation which redirects to the product (on live products only) available on an external website. There might be more than one product at a given URL. title: ProductURL type: string minLength: 1 maxLength: 500 ProductDescription: description: The description of the PCA product used for marketing purposes from a customer perspective. title: ProductDescription type: string minLength: 1 maxLength: 2000 TcsAndCsURL: description: URL provided by the financial institution which redirects to the PCA T&Cs on an external website title: TcsAndCsURL type: string minLength: 1 maxLength: 500 SalesAccessChannels: description: Channels through which a customer can open an account. title: SalesAccessChannels type: array items: description: Channels through which a customer can open an account. type: string enum: - Branch - CallCentre - Post - Online - RelationshipManager ServicingAccessChannels: description: Methods by which a customer can access the services associated to the PCA product title: ServicingAccessChannels type: array items: description: Methods by which a customer can access the services associated to the PCA product type: string enum: - ATM - Branch - CallCentre - Post - MobileBankingApp - Online - PostOffice - RelationshipManager - Text MonthlyMaximumCharge: description: The maximum relevant charges that could accrue as defined fully in Part 7 of the CMA order title: MonthlyMaximumCharge type: string pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$ additionalProperties: false required: - Identification - MarketingState additionalProperties: false minItems: 1 OtherSegment: type: array title: OtherSegment items: type: object properties: Code: description: The four letter Mnemonic used within an XML file to identify a code title: Code type: string pattern: ^\w{0,4}$ minLength: 0 maxLength: 4 Name: description: Long name associated with the code title: Name type: string minLength: 1 maxLength: 70 Description: description: Description to describe the purpose of the code title: Description type: string minLength: 1 maxLength: 350 required: - Name - Description additionalProperties: false required: - Name - Identification - PCAMarketingState additionalProperties: false minItems: 1 required: - BrandName - PCA additionalProperties: false minItems: 1 required: - Brand description: Open Banking Personal Current Account product data details type: object required: - meta - data additionalProperties: false '400': description: You have sent a request which could not be understood. headers: Strict-Transport-Security: description: HTTPS strict transport security header schema: type: string X-Frame-Options: description: Prevent this request from being loaded in any iframes schema: type: string default: DENY X-Content-Type-Options: description: Ensures each page has a content type and prevents browsers from doing MIME type sniffing schema: type: string default: nosniff Status Code: description: The HTTP status code defining the error schema: type: integer default: 400 content: application/prs.openbanking.opendata.v2.4+json: schema: title: 400 Error object type: object properties: status: type: string enum: - '400' title: type: string enum: - Bad request description: type: string enum: - You have sent a request which could not be understood. required: - status - title - description additionalProperties: false '408': description: Your client has failed to submit a request, and a timeout has occurred. headers: Strict-Transport-Security: description: HTTPS strict transport security header schema: type: string X-Frame-Options: description: Prevent this request from being loaded in any iframes schema: type: string default: DENY X-Content-Type-Options: description: Ensures each page has a content type and prevents browsers from doing MIME type sniffing schema: type: string default: nosniff Status Code: description: The HTTP status code defining the error schema: type: integer default: 400 content: application/prs.openbanking.opendata.v2.4+json: schema: title: 408 Error object type: object properties: status: type: string enum: - '408' title: type: string enum: - Client timeout description: type: string enum: - Your client has failed to submit a request, and a timeout has occurred. required: - status - title - description additionalProperties: false '429': description: You have requested this resource too often. Slow down. headers: Strict-Transport-Security: description: HTTPS strict transport security header schema: type: string X-Frame-Options: description: Prevent this request from being loaded in any iframes schema: type: string default: DENY X-Content-Type-Options: description: Ensures each page has a content type and prevents browsers from doing MIME type sniffing schema: type: string default: nosniff Status Code: description: The HTTP status code defining the error schema: type: integer default: 400 content: application/prs.openbanking.opendata.v2.4+json: schema: title: 429 Error object type: object properties: status: type: string enum: - '429' title: type: string enum: - Too many requests description: type: string enum: - You have requested this resource too often. Slow down. required: - status - title - description additionalProperties: false '500': description: An error occurred on the server. No further information is available. headers: Strict-Transport-Security: description: HTTPS strict transport security header schema: type: string X-Frame-Options: description: Prevent this request from being loaded in any iframes schema: type: string default: DENY X-Content-Type-Options: description: Ensures each page has a content type and prevents browsers from doing MIME type sniffing schema: type: string default: nosniff Status Code: description: The HTTP status code defining the error schema: type: integer default: 400 content: application/prs.openbanking.opendata.v2.4+json: schema: title: 500 Error object type: object properties: status: type: string enum: - '500' title: type: string enum: - Internal server error description: type: string enum: - An error occurred on the server. No further information is available. required: - status - title - description additionalProperties: false '503': description: The service is temporarily unavailable. headers: Strict-Transport-Security: description: HTTPS strict transport security header schema: type: string X-Frame-Options: description: Prevent this request from being loaded in any iframes schema: type: string default: DENY X-Content-Type-Options: description: Ensures each page has a content type and prevents browsers from doing MIME type sniffing schema: type: string default: nosniff Status Code: description: The HTTP status code defining the error schema: type: integer default: 400 content: application/prs.openbanking.opendata.v2.4+json: schema: title: 503 Error object type: object properties: status: type: string enum: - '503' title: type: string enum: - Service temporarily unavailable description: type: string enum: - The service is temporarily unavailable. required: - status - title - description additionalProperties: false default: description: A standard error response. headers: Strict-Transport-Security: description: HTTPS strict transport security header schema: type: string X-Frame-Options: description: Prevent this request from being loaded in any iframes schema: type: string default: DENY X-Content-Type-Options: description: Ensures each page has a content type and prevents browsers from doing MIME type sniffing schema: type: string default: nosniff Status Code: description: The HTTP status code defining the error schema: type: integer default: 400 content: application/prs.openbanking.opendata.v2.4+json: schema: title: Error object type: object properties: status: description: This corresponds to the HTTP status code type: string title: description: A short title of the type of error type: string description: description: Further details describing the error type: string required: - status - title - description additionalProperties: false head: tags: - PCA description: Gets header information on the current set of `Personal Current Account` data parameters: - name: If-Modified-Since description: Used for conditional request, to retrieve data only if modified since a given date in: header required: false schema: type: string - name: If-None-Match description: Used for conditional request, to retrieve data only if the given Etag value does not match in: header required: false schema: type: string responses: default: description: No response content: application/prs.openbanking.opendata.v2.4+json: schema: title: No response type: object properties: {}