slug: natwest
provider: NatWest Group
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 11
edges:
- tag: Domestic Payments
  spec_file: natwest-domestic-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.92
  evidence: POST /domestic-payment-consents  Create Domestic Payment Consents; POST /domestic-payments  Create
    Domestic Payments
  reason: 'Open Banking PISP surface: capture and authorise a domestic payment instruction via consent
    then submission — payment initiation.'
- tag: Domestic Scheduled Payments
  spec_file: natwest-domestic-scheduled-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.9
  evidence: POST /domestic-scheduled-payments  Create Domestic Scheduled Payments
  reason: Initiation and authorisation of future-dated domestic payment instructions; same PISP initiation
    capability.
- tag: Domestic Standing Orders
  spec_file: natwest-domestic-standing-orders-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.88
  evidence: POST /domestic-standing-orders  Create Domestic Standing Orders
  reason: Setting up recurring domestic payment instructions with consent — payment instruction capture
    and authorisation.
- tag: International Payments
  spec_file: natwest-international-payments-api-openapi.yml
  capability_id: BC-1340.40
  capability_id_l1: BC-1340
  capability_name: Cross-Border Payment Management
  confidence: 0.88
  evidence: POST /international-payments  Create International Payments; OBWriteInternationalConsent5
  reason: Initiation of cross-border payment instructions including currency/exchange-rate data — cross-border
    payment management.
- tag: File Payments
  spec_file: natwest-file-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.85
  evidence: POST /file-payments  Create File Payments; GET /file-payments/{FilePaymentId}/report-file
  reason: Bulk/batch payment file submission and consent — payment instruction capture, validation and
    authorisation (file upload is the mechanism, payments are the substance).
- tag: International Scheduled Payments
  spec_file: natwest-international-scheduled-payments-api-openapi.yml
  capability_id: BC-1340.40
  capability_id_l1: BC-1340
  capability_name: Cross-Border Payment Management
  confidence: 0.85
  evidence: POST /international-scheduled-payments  Create International Scheduled Payments
  reason: Future-dated cross-border payment initiation via Open Banking consents.
- tag: International Standing Orders
  spec_file: natwest-international-standing-orders-api-openapi.yml
  capability_id: BC-1340.40
  capability_id_l1: BC-1340
  capability_name: Cross-Border Payment Management
  confidence: 0.85
  evidence: POST /international-standing-orders  Create International Standing Orders
  reason: Recurring cross-border payment instruction setup — international payment management.
- tag: Parties
  spec_file: natwest-parties-api-openapi.yml
  capability_id: BC-1300.40
  capability_id_l1: BC-1300
  capability_name: Customer Information Management
  confidence: 0.78
  evidence: GET /accounts/{AccountId}/party  Get Parties; schemas FullLegalName, OBPartyRelationships1,
    OBExternalPartyType1Code
  reason: Returns the customer/party record and relationships associated with a banking account — banking
    customer information data.
- tag: Payment Details
  spec_file: natwest-payment-details-api-openapi.yml
  capability_id: BC-1340
  capability_id_l1: BC-1340
  capability_name: Payments & Card Management
  confidence: 0.75
  evidence: GET /domestic-payments/{DomesticPaymentId}/payment-details  Get Payment Details
  reason: Retrieval of processing/status detail for submitted payments across all payment types; payments
    capability, but spans initiation and processing so no single sub-capability.
- tag: Products
  spec_file: natwest-products-api-openapi.yml
  capability_id: BC-1310.10
  capability_id_l1: BC-1310
  capability_name: Product Catalogue Management
  confidence: 0.75
  evidence: GET /products  Get Products; schemas OBPCAData1, OB_OverdraftFeeType1Code, OB_InterestRateType1Code_0
  reason: Publishes banking product master data (PCA/BCA) with fees, overdraft and rate structures — banking
    product catalogue.
- tag: Funds Confirmations
  spec_file: natwest-funds-confirmations-api-openapi.yml
  capability_id: BC-1340
  capability_id_l1: BC-1340
  capability_name: Payments & Card Management
  confidence: 0.7
  evidence: POST /funds-confirmations  Create Funds Confirmation; OBFundsConfirmationConsent1
  reason: CBPII confirmation-of-funds check against an account, used to support payment authorisation;
    clearly payments domain but not cleanly one sub-capability.