aid: nav
name: Nav
description: >-
  Nav Technologies, Inc. is a US financial-technology company (not a bank) that gives small business
  owners one place to see their business and personal credit, cash-flow health and funding
  eligibility, then matches them to a marketplace of financing and business credit card offers.
  Consumer-facing products are Nav Prime (business credit building with tradelines, five bureau
  scores from D&B, Experian, Equifax and TransUnion, bookkeeping and a FICO SBSS score), the Nav
  Credit Builder Card and a mobile app. The developer surface is the Nav Partner API — a REST API
  at api.nav.com used by embedded-finance platforms to create Nav accounts, change plans, end a
  partner relationship, resolve bureau credit visibility and mint single-use SSO tokens — together
  with the @navinc/widget-sdk embeddable widget SDK, which renders Nav business-credit UI inside a
  partner's own application as the <nav-credit-widget> custom element. Access is partner-gated:
  API keys are issued during onboarding and there is no self-serve developer signup.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
image: https://api-docs.nav.com/img/nav-logo-on-light.svg
url: https://raw.githubusercontent.com/api-evangelist/nav/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-26'
modified: '2026-08-26'
tags:
- Business Credit
- Small Business
- Financial-Services
- Embedded Finance
- Lending
- Credit Scores
- Credit Reporting
- Financing Marketplace
- Fintech
- Partner API
tags_raw:
- Business Credit
- Small Business
- Financial Services
- Embedded Finance
- Lending
- Credit Scores
- Credit Reporting
- Financing Marketplace
- Fintech
- Partner API
apis:
- name: Nav Partner API
  description: >-
    REST API for Nav partner integrations. Partners authenticate with a Bearer token API key issued
    during onboarding and use it to create Nav accounts for their users, fetch account state, change
    an account's plan, end the partner relationship, resolve rolled-up bureau credit visibility for
    an account's business, manage the widget origin allow list, and mint single-use SSO tokens and
    login URLs (2-minute expiry) that hand a user into Nav or into an embedded Nav widget. Nine
    documented operations under /v1 with a matching sandbox environment. Nav publishes no
    machine-readable OpenAPI description of this API; the reference is hand-authored documentation.
  humanURL: https://api-docs.nav.com/docs/rest-api/partner-api
  baseURL: https://api.nav.com
  tags:
  - Business Credit
  - Embedded Finance
  - Partner API
  - Account
  - SSO
  tags_raw:
  - Business Credit
  - Embedded Finance
  - Partner API
  - Accounts
  - SSO
  properties:
  - type: Documentation
    url: https://api-docs.nav.com/docs/guides/intro
  - type: APIReference
    url: https://api-docs.nav.com/docs/rest-api/partner-api
  - type: Authentication
    url: authentication/nav-authentication.yml
  - type: Conventions
    url: conventions/nav-conventions.yml
  - type: Idempotency
    url: conventions/nav-conventions.yml
  - type: DataModel
    url: data-model/nav-data-model.yml
  - type: ErrorCatalog
    url: errors/nav-problem-types.yml
  - type: RateLimits
    url: rate-limits/nav-rate-limits.yml
  - type: Sandbox
    url: sandbox/nav-sandbox.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/nav-domain-security.yml
- type: Website
  url: https://www.nav.com/
- type: DeveloperPortal
  url: https://api-docs.nav.com/
- type: Documentation
  url: https://api-docs.nav.com/docs/guides/intro
- type: APIReference
  url: https://api-docs.nav.com/docs/rest-api/partner-api
- type: GettingStarted
  url: https://api-docs.nav.com/docs/widgets/getting-started
- type: Support
  url: https://help.nav.com/en/
- type: Blog
  url: https://www.nav.com/blog/
- type: Pricing
  url: https://www.nav.com/nav-prime/
- type: SignUp
  url: https://app.nav.com/registration/
- type: Login
  url: https://app.nav.com/login/
- type: TermsOfService
  url: https://www.nav.com/terms/
- type: PrivacyPolicy
  url: https://www.nav.com/privacy/
- type: StatusPage
  url: https://status.nav.com/
- type: Deprecation
  url: lifecycle/nav-lifecycle.yml
- type: Lifecycle
  url: lifecycle/nav-lifecycle.yml
- type: Packages
  url: packages/nav-packages.yml
- type: SDKs
  url: packages/nav-packages.yml
- type: Components
  url: components/nav-components.yml
- type: Conformance
  url: conformance/nav-conformance.yml
- type: Plans
  url: plans/nav-plans-pricing.yml
- type: RateLimits
  url: rate-limits/nav-rate-limits.yml
- type: Sandbox
  url: sandbox/nav-sandbox.yml
- type: Conventions
  url: conventions/nav-conventions.yml
- type: Idempotency
  url: conventions/nav-conventions.yml
- type: Authentication
  url: authentication/nav-authentication.yml
- type: ErrorCatalog
  url: errors/nav-problem-types.yml
- type: ErrorCatalog
  url: errors/nav-error-codes.yml
- type: DataModel
  url: data-model/nav-data-model.yml
- type: MCPServer
  url: mcp/nav-mcp.yml
- type: LLMsTxt
  url: llms/nav-llms.txt
x-enrichment:
  date: '2026-08-26'
  status: enriched
  artifacts_added: 16
  pass: local-v1