# Nav

> Nav Technologies, Inc. is a US financial-technology company (not a bank) that gives small business owners one place to see their business and personal credit, cash-flow health and funding eligibility, then matches them to a marketplace of financing and business credit card offers. Its developer surface is the partner-gated Nav Partner API (REST, api.nav.com) plus an embeddable widget SDK that renders Nav business-credit UI inside a partner's own application.

This file is GENERATED by API Evangelist from Nav's public documentation and this repository's artifacts. Nav does not publish an llms.txt of its own (probed 2026-08-26: /llms.txt returns 404 on api.nav.com, api.sandbox.nav.com, www.nav.com, api-docs.nav.com and developer.nav.com).

Access model: there is no self-serve developer signup. API keys are issued by a Nav account manager during partner onboarding, and widget-bearing origins must be registered with Nav before production.

## APIs

- [Nav Partner API](https://api-docs.nav.com/docs/rest-api/partner-api): Nine REST operations under https://api.nav.com/v1 — create a Nav account, read it, change its plan, end the partner relationship, resolve bureau credit visibility, manage the widget origin allow list, and mint single-use SSO tokens and login URLs.
- Base URLs: production https://api.nav.com — sandbox https://api.sandbox.nav.com

## Operations

- POST /v1/accounts — Create Account (supports Idempotency-Key, 24h window)
- GET /v1/accounts/{accountId} — Get Account
- DELETE /v1/accounts/{accountId} — End Partner Relationship (idempotent; requires an EndedReason)
- PUT /v1/accounts/{accountId}/plan — Change Plan
- POST /v1/accounts/{accountId}/credit-visibility — Resolve Credit Visibility (auto-confirms bureau matches; not reversible)
- GET /v1/origins — Get Origin Allow List
- PUT /v1/origins — Replace Origin Allow List
- POST /v1/sso-login-url — Create SSO Login URL (single use, 2 minute expiry)
- POST /v1/sso-token — Create SSO Token (single use, 2 minute expiry)

## Docs

- [Developer portal](https://api-docs.nav.com/)
- [Introduction](https://api-docs.nav.com/docs/guides/intro)
- [Base URL](https://api-docs.nav.com/docs/rest-api/guides/base-url)
- [Partner API Key authentication](https://api-docs.nav.com/docs/rest-api/auth/partner-api-key)
- [Rate limiting](https://api-docs.nav.com/docs/rest-api/guides/rate-limiting)
- [Request validation and idempotency](https://api-docs.nav.com/docs/rest-api/guides/request-validation)
- [Embeddable widgets — overview](https://api-docs.nav.com/docs/widgets/overview)
- [Widgets — getting started](https://api-docs.nav.com/docs/widgets/getting-started)
- [Widgets — custom element API](https://api-docs.nav.com/docs/widgets/reference/custom-element)
- [Widgets — error codes](https://api-docs.nav.com/docs/widgets/reference/error-codes)
- [Deprecated integration guides](https://api-docs.nav.com/docs/deprecated/)
- [Status page](https://status.nav.com/)
- [Help center](https://help.nav.com/en/)

Note for crawlers and agents: https://api-docs.nav.com/robots.txt and https://developer.nav.com/robots.txt both serve `User-agent: * / Disallow: /`. Nav's developer documentation is public and human-readable but its own robots policy asks every crawler to stay out.

## SDKs

- [@navinc/widget-sdk](https://www.npmjs.com/package/@navinc/widget-sdk) (npm, 0.3.2, 2026-07-17) — registers the `<nav-credit-widget>` custom element; also available by CDN script tag. Official.
- No first-party client library exists for the Nav Partner API in any language. The docs call it with raw `fetch`.

## Artifacts

- [Authentication](authentication/nav-authentication.yml)
- [Conventions, idempotency and reversibility](conventions/nav-conventions.yml)
- [Data model](data-model/nav-data-model.yml)
- [Error catalog](errors/nav-problem-types.yml)
- [Widget error codes](errors/nav-error-codes.yml)
- [Rate limits](rate-limits/nav-rate-limits.yml)
- [Sandbox](sandbox/nav-sandbox.yml)
- [Embedded components](components/nav-components.yml)
- [Lifecycle and deprecation](lifecycle/nav-lifecycle.yml)
- [Conformance](conformance/nav-conformance.yml)
- [Packages](packages/nav-packages.yml)
- [Plans and pricing](plans/nav-plans-pricing.yml)
- [MCP candidate tool set](mcp/nav-mcp.yml)
- [Well-known probe](well-known/nav-well-known.yml)

## Not published by Nav

- No OpenAPI, Swagger or AsyncAPI document (every conventional path probed 2026-08-26; all 404).
- No webhooks or event surface of any kind.
- No MCP server and no A2A agent card.
- No /.well-known/ document on any host.
- No API changelog, no versioning policy, no SLA, no public roadmap.
- No security.txt, vulnerability disclosure programme or trust center; no named certification (SOC 2, ISO 27001, PCI DSS).
- No public GitHub organization — @navinc packages point at a private monorepo.
- No published API pricing; partner economics are described only as a wholesale model, sold via "Book a demo".