generated: '2026-07-20'
method: derived
source: openapi/newcastle-permanent-cds-banking-products-openapi.yml
docs: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis
notes: >-
  Entity-relationship graph for Newcastle Permanent's public CDR Product Reference
  Data surface, derived from the BankingProduct schemas in the shared DSB CDR
  Banking API contract. The public PRD exposes the Product aggregate and its
  detail sub-objects; the account/transaction/payee entities exist in the shared
  contract but are part of the ADR-gated data-sharing tier, not the public API.
entities:
  - name: BankingProduct
    id_field: productId
    id_type: ASCIIString
    schema: BankingProductV6 / BankingProductDetailV7
    key_fields: [productId, productCategory, name, description, brand, effectiveFrom, effectiveTo, lastUpdated, isTailored]
    public: true
    endpoints:
      - {operation: listBankingProducts, method: GET, path: /banking/products}
      - {operation: getBankingProductDetail, method: GET, path: '/banking/products/{productId}'}
  - name: BankingProductBundle
    schema: BankingProductBundle
  - name: BankingProductFeature
    schema: BankingProductFeatureV4
  - name: BankingProductConstraint
    schema: BankingProductConstraintV3
  - name: BankingProductEligibility
    schema: BankingProductEligibility
  - name: BankingProductFee
    schema: BankingProductFeeV2
  - name: BankingProductDepositRate
    schema: BankingProductDepositRate
  - name: BankingProductLendingRate
    schema: BankingProductLendingRateV2
  - name: BankingProductRateCondition
    schema: BankingProductRateCondition
  - name: BankingProductAdditionalInformation
    schema: additionalInformation
  - name: BankingProductCardArt
    schema: cardArt
relationships:
  - {from: BankingProduct, to: BankingProductFeature, type: has_many, via: features}
  - {from: BankingProduct, to: BankingProductConstraint, type: has_many, via: constraints}
  - {from: BankingProduct, to: BankingProductEligibility, type: has_many, via: eligibility}
  - {from: BankingProduct, to: BankingProductFee, type: has_many, via: fees}
  - {from: BankingProduct, to: BankingProductDepositRate, type: has_many, via: depositRates}
  - {from: BankingProduct, to: BankingProductLendingRate, type: has_many, via: lendingRates}
  - {from: BankingProduct, to: BankingProductBundle, type: has_many, via: bundles}
  - {from: BankingProduct, to: BankingProductAdditionalInformation, type: has_one, via: additionalInformation}
  - {from: BankingProduct, to: BankingProductCardArt, type: has_many, via: cardArt}
  - {from: BankingProductBundle, to: BankingProduct, type: has_many, via: productIds}
  - {from: BankingProductDepositRate, to: BankingProductRateCondition, type: has_many, via: rateConditions}
  - {from: BankingProductLendingRate, to: BankingProductRateCondition, type: has_many, via: rateConditions}
enumerations:
  productCategory:
    - BUSINESS_LOANS
    - BUY_NOW_PAY_LATER
    - CRED_AND_CHRG_CARDS
    - LEASES
    - MARGIN_LOANS
    - OVERDRAFTS
    - PERS_LOANS
    - REGULATED_TRUST_ACCOUNTS
    - RESIDENTIAL_MORTGAGES
    - TERM_DEPOSITS
    - TRADE_FINANCE
    - TRANS_AND_SAVINGS_ACCOUNTS
    - TRAVEL_CARDS