generated: '2026-07-21'
method: searched
source: openapi/newcastle-permanent-cds-banking-products-openapi.yml + live CDR Discovery API probe
docs: https://consumerdatastandardsaustralia.github.io/standards/#versioning
notes: >-
  Lifecycle and versioning posture for Newcastle Permanent's public CDR PRD API,
  derived from the shared DSB Consumer Data Standards contract. CDR APIs version
  per-endpoint via the x-v header rather than via the URL, and the standard itself
  carries a formal, dated version history and deprecation/obsolescence regime.
versioning:
  scheme: header-per-endpoint
  request_header: x-v
  min_header: x-min-v
  response_header: x-v
  standard_version: '1.36.0'
  current_endpoint_versions:
    listBankingProducts: '5'
    getBankingProductDetail: '7'
  observed_live: {endpoint: GET /banking/products, x-v: 4}
  docs: https://consumerdatastandardsaustralia.github.io/standards/#versioning
deprecation:
  model: cds-obsolete-versions
  detail: >-
    The CDS versioning regime supersedes prior endpoint versions and publishes
    "obsolete versions" of each endpoint (the products spec links obsolete v1-v4).
    A future-effective / obsolescence window (effectiveFrom / effectiveTo and the
    `effective` filter) lets products be introduced or retired without a payload
    delete. Version retirement is announced through the DSB standards maintenance
    and change-management process.
  obsolete_versions_documented: true
  policy_url: https://consumerdatastandardsaustralia.github.io/standards/#versioning
sla:
  model: cdr-nfr
  detail: >-
    Availability and performance targets for CDR data holders are set by the DSB
    Non-Functional Requirements (NFRs) rather than a bank-specific SLA page.
  docs: https://consumerdatastandardsaustralia.github.io/standards/#non-functional-requirements
status_page:
  found: true
  type: cdr-discovery-api
  detail: >-
    Newcastle Permanent publishes its operational status as the CDR-mandated,
    public, unauthenticated Consumer Data Standards Discovery API. Both endpoints
    were confirmed live (HTTP 200) on 2026-07-21. GET /discovery/status returned
    {"data":{"status":"OK","updateTime":"2026-07-21T16:30:18.326Z"}} and
    GET /discovery/outages returned an empty outages array. This is the machine-
    readable service-status surface every CDR data holder must expose; there is no
    separate bank-branded HTML status page.
  status_endpoint: https://openbank.newcastlepermanent.com.au/cds-au/v1/discovery/status
  outages_endpoint: https://openbank.newcastlepermanent.com.au/cds-au/v1/discovery/outages
  observed:
    status: OK
    update_time: '2026-07-21T16:30:18.326Z'
    outages: []
    probed: '2026-07-21'
  docs: https://consumerdatastandardsaustralia.github.io/standards/#discovery-apis
deprecated_operations: []