{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/PayoutResponse",
  "title": "PayoutResponse",
  "type": "object",
  "properties": {
    "code": {
      "type": "string",
      "description": "Response status code.",
      "example": "00"
    },
    "description": {
      "type": "string",
      "description": "Human-readable description of the response.",
      "example": "Success"
    },
    "data": {
      "type": "object",
      "properties": {
        "transactionId": {
          "type": "string",
          "description": "The unique identifier for the payout transaction."
        },
        "status": {
          "type": "string",
          "description": "The current status of the payout.",
          "enum": [
            "initiated",
            "processing",
            "settled",
            "failed"
          ]
        },
        "sourceCurrency": {
          "type": "string",
          "description": "The source currency of the payout."
        },
        "destinationCurrency": {
          "type": "string",
          "description": "The destination currency of the payout."
        },
        "sourceAmount": {
          "type": "number",
          "format": "double",
          "description": "The amount debited in the source currency."
        },
        "destinationAmount": {
          "type": "number",
          "format": "double",
          "description": "The amount to be received in the destination currency."
        },
        "rate": {
          "type": "number",
          "format": "double",
          "description": "The exchange rate applied."
        },
        "fee": {
          "type": "number",
          "format": "double",
          "description": "The fee charged for the payout."
        },
        "paymentMethod": {
          "type": "string",
          "description": "The payment method used for disbursement.",
          "enum": [
            "faster_payments",
            "sepa",
            "interac",
            "bank_transfer",
            "mobile_money"
          ]
        },
        "merchantTxRef": {
          "type": "string",
          "description": "The merchant transaction reference."
        },
        "recipient": {
          "$ref": "#/components/schemas/PayoutRecipient"
        },
        "createdAt": {
          "type": "string",
          "format": "date-time",
          "description": "The date and time the payout was initiated."
        },
        "settledAt": {
          "type": "string",
          "format": "date-time",
          "description": "The date and time the payout was settled, if applicable."
        }
      }
    }
  }
}