generated: '2026-07-20'
method: searched
source: https://docs.novacredit.com/credit-passport/v4
note: >-
  Entity graph derived from the documented Credit Passport v4 endpoint surface
  (no machine-readable OpenAPI is published). Entities and relationships reflect
  documented objects and id-reference fields; not derived from a $ref graph.
entities:
  - name: Consumer
    description: An applicant record.
    id_fields: [consumerId, externalId]
    endpoints:
      - POST /connect/consumers
      - GET /connect/consumers/:consumerId
      - PATCH /connect/consumers/:consumerId
  - name: Report
    aliases: [Credit Passport, Passport]
    description: A compiled credit report for a consumer, identified by a publicToken.
    id_fields: [publicToken, multiProductToken]
    endpoints:
      - GET /connect/passport/v4/json
      - GET /connect/passport/v4/pdf
      - GET /connect/status
  - name: Supplier
    description: An active data supplier (source bureau / aggregator).
    endpoints:
      - GET /connect/suppliers
  - name: AccessToken
    description: Short-lived (5 min) server-side authorization token.
    endpoints:
      - GET /connect/accesstoken
  - name: NovaConnectSession
    description: A hosted applicant consent/collection session.
    endpoints:
      - POST /connect/initialization
      - POST /connect/invite
      - POST /connect/invite-link
relationships:
  - from: Report
    to: Consumer
    type: belongs_to
    via: externalId / consumerId
  - from: Report
    to: Supplier
    type: has_many
    via: data suppliers contributing to the report
  - from: NovaConnectSession
    to: Consumer
    type: belongs_to
    via: applicant identity fields
  - from: Report
    to: Report
    type: has_one
    via: multiProductToken (derived secondary report)