generated: '2026-07-20'
method: searched
source: https://docs.novacredit.com/credit-passport/v4
environments:
  - mode: sandbox
    base_url: https://api.sandbox.novacredit.com
    description: Dedicated sandbox host for integration testing.
  - mode: production
    base_url: https://api.novacredit.com
    description: Production host.
credential_separation:
  notes: >-
    Sandbox and production are separated by host. Server-side calls use
    clientId/secretKey (HTTP Basic) to obtain a short-lived accessToken;
    client-side NovaConnect flows use a publicId.
test_values:
  notes: >-
    Nova Credit does not publish static magic test card numbers or fixed test
    identifiers on its public developer docs; sandbox reports are generated
    through the NovaConnect test flow. No verbatim test values were captured
    (none fabricated).