specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: NowCerts
providerId: nowcerts
created: '2026-07-10'
modified: '2026-07-10'
reconciled: false
tags:
- Insurance
- Agency Management System
- AMS
- Insurtech
- Plans
description: >-
  NowCerts (Momentum AMP) is sold as a per-agency SaaS subscription with
  published monthly tiers. API access is not a separate product - it is a
  feature gated by tier. The Essentials tier has no API access; Professional
  adds a limited number of API integrations; Business offers unlimited API
  integrations; and Enterprise adds custom and unlimited API integrations plus
  a whitelabeled URL. To call the API, an agency user must additionally be
  granted the "API Integration" agent role. Published prices have shifted over
  time and vary by source, so exact figures below are grounded to public
  listings but flagged unreconciled.
notes: >-
  Reviewers repeatedly note that NowCerts changes prices, and published numbers
  differ between the vendor pricing page and third-party directories (for
  example Professional has been listed at both $149 and $169, and Business at
  both $295 and $349). Additional user licenses have been listed around
  $45/user/month. Verify current tiers, per-user add-on cost, and API
  integration caps on the official pricing page during reconciliation.
sources:
- https://www.nowcerts.com/pricing
- https://www.getapp.com/industries-software/a/nowcerts/
- https://www.softwareadvice.com/insurance/nowcerts-profile/
- https://support.momentumamp.com/support/solutions/articles/156000373566-using-the-momentum-ams-rest-api
plans:
- id: nowcerts-essentials
  name: Essentials
  type: paid
  description: >-
    Entry AMS tier for a small agency. Core client and policy management, ACORD
    forms, workflows, renewals, and commission reconciliation, with the online
    support center and roughly 10 GB of file storage. No API access at this tier.
  entries:
  - label: Base Subscription
    name: essentials_base
    type: flat
    metric: subscription
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: from $99/month (see pricing page; user allotment varies by source)
    userMultiplied: false
  elements:
  - name: Client and Policy Management
  - name: ACORD Forms
  - name: Workflows and Renewals
  - name: Commission Reconciliation
  - name: 10 GB File Storage
  - name: No API Access
- id: nowcerts-professional
  name: Professional
  type: paid
  description: >-
    Mid tier adding video-conferencing support, more storage (around 25 GB), and
    a limited number of API integrations (listed as up to 3). This is the entry
    point for programmatic access to the NowCerts API.
  entries:
  - label: Base Subscription
    name: professional_base
    type: flat
    metric: subscription
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: listed at $149-$169/month (varies by source)
    userMultiplied: false
  - label: Additional User
    name: professional_additional_user
    type: unit
    metric: user
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: approximately $45/user/month (verify)
    userMultiplied: true
  elements:
  - name: Everything in Essentials
  - name: Up to 3 API Integrations
  - name: Video Conferencing Support
  - name: 25 GB File Storage
- id: nowcerts-business
  name: Business
  type: paid
  description: >-
    Higher tier for growing agencies with unlimited API integrations, larger
    storage (around 100 GB), and video-conferencing support.
  entries:
  - label: Base Subscription
    name: business_base
    type: flat
    metric: subscription
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: listed at $295-$349/month (varies by source)
    userMultiplied: false
  - label: Additional User
    name: business_additional_user
    type: unit
    metric: user
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: approximately $45/user/month (verify)
    userMultiplied: true
  elements:
  - name: Everything in Professional
  - name: Unlimited API Integrations
  - name: 100 GB File Storage
  - name: Video Conferencing Support
- id: nowcerts-enterprise
  name: Enterprise
  type: enterprise
  description: >-
    Custom tier for large agencies (50+ users) with a whitelabeled URL, a
    dedicated account manager, around 1 TB of storage, and custom and unlimited
    API integrations. Contact sales for pricing.
  entries:
  - label: Enterprise Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom and Unlimited API Integrations
  - name: Whitelabeled URL
  - name: Dedicated Account Manager
  - name: 1 TB Storage
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com