aid: okra-africa
url: https://raw.githubusercontent.com/api-evangelist/okra-africa/refs/heads/main/apis.yml
name: Okra
kind: company
description: >-
  Okra was an open finance / open banking infrastructure company for Africa,
  headquartered in Lagos, Nigeria. Its REST APIs let businesses link end users'
  bank accounts (via the Okra Widget and a per-record "record" object) and then
  retrieve authenticated banking data - account and identity details, real-time
  balances, transaction history, and income - plus run KYC verifications (BVN,
  NUBAN, TIN, RC) and move money through bank-to-bank payments and direct debit
  authorizations. RETIRED: Okra quietly ceased operations in May 2025 and wound
  the company down; the API hosts (api.okra.ng, dash.okra.ng, docs.okra.ng,
  identity-api.okra.ng) no longer resolve and the okra.ng domain now serves an
  unrelated parked page. This entry documents the historical, now-discontinued
  API surface, grounded in Okra's official okraHQ/okra-node SDK and archived
  documentation.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Open Banking
- Open Finance
- Financial Data
- Payments
- Fintech
- Account Linking
- Bank Data
- Africa
- Nigeria
- Financial Infrastructure
- Retired
created: '2026-07-12'
modified: '2026-07-12'
specificationVersion: '0.19'
apis:
- aid: okra-africa:okra-africa-auth-api
  name: Okra Auth API
  tags:
  - Authentication
  - Account Linking
  - Bank Data
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api/Auth
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20240225005139/https://docs.okra.ng/reference/api/Auth
    type: Documentation
  - url: https://docs.okra.ng/reference/api/Auth
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Retrieves the authentication data tied to a linked bank account - account and
    routing (NUBAN) details established when a customer connects a bank through the
    Okra Widget. Exposes POST /products/auths to create/refresh auth records and
    retrieval by id, customer, bank, and date. RETIRED - host api.okra.ng no longer
    resolves.
- aid: okra-africa:okra-africa-accounts-api
  name: Okra Accounts API
  tags:
  - Accounts
  - Bank Data
  - Account Linking
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api/Account
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20240225025307/https://docs.okra.ng/reference/api/Account
    type: Documentation
  - url: https://docs.okra.ng/reference/api/Account
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Lists and retrieves the bank accounts a customer has linked through Okra -
    POST /products/accounts plus retrieval by id, customer, bank, balance, and
    name. RETIRED - host api.okra.ng no longer resolves.
- aid: okra-africa:okra-africa-balance-api
  name: Okra Balance API
  tags:
  - Balance
  - Bank Data
  - Real Time
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api/Balance
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20240225023518/https://docs.okra.ng/reference/api/Balance
    type: Documentation
  - url: https://docs.okra.ng/reference/api/Balance
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Retrieves real-time and cached account balances for linked accounts - POST
    /balance/check for a live balance, /balance/refresh to force an update, and
    retrieval by id, account, type, customer, and date. RETIRED - host
    api.okra.ng no longer resolves.
- aid: okra-africa:okra-africa-transactions-api
  name: Okra Transactions API
  tags:
  - Transactions
  - Bank Data
  - Financial Data
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api/Transactions
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20240225015711/https://docs.okra.ng/reference/api/Transactions
    type: Documentation
  - url: https://docs.okra.ng/reference/api/Transactions
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Retrieves categorized transaction history for linked accounts - POST
    /transactions/process and /transactions/refresh, retrieval by id, account,
    bank, type, NUBAN, customer, and date, plus a downloadable statement via
    /products/transactions/download. RETIRED - host api.okra.ng no longer resolves.
- aid: okra-africa:okra-africa-identity-api
  name: Okra Identity API
  tags:
  - Identity
  - KYC
  - Financial Data
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api/Identity
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20240225022834/https://docs.okra.ng/reference/api/Identity
    type: Documentation
  - url: https://docs.okra.ng/reference/api/Identity
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Retrieves the verified identity profile attached to a linked bank account -
    name, phone, email, address, and BVN/NIN-derived attributes - via POST
    /products/identities, /products/identity/merge, and retrieval by id, customer,
    and date. RETIRED - host api.okra.ng no longer resolves.
- aid: okra-africa:okra-africa-income-api
  name: Okra Income API
  tags:
  - Income
  - Financial Data
  - Underwriting
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20240418181836/https://docs.okra.ng/reference/api
    type: Documentation
  - url: https://docs.okra.ng/reference/api
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Derives income and affordability signals from a customer's linked bank
    transaction history - POST /products/income/process and /products/income/get,
    with retrieval by id, customer, and date. Used for lending and underwriting.
    RETIRED - host api.okra.ng no longer resolves.
- aid: okra-africa:okra-africa-verification-api
  name: Okra Verification (KYC) API
  tags:
  - KYC
  - Verification
  - Identity
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20240418181836/https://docs.okra.ng/reference/api
    type: Documentation
  - url: https://docs.okra.ng/reference/api
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Runs Nigerian KYC checks - BVN, NUBAN name match, TIN, RC (company
    registration), and general customer verification - via the /products/kyc/*
    endpoints (bvn-verify, nuban-verify, nuban-name-verify, tin-verify,
    rc-tin-verify, rc-verify, customer-verify). RETIRED - host api.okra.ng no
    longer resolves.
- aid: okra-africa:okra-africa-payments-api
  name: Okra Payments API
  tags:
  - Payments
  - Direct Debit
  - Bank Transfer
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api/Payments
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20240225023335/https://docs.okra.ng/reference/api/Payments
    type: Documentation
  - url: https://docs.okra.ng/reference/api/Payments
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Initiates and manages bank-to-bank payments and recurring direct-debit
    authorizations - POST /pay/initiate, /pay/verify, /pay/link/create,
    /authorization/initiate, /pay/authorization/reauth, /pay/authorization/cancel,
    and /bulkfiles/initiate, with payment and authorization listing. RETIRED -
    host api.okra.ng no longer resolves.
- aid: okra-africa:okra-africa-banks-api
  name: Okra Banks API
  tags:
  - Banks
  - Reference Data
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api/Banks
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20241209034308/https://docs.okra.ng/reference/api/Banks
    type: Documentation
  - url: https://docs.okra.ng/reference/api/Banks
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Reference list of the Nigerian banks and financial institutions Okra could
    connect to - POST /banks/list and /banks/getById. RETIRED - host api.okra.ng
    no longer resolves.
- aid: okra-africa:okra-africa-customers-api
  name: Okra Customers API
  tags:
  - Customers
  - Account Management
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api/Customer
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20240225005456/https://docs.okra.ng/reference/api/Customer
    type: Documentation
  - url: https://docs.okra.ng/reference/api/Customer
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Manages the end users (customers) linked to a business - list and find
    customers, and flag, unflag, or remove them via /customers/list,
    /customers/find-customers-by, /customers/flag, /customers/unflag, and
    /customers/remove. RETIRED - host api.okra.ng no longer resolves.
- aid: okra-africa:okra-africa-wallet-api
  name: Okra Wallet API
  tags:
  - Wallet
  - Billing
  - Account Management
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api/Wallets
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20241209040907/https://docs.okra.ng/reference/api/Wallets
    type: Documentation
  - url: https://docs.okra.ng/reference/api/Wallets
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Manages the Okra billing wallet that funds API usage - check balance, list
    top-ups, configure auto-top-up and thresholds via /wallet/balance/check,
    /wallet/topups, /wallet/autotopup, and /wallet/threshold. RETIRED - host
    api.okra.ng no longer resolves.
- aid: okra-africa:okra-africa-reports-api
  name: Okra Reports API
  tags:
  - Reports
  - Financial Data
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.okra.ng/reference/api
  baseURL: https://api.okra.ng/v2
  properties:
  - url: https://web.archive.org/web/20240418181836/https://docs.okra.ng/reference/api
    type: Documentation
  - url: https://docs.okra.ng/reference/api
    type: APIReference
  - url: openapi/okra-africa-openapi.yml
    type: OpenAPI
  - url: collections/okra-africa.postman_collection.json
    type: PostmanCollection
  - url: collections/okra-africa.opencollection.json
    type: OpenCollection
  description: >-
    Schedules and downloads financial reports compiled from a customer's linked
    data - /reports/schedule, /reports/details, and /reports/download. RETIRED -
    host api.okra.ng no longer resolves.
common:
- type: AgenticAccess
  url: agentic-access/okra-africa-agentic-access.yml
- type: DomainSecurity
  url: security/okra-africa-domain-security.yml
- type: Authentication
  url: authentication/okra-africa-authentication.yml
- type: GitHubOrganization
  url: https://github.com/okraHQ
- type: LinkedIn
  url: https://www.linkedin.com/company/okrafinance
- type: Website
  url: https://okra.ng
- type: Documentation
  url: https://web.archive.org/web/20240418181836/https://docs.okra.ng/reference/api
- type: Plans
  url: plans/okra-africa-plans-pricing.yml
- type: RateLimits
  url: rate-limits/okra-africa-rate-limits.yml
- type: FinOps
  url: finops/okra-africa-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com