specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Okra
providerId: okra-ng
created: '2026-06-21'
modified: '2026-06-21'
reconciled: false
tags:
- Open Banking
- Open Finance
- Fintech
- Africa
- Nigeria
- FinOps
- Cost Management
- FOCUS
description: >-
  FinOps view of Okra spend. Okra billed usage-based per-call / per-record
  rates for data products (Auth, Balance, Transactions, Identity, Income) and
  per-transaction fees for bank-to-bank Payments, with enterprise volume
  agreements negotiated directly. Exact published rates were quote-based and
  are not reconciled. NOTE: Okra wound down operations in May 2025; this view
  is historical.
notes: >-
  Per-call and per-transaction rates were not publicly enumerated; verify
  against an invoice or agreement. Monetary values are not reconciled.
sources:
- https://okra.ng/pricing
- https://docs.okra.ng/
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Okra
serviceCategory: Financial Services
billingModel:
  pricingCategory: Usage-Based
  billingFrequency: Monthly
  billingCurrency: NGN
  chargeCategories:
  - Usage
  - Purchase
  - Adjustment
focusColumns:
  ServiceName: Okra API
  ServiceCategory: Financial Services
  ProviderName: Okra
  PublisherName: Okra
  InvoiceIssuerName: Okra
  BillingCurrency: NGN
  ChargeCategory: Usage
  PricingCategory: Usage-Based
meters:
- name: auth_requests
  description: Auth product calls / records retrieved, billed per call or record.
  unit: requests
  aggregation: sum
  dimensions:
  - account
  - product
- name: balance_requests
  description: Balance product calls / records retrieved, billed per call or record.
  unit: requests
  aggregation: sum
  dimensions:
  - account
  - product
- name: transaction_requests
  description: Transactions product calls / records retrieved, billed per call or record.
  unit: requests
  aggregation: sum
  dimensions:
  - account
  - product
- name: identity_requests
  description: Identity product calls / records retrieved, billed per call or record.
  unit: requests
  aggregation: sum
  dimensions:
  - account
  - product
- name: income_requests
  description: Income product calls / records retrieved, billed per call or record.
  unit: requests
  aggregation: sum
  dimensions:
  - account
  - product
- name: payment_transactions
  description: Bank-to-bank payment transactions, billed per transaction.
  unit: transactions
  aggregation: sum
  dimensions:
  - account
  - channel
principles:
- name: Visibility
  description: Pull Okra dashboard usage; inspect per-product call volume and payment counts.
- name: Allocation
  description: Tag API keys per workload/team; map data-product and payment usage to internal cost centers.
- name: Optimization
  description: Cache product data within webhook freshness windows; batch record retrieval via pagination; avoid redundant re-pulls of the same Record.
- name: Accountability
  description: Assign owners per integration/key; review monthly call and payment spend against budget.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com