specification: API Commons Rate Limits
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/RateLimits
provider: Okra
providerId: okra-ng
created: '2026-06-21'
modified: '2026-06-21'
reconciled: false
tags:
- Open Banking
- Open Finance
- Fintech
- Africa
- Nigeria
- Rate Limiting
- Quotas
- Throttling
description: >-
  Okra applied per-account rate limits and pagination on its data product and
  payment endpoints. List endpoints supported page / limit parameters
  (default limit 20 per page) and returned pagination metadata. Specific
  per-endpoint request-per-minute / per-day ceilings were not publicly
  enumerated and are not reconciled in this artifact. NOTE: Okra wound down
  operations in May 2025.
notes: >-
  Per-endpoint numeric limits were not publicly documented; verify against an
  account dashboard if any successor service exposes one. Values here are not
  reconciled.
sources:
- https://docs.okra.ng/reference
- https://docs.okra.ng/
responseCodes:
  throttled: 429
limits:
- name: Requests Per Minute (RPM)
  scope: account
  metric: requests
  limit: see provider documentation
  notes: Per-account request ceiling; specific value not publicly documented.
- name: Page Size (limit)
  scope: request
  metric: records
  limit: 20 default
  notes: List endpoints accept page and limit parameters; default page size is 20.
- name: Payments
  scope: account
  metric: transactions
  limit: see provider documentation
  notes: Payment throughput governed by account and bank-channel limits.
policies:
- name: Pagination
  description: List endpoints return pagination (totalPages, nextPage, previousPage); iterate pages to retrieve all records.
- name: Backoff Strategy
  description: Clients should implement exponential backoff with jitter and honor Retry-After on 429 responses.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com