name: OnDeck Plans and Pricing
description: OnDeck provides small business lending products through a partner API program. Access to the OnDeck API is granted to qualified partners including banks, brokers, and online service providers. There is no self-serve public pricing tier for API access.
url: https://www.ondeck.com/partner
plans:
  - name: Partner API Access
    description: API access is available to qualified lending partners, brokers, and distribution partners who meet OnDeck's partnership requirements. Partners receive API credentials, sample code, developer support, and implementation guides.
    type: Partner
    access:
      - Credit pre-qualification
      - Loan application submission
      - Business health score access
      - Loan product management
    requirements:
      - 2+ years in business
      - Fund $1M+ monthly in ACH/MCA A-Paper funding
      - Encrypted website with privacy policy
      - Business insurance (general or professional)
      - US-based location
    contact: partners@ondeck.com
    portal: https://partners.ondeck.com
products:
  - name: Business Term Loan
    description: One-time lump sum funding from $5K to $400K with repayment terms up to 24 months.
    amount_min: 5000
    amount_max: 400000
    term_max_months: 24
    average_apr: "57.90%"
    origination_fee: "Up to 4%"
  - name: Business Line of Credit
    description: Revolving credit line from $6K to $200K with flexible 12, 18, or 24-month terms and 24/7 draws.
    amount_min: 6000
    amount_max: 200000
    term_months:
      - 12
      - 18
      - 24
    average_apr: "56.60%"
    origination_fee: "Up to 4%"