aid: oneblinc
name: OneBlinc
description: >-
  OneBlinc is a US consumer fintech that provides cash advances, credit-building and financial-wellness
  products to public-sector, healthcare and other essential workers who are underserved by traditional
  banks. Its consumer products are delivered through the OneBlinc / BlincAdvance mobile apps —
  BlincAdvance (paycheck advances from $50 up to $250 on an $8.99/month subscription, with an optional
  paid instant-deposit tier), BlincBoost (a credit-building subscription), BlincShield and BlincEarn — and
  a legacy installment-loan product originated by BlincLoans, Inc. that is not currently accepting new
  applications. Its one business-facing product, BlincFy, sells customer-permissioned income and
  employment verification data and analytics, but is sold through a "Schedule a Demo" sales motion with no
  public developer documentation. OneBlinc publishes no public API, developer portal, SDK or
  machine-readable specification; api.oneblinc.com is a private backend for its own mobile clients.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
image: https://www.oneblinc.com/images/meta-logo.png
url: https://raw.githubusercontent.com/api-evangelist/oneblinc/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: stub
x-tier-reason: harvest
specificationVersion: '0.20'
created: '2026-08-26'
modified: '2026-08-26'
tags:
- Company
- Financial-Services
- Fintech
- Consumer Lending
- Cash Advance
- Earned Wage Access
- Credit Building
- Income Verification
- Mobile Banking
- United States
tags_raw:
- Company
- Financial Services
- Fintech
- Consumer Lending
- Cash Advance
- Earned Wage Access
- Credit Building
- Income Verification
- Mobile Banking
- United States
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.oneblinc.com/
- type: SignUp
  url: https://www.oneblinc.com/sign-up
- type: Support
  url: https://oneblinc.zendesk.com/hc/en-us
- type: GitHubOrganization
  url: https://github.com/OneBlinc
- type: Compliance
  url: https://www.oneblinc.com/compliance
- type: StatusPage
  url: https://status.oneblinc.com/
- type: Lifecycle
  url: lifecycle/oneblinc-lifecycle.yml
- type: Conformance
  url: conformance/oneblinc-conformance.yml
- type: DomainSecurity
  url: security/oneblinc-domain-security.yml
- type: Plans
  url: plans/oneblinc-plans-pricing.yml
- type: RateLimits
  url: rate-limits/oneblinc-rate-limits.yml
- type: LLMsTxt
  url: llms/oneblinc-llms.txt
x-enrichment:
  date: '2026-08-26'
  status: minimal
  artifacts_added: 8
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: >-
    OneBlinc ships only end-user mobile and web apps — its Next.js route manifest lists no /developers,
    /api or /docs route, its GitHub org has zero public repositories, and its one business product
    (BlincFy income verification) is sold behind a "Schedule a Demo" form; api.oneblinc.com is a real
    origin but returns a 0-byte HTTP 404 on every discovery path, so it is a private app backend, not a
    published API.
  evidence:
  - url: https://api.oneblinc.com/openapi.json
    status: 404
  - url: https://api.oneblinc.com/graphql
    status: 404
  - url: https://api.github.com/orgs/OneBlinc/repos
    status: 200
  - url: https://www.oneblinc.com/products/blinc-fy
    status: 200
  checked: '2026-08-26'