# OneBlinc

> OneBlinc is a US consumer fintech providing cash advances, credit-building and financial-wellness
> products to public-sector, healthcare and other essential workers underserved by traditional banks.
> **OneBlinc publishes no public API, developer portal, SDK or machine-readable specification.** This
> file is generated by API Evangelist from an independent profile of the company's public surface; it is
> not published by OneBlinc.

## Status for agents

- No OpenAPI, GraphQL SDL, AsyncAPI, Protobuf or WSDL contract is served on any OneBlinc host.
- No MCP server and no A2A agent card were found on any host (probed 2026-08-26).
- `api.oneblinc.com` is a real origin but a private backend for OneBlinc's own mobile and web clients;
  every discovery path returns a 0-byte HTTP 404.
- The marketing site, the app landing host and the customer dashboard are single-page applications whose
  edge answers HTTP 200 with an identical HTML shell for every path, so a 200 from those hosts is not
  evidence that a document exists.
- There is nothing here an agent can call.

## Products

- [BlincAdvance](https://www.oneblinc.com/products/blinc-advance): paycheck advances from $50 up to $250,
  no interest and no late fees, on an $8.99/month subscription with an optional paid instant-deposit tier.
- [BlincBoost](https://www.oneblinc.com/products/blinc-boost): monthly credit-building subscription with
  unlimited credit-score access.
- [BlincEarn](https://www.oneblinc.com/products/blinc-earn): pre-launch earn-in-your-free-time product.
- [BlincFy](https://www.oneblinc.com/products/blinc-fy): the one business-facing product — customer-
  permissioned income and employment verification data and analytics. Sold through "Schedule a Demo";
  no public developer documentation, no reference, no spec.
- [Legacy installment loans](https://www.oneblinc.com/loans): originated by BlincLoans, Inc.; the company
  states it is temporarily not accepting new loan applications.

## Company

- [Website](https://www.oneblinc.com/)
- [About](https://www.oneblinc.com/about-us)
- [Compliance and state lending licences](https://www.oneblinc.com/compliance)
- [NMLS Consumer Access #1813996](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1813996)
- [FAQ](https://www.oneblinc.com/faq)
- [Credit education](https://www.oneblinc.com/credit-education)
- [Help center](https://oneblinc.zendesk.com/hc/en-us)
- [Status page](https://status.oneblinc.com/)
- [Sign up](https://www.oneblinc.com/sign-up)
- [GitHub organization](https://github.com/OneBlinc) (exists, zero public repositories)

## Applications

- [iOS — OneBlinc Cash Advance](https://apps.apple.com/us/app/blincadvance/id1593417965) (v7.12.0, 2026-08-17)
- [Android — OneBlinc Cash Advance](https://play.google.com/store/apps/details?id=com.oneblinc.advance)

## Known broken links

The App Store listing directs users to `oneblinc.com/terms` and `oneblinc.com/privacy-policy`. Both routes
return HTTP 200 but serve the site homepage, not the documents. The footer's Privacy Policy, Legal
Disclaimers and ISMS Policy are JavaScript modal buttons with no linkable URL.

## Profile artifacts

- [apis.yml](https://raw.githubusercontent.com/api-evangelist/oneblinc/refs/heads/main/apis.yml)
- [Well-known probe](https://raw.githubusercontent.com/api-evangelist/oneblinc/refs/heads/main/well-known/oneblinc-well-known.yml)
- [Conformance](https://raw.githubusercontent.com/api-evangelist/oneblinc/refs/heads/main/conformance/oneblinc-conformance.yml)
- [Lifecycle](https://raw.githubusercontent.com/api-evangelist/oneblinc/refs/heads/main/lifecycle/oneblinc-lifecycle.yml)
- [Plans and pricing](https://raw.githubusercontent.com/api-evangelist/oneblinc/refs/heads/main/plans/oneblinc-plans-pricing.yml)
- [Rate limits](https://raw.githubusercontent.com/api-evangelist/oneblinc/refs/heads/main/rate-limits/oneblinc-rate-limits.yml)
- [Packages](https://raw.githubusercontent.com/api-evangelist/oneblinc/refs/heads/main/packages/oneblinc-packages.yml)
- [Domain security](https://raw.githubusercontent.com/api-evangelist/oneblinc/refs/heads/main/security/oneblinc-domain-security.yml)

Generated: 2026-08-26 | method: generated | source: apis.yml + this repository's artifacts