generated: '2026-08-26'
method: searched
source: https://itunes.apple.com/lookup?id=1593417965
docs: https://www.oneblinc.com/products/blinc-advance
note: >-
  OneBlinc publishes NO API plans, because it publishes no API. These are its CONSUMER product plans, and
  the only place the subscription price is stated in full is the App Store listing — the marketing site
  has no /pricing page and the /calculator route is a soft-404 that returns the homepage. The one
  business-facing product, BlincFy, is sold entirely through a "Schedule a Demo" form with no published
  price. Values below are quoted verbatim from the provider's own copy; nothing is estimated.
plan_count: 3
currency: USD
plans:
- name: BlincAdvance subscription
  audience: consumer
  price: 8.99
  currency: USD
  billing_period: month
  cancellation: Cancel anytime within the app.
  included: >-
    Cash advances starting at $50, building up to $250 over time (eligibility rules apply). No interest,
    no late fees. Standard advance deposit is free.
  overage: >-
    Optional paid "instant delivery" tier — the provider states "Choose instant delivery for a fee" but
    does not publish the fee amount.
  limits:
  - Advance amount starts at $50 and increases to a maximum of $250 with account progression.
  - Repaid automatically from the linked bank account on the next payday.
  source: https://itunes.apple.com/lookup?id=1593417965
- name: BlincBoost
  audience: consumer
  price: null
  currency: USD
  billing_period: month
  included: >-
    Monthly subscription credit-building service with unlimited access to the user's credit score.
  note: >-
    Described by the provider as "one simple, transparent" monthly subscription, but the amount is not
    published on the product page.
  source: https://www.oneblinc.com/products/blinc-boost
- name: BlincFy
  audience: business
  price: null
  currency: USD
  billing_period: null
  included: >-
    Customer-permissioned income and employment verification data, analytics and personalised reports,
    with dedicated partner support.
  onboarding: contact-sales
  note: >-
    No published price and no self-serve signup — the only call to action is "Schedule a Demo". This is
    the enterprise "contact us" case.
  source: https://www.oneblinc.com/products/blinc-fy
legacy_products:
- name: BlincLoans installment loan (legacy, closed to new applicants)
  note: >-
    Retained because the terms are still published on the site footer and are the only itemised pricing
    OneBlinc discloses. Fixed simple interest rate of 35.9%. One-time fee ranging from $0-$88.90 added to
    the loan; loan amounts $1,000-$6,000 depending on state of residence. Worked example given by the
    provider: a $2,000 loan in Texas — finance charge $314.81, origination fee $25, repayable in 24
    biweekly payments, interest rate 29.90%, APR 32.75%, installments of $97. Minimum 12 and maximum 84
    biweekly payments.
  source: https://www.oneblinc.com/loans
x-evidence:
- url: https://itunes.apple.com/lookup?id=1593417965
  status: 200
- url: https://www.oneblinc.com/products/blinc-advance
  status: 200
- url: https://www.oneblinc.com/products/blinc-fy
  status: 200
- url: https://www.oneblinc.com/calculator
  status: 200
  note: soft-404 — returns the homepage, not a pricing calculator.