# Onlia

> Onlia is a Canadian digital personal-lines insurance brokerage — the registered business name of Onlia Agency Inc., backed by Southampton Financial Inc. It sells auto, property and lifestyle insurance direct to consumers online and by phone, concentrated in Ontario, placing business with a panel of Canadian carriers rather than underwriting itself. Onlia publishes NO public developer portal, NO API documentation, and NO machine-readable API description of any kind: this file is generated by API Evangelist from the public site, not published by Onlia.

## API posture

- [No developer portal](https://www.onlia.ca/): developer., developers., docs. and api. under onlia.ca do not resolve; /developers, /developer, /api and /integrations on the marketing site return 404.
- [Consumer application](https://app.onlia.ca/): the only quote / bind / issue / self-service surface. An Angular single-page app on S3/CloudFront running a white-labelled Ignite Insurance policy administration platform. Its backing REST services are private to the app — undocumented, unversioned publicly, and not offered to third parties.
- [Partners](https://www.onlia.ca/partners): a B2B marketing page inviting affinity/group-discount partnerships by email. No API, SDK, sandbox, or technical onboarding.
- No OpenAPI, Swagger, AsyncAPI, GraphQL SDL, .proto, or public Postman collection exists. No ACORD, AL3, ACORD XML, NGDS or IVANS reference appears on the public site. No webhooks, no status page, no GitHub organization, no first-party SDK packages on npm, PyPI or any other registry.

## Products

- [Car insurance](https://www.onlia.ca/car-insurance): Ontario auto, including new drivers, newcomers, and per-city coverage pages.
- [Home insurance](https://www.onlia.ca/home-insurance): homeowner property coverage.
- [Condo insurance](https://www.onlia.ca/condo-insurance)
- [Tenant insurance](https://www.onlia.ca/tenant-insurance)
- [Landlord insurance](https://www.onlia.ca/landlord-insurance)
- [Second home insurance](https://www.onlia.ca/second-home-insurance)
- [Mobile home insurance](https://www.onlia.ca/mobile-home-insurance)
- [Motorcycle insurance](https://www.onlia.ca/motorcycle-insurance)
- [ATV insurance](https://www.onlia.ca/atv-insurance)
- [Snowmobile insurance](https://www.onlia.ca/snowmobile-insurance)
- [Trailer insurance](https://www.onlia.ca/trailer-insurance)
- [Motorhome insurance](https://www.onlia.ca/motorhome-insurance)
- [Boat insurance](https://www.onlia.ca/boat-insurance)
- [Seasonal insurance](https://www.onlia.ca/seasonal-insurance)
- [Pet insurance](https://www.onlia.ca/pet-insurance)
- [Life insurance](https://www.onlia.ca/life-insurance)
- [Travel insurance](https://www.onlia.ca/travel-insurance)
- [Group insurance](https://www.onlia.ca/group-insurance)
- [Bundle offers](https://www.onlia.ca/offers/bundle)
- [Discounts](https://www.onlia.ca/savings/discounts)

## Company and policies

- [About Onlia](https://www.onlia.ca/about)
- [Broker disclosure](https://www.onlia.ca/broker-disclosure): the carrier panel Onlia places business with — Aviva, Gore Mutual, Economical/Definity, Pembridge, Pafco, Echelon, Wawanesa, Unica, Forward, Premier, Facility Association (Intact) and APOLLO.
- [Conditions of use](https://www.onlia.ca/about/conditions-of-use)
- [Privacy notice](https://www.onlia.ca/about/privacy-notice)
- [Accessibility](https://www.onlia.ca/about/accessibility)
- [Payment agreement](https://www.onlia.ca/payment-agreement)
- [Report fraud](https://www.onlia.ca/help/report-fraud): insurance-fraud reporting — not a security vulnerability disclosure program.

## Support

- [Support](https://www.onlia.ca/support)
- [FAQs](https://www.onlia.ca/faqs)
- [Claims](https://www.onlia.ca/claims): claims are reported by phone and through the claims page. There is no FNOL API, claims webhook, or partner claims intake endpoint.
- [Magazine / blog](https://www.onlia.ca/magazine/blogs)

## API Evangelist artifacts

- [apis.yml](https://raw.githubusercontent.com/api-evangelist/onlia/refs/heads/main/apis.yml): the APIs.json/AID index for this provider.
- [review.yml](https://raw.githubusercontent.com/api-evangelist/onlia/refs/heads/main/review.yml): the recorded developer-surface review, including every probe and its HTTP status.
- [Domain security](https://raw.githubusercontent.com/api-evangelist/onlia/refs/heads/main/security/onlia-domain-security.yml): probed TLS/HSTS/DNSSEC/CAA/SPF/DMARC posture.
- [Well-known probes](https://raw.githubusercontent.com/api-evangelist/onlia/refs/heads/main/well-known/onlia-well-known.yml): recorded negative result — no /.well-known/ surface is served.

## Regulatory context

- Canada has no open-insurance mandate, and Consumer-Driven Banking (Canada's open-banking framework) explicitly excludes insurance, so nothing compels Onlia to publish an API.
- Market conduct and broker licensing sit with provincial regulators (FSRA in Ontario); OSFI prudentially supervises the federally-regulated carriers behind Onlia's policies.