openapi: 3.0.0 info: title: Account and Transaction API Specification Account Access Consents Accounts API description: 'Swagger for Account and Transaction API Specification. **Please Note**: There are no optional fields, if a field is not marked as “Required” it is a Conditional field. ' termsOfService: https://www.openbanking.org.uk/terms contact: name: Service Desk email: ServiceDesk@openbanking.org.uk license: name: open-licence url: https://www.openbanking.org.uk/open-licence version: 4.0.1 servers: - url: /open-banking/v4.0/aisp tags: - name: Accounts paths: /accounts: get: tags: - Accounts summary: Get Accounts description: Enables an AISP to retrieve a list of a PSU's accounts and information about those account(s) that the PSU has consented to. operationId: GetAccounts parameters: - $ref: '#/components/parameters/x-fapi-auth-date' - $ref: '#/components/parameters/x-fapi-customer-ip-address' - $ref: '#/components/parameters/x-fapi-interaction-id' - $ref: '#/components/parameters/Authorization' - $ref: '#/components/parameters/x-customer-user-agent' - $ref: '#/components/parameters/x-client-id' responses: '200': $ref: '#/components/responses/200AccountsRead' '400': $ref: '#/components/responses/400Error' '401': $ref: '#/components/responses/401Error' '403': $ref: '#/components/responses/403Error' '405': $ref: '#/components/responses/405Error' '406': $ref: '#/components/responses/406Error' '429': $ref: '#/components/responses/429Error' '500': $ref: '#/components/responses/500Error' security: - PSUOAuth2Security: - accounts /accounts/{AccountId}: get: tags: - Accounts summary: Get an Account by AccountId description: Enables an AISP to retrieve information about a specific PSU account. operationId: GetAccountsAccountId parameters: - $ref: '#/components/parameters/AccountId' - $ref: '#/components/parameters/x-fapi-auth-date' - $ref: '#/components/parameters/x-fapi-customer-ip-address' - $ref: '#/components/parameters/x-fapi-interaction-id' - $ref: '#/components/parameters/Authorization' - $ref: '#/components/parameters/x-customer-user-agent' - $ref: '#/components/parameters/x-client-id' responses: '200': $ref: '#/components/responses/200AccountsAccountIdRead' '400': $ref: '#/components/responses/400Error' '401': $ref: '#/components/responses/401Error' '403': $ref: '#/components/responses/403Error' '405': $ref: '#/components/responses/405Error' '406': $ref: '#/components/responses/406Error' '429': $ref: '#/components/responses/429Error' '500': $ref: '#/components/responses/500Error' security: - PSUOAuth2Security: - accounts components: schemas: TownName: description: Name of a built-up area, with defined boundaries, and a local government. type: string example: London minLength: 1 maxLength: 140 PostCode: description: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. type: string example: EC2N 4AG minLength: 1 maxLength: 16 Meta: title: MetaData type: object description: Meta Data relevant to the payload properties: TotalPages: type: integer format: int32 FirstAvailableDateTime: $ref: '#/components/schemas/ISODateTime' LastAvailableDateTime: $ref: '#/components/schemas/ISODateTime' additionalProperties: false OBInternalAccountStatus1Code: description: 'Specifies the status of account resource in code form.
For a full list of enumeration values refer to `OBInternalAccountStatus1Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)' type: string example: Enabled enum: - Deleted - Disabled - Enabled - Pending - ProForma AccountId: description: A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner. type: string example: '22289' minLength: 1 maxLength: 40 StatusUpdateDateTime: description: "Date and time at which the resource status was updated. All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time Floor: description: Number that identifies the level within a building type: string example: '11' minLength: 1 maxLength: 70 LEI: description: Legal entity identification as an alternate identification for a party. Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)". type: string example: IZ9Q00LZEVUKWCQY6X15 minLength: 1 maxLength: 20 pattern: ^[A-Z0-9]{18,18}[0-9]{2,2}$ PostBox: description: Information that locates and identifies a box in a post office assigned to a person or organization, where letters for them are kept until called for. type: string example: PO Box 123456 minLength: 1 maxLength: 16 Name_0: description: 'The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP''s online channels. Note, the account name is not the product name or the nickname of the account.' type: string example: Jane Smith minLength: 1 maxLength: 350 OBAccount6: type: object description: "Unambiguous identification of the account to which credit and debit entries are made. The following fields are optional only for accounts that are switched:\n\n * Data.Currency \n * Data.AccountCategory \n * Data.AccountTypeCode\n\nFor all other accounts, the fields must be populated by the ASPSP." required: - AccountId properties: AccountId: $ref: '#/components/schemas/AccountId' Status: $ref: '#/components/schemas/OBInternalAccountStatus1Code' StatusUpdateDateTime: $ref: '#/components/schemas/StatusUpdateDateTime' Currency: $ref: '#/components/schemas/ActiveOrHistoricCurrencyCode_0' AccountCategory: $ref: '#/components/schemas/OBInternalAccountType1Code' AccountTypeCode: $ref: '#/components/schemas/OBExternalAccountSubType1Code' Description: $ref: '#/components/schemas/Description_0' Nickname: $ref: '#/components/schemas/Nickname' OpeningDate: $ref: '#/components/schemas/OpeningDate' MaturityDate: $ref: '#/components/schemas/MaturityDate' SwitchStatus: $ref: '#/components/schemas/OBInternalSwitchStatusCode' Account: type: array items: type: object description: Provides the details to identify an account. required: - SchemeName - Identification properties: SchemeName: $ref: '#/components/schemas/OBInternalAccountIdentification4Code' Identification: $ref: '#/components/schemas/Identification_0' Name: $ref: '#/components/schemas/Name_0' LEI: $ref: '#/components/schemas/LEI' SecondaryIdentification: $ref: '#/components/schemas/SecondaryIdentification' StatementFrequencyAndFormat: $ref: '#/components/schemas/StatementFrequencyAndFormat' Servicer: $ref: '#/components/schemas/OBBranchAndFinancialInstitutionIdentification5_0' additionalProperties: false OpeningDate: description: "Date on which the account and related basic services are effectively operational for the account owner. All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time Identification_0: description: Identification assigned by an institution to identify an account. This identification is known by the account owner. type: string example: '80200112344562' minLength: 1 maxLength: 256 OBFrequency2: description: For a full list of enumeration values refer to `OBFrequency2Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_internal_CodeSets) type: string enum: - YEAR - DAIL - INDA - MNTH - QURT - MIAN - TEND - MOVE - WEEK - NONE - SLCT SecondaryIdentification: description: "This is secondary identification of the account, as assigned by the account servicing institution. \nThis can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination)." type: string example: '87562298675897' minLength: 1 maxLength: 34 UnitNumber: description: Number that identifies the unit of a specific address . type: string example: A88 minLength: 1 maxLength: 16 OBExternalStatusReason1Code: description: Low level textual error code, for all enum values see `OBExternalStatusReason1Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets) type: string minLength: 4 maxLength: 4 example: U001 CareOf: description: The 'care of' address is used whenever sending mail to a person or organisation who does not actually live or work at the address. They will receive the mail for the individual. type: string example: Jane Smith minLength: 1 maxLength: 140 OBInternalAccountType1Code: description: Specifies the type of account (personal or business).
For a full list of enumeration values refer to 'OBInternalAccountType1Code' in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets) type: string enum: - Business - Personal OBBranchAndFinancialInstitutionIdentification5_0: type: object required: - SchemeName - Identification description: Party that manages the account on behalf of the account owner, that is manages the registration and booking of entries on the account, calculates balances on the account and provides information about the account. properties: SchemeName: $ref: '#/components/schemas/OBInternalFinancialInstitutionIdentification4Code' Identification: $ref: '#/components/schemas/Identification_1' Name: $ref: '#/components/schemas/Name_1' OBInternalFinancialInstitutionIdentification4Code: description: Name of the identification scheme, in a coded form as published in an external list.
For a full list of enumeration values refer to `OBInternalFinancialInstitutionIdentification4Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets) type: string example: UK.OBIE.BICFI x-namespaced-enum: - UK.OBIE.BICFI OBCommunicationMethod: description: 'For a full list of enumeration values see `OBExternalCommunicationMethod2Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_internal_CodeSets) ' type: string enum: - EMAL - FAXI - FILE - ONLI - POST Nickname: description: The nickname of the account, assigned by the account owner in order to provide an additional means of identification of the account. type: string minLength: 1 maxLength: 70 StreetName: description: Name of a street or thoroughfare. type: string example: Bank Street minLength: 1 maxLength: 140 Description_0: description: Specifies the description of the account type. type: string minLength: 1 maxLength: 35 Links: type: object description: Links relevant to the payload properties: Self: type: string format: uri First: type: string format: uri Prev: type: string format: uri Next: type: string format: uri Last: type: string format: uri additionalProperties: false required: - Self MaturityDate: description: "Maturity date of the account. All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time OBPostalAddress7: type: object description: Information that locates and identifies a specific address, as defined by postal services. properties: AddressType: $ref: '#/components/schemas/OBAddressType2Code' Department: description: Identification of a division of a large organisation or building. example: Finance type: string minLength: 1 maxLength: 70 SubDepartment: description: Identification of a sub-division of a large organisation or building. example: Payroll type: string minLength: 1 maxLength: 70 StreetName: $ref: '#/components/schemas/StreetName' BuildingNumber: $ref: '#/components/schemas/BuildingNumber' BuildingName: $ref: '#/components/schemas/BuildingName' Floor: $ref: '#/components/schemas/Floor' UnitNumber: $ref: '#/components/schemas/UnitNumber' Room: $ref: '#/components/schemas/Room' PostBox: $ref: '#/components/schemas/PostBox' TownLocationName: $ref: '#/components/schemas/TownName' DistrictName: $ref: '#/components/schemas/DistrictName' CareOf: $ref: '#/components/schemas/CareOf' PostCode: $ref: '#/components/schemas/PostCode' TownName: $ref: '#/components/schemas/TownName' CountrySubDivision: description: Identifies a subdivision of a country such as state, region, county. type: string minLength: 1 maxLength: 35 Country: description: Nation with its own government. type: string pattern: ^[A-Z]{2,2}$ AddressLine: type: array items: description: Information that locates and identifies a specific address, as defined by postal services, presented in free format text. type: string minLength: 1 maxLength: 70 minItems: 0 maxItems: 7 ISODateTime: description: "All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00" type: string format: date-time OBAddressType2Code: description: Identifies the nature of the postal address.
For a full set of codes see `OBAddressType2Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets). type: string example: BIZZ enum: - BIZZ - DLVY - MLTO - PBOX - ADDR - HOME - CORR - STAT StatementFrequencyAndFormat: type: array items: type: object description: Frequency and format of statements for an account properties: Frequency: $ref: '#/components/schemas/OBFrequency2' CommunicationMethod: $ref: '#/components/schemas/OBCommunicationMethod' Format: $ref: '#/components/schemas/OBFileFormat' DeliveryAddress: $ref: '#/components/schemas/OBPostalAddress7' Room: description: Information that locates and identifies a room to form part of an address type: string example: Basement 03 minLength: 1 maxLength: 70 OBInternalSwitchStatusCode: description: Specifies the switch status for the account, in a coded form.
For a full list of enumeration values refer to `OBInternalSwitchStatusCode` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets) type: string x-namespaced-enum: - UK.CASS.NotSwitched - UK.CASS.SwitchCompleted Identification_1: description: Unique and unambiguous identification of the servicing institution. type: string example: '80200112344562' minLength: 1 maxLength: 35 OBFileFormat: description: For a full list of enumeration values refer to `ExternalDocumentFormat1Code` in *ISO_External_CodeSet* [here](https://github.com/OpenBankingUK/External_internal_CodeSets) type: string enum: - DPDF - DXML - SDSH - WORD - XSLT - DCSV Name_1: description: Name by which an agent is known and which is usually used to identify that agent. type: string example: Agent Name minLength: 1 maxLength: 140 BuildingName: description: Name of a referenced building. type: string minLength: 1 maxLength: 140 OBExternalAccountSubType1Code: description: Specifies the sub type of account (product family group)
For a full list of enumeration values refer to `OBExternalCashAccountType1Code` *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets) type: string enum: - CACC - CARD - CASH - CHAR - CISH - COMM - CPAC - LLSV - LOAN - MGLD - MOMA - NREX - ODFT - ONDP - OTHR - SACC - SLRY - SVGS - TAXE - TRAN - TRAS - VACC - NFCA - MORT - WALT OBReadAccount6: type: object required: - Data properties: Data: type: object properties: Account: type: array items: $ref: '#/components/schemas/OBAccount6' Links: $ref: '#/components/schemas/Links' Meta: $ref: '#/components/schemas/Meta' additionalProperties: false OBErrorResponse1: description: An array of detail error codes, and messages, and URLs to documentation to help remediation. type: object properties: Id: description: A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors. type: string minLength: 1 maxLength: 40 Code: description: Deprecated
High level textual error code, to help categorise the errors. type: string minLength: 1 example: 400 BadRequest maxLength: 40 Message: description: Deprecated
Brief Error message type: string minLength: 1 example: There is something wrong with the request parameters provided maxLength: 500 Errors: items: $ref: '#/components/schemas/OBError1' type: array minItems: 1 required: - Errors additionalProperties: false ActiveOrHistoricCurrencyCode_0: description: "Identification of the currency in which the account is held. \nUsage: Currency should only be used in case one and the same account number covers several currencies\nand the initiating party needs to identify which currency needs to be used for settlement on the account." type: string pattern: ^[A-Z]{3,3}$ BuildingNumber: description: Number that identifies the position of a building on a street. type: string example: '11' minLength: 1 maxLength: 16 OBError1: type: object properties: ErrorCode: $ref: '#/components/schemas/OBExternalStatusReason1Code' Message: description: 'A description of the error that occurred. e.g., ''A mandatory field isn''t supplied'' or ''RequestedExecutionDateTime must be in future'' OBL doesn''t standardise this field' type: string minLength: 1 maxLength: 500 Path: description: Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency type: string minLength: 1 maxLength: 500 Url: description: URL to help remediate the problem, or provide more information, or to API Reference, or help etc type: string required: - ErrorCode additionalProperties: false minProperties: 1 DistrictName: description: Number that of the regional area, known as a district, which forms part of an address type: string example: Greater London minLength: 1 maxLength: 140 OBInternalAccountIdentification4Code: description: Name of the identification scheme, in a coded form as published in an external list.
For a full list of enumeration values refer to `OBInternalAccountIdentification4Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets) type: string x-namespaced-enum: - UK.OBIE.BBAN - UK.OBIE.IBAN - UK.OBIE.PAN - UK.OBIE.Paym - UK.OBIE.SortCodeAccountNumber - UK.OBIE.Wallet parameters: x-client-id: in: header name: x-client-id required: false description: "Only used if an ASPSP requires the client ID in order to return rate limit headers. \n\nTPPs __must__ refer to ASPSP developer portals for further information on any rate limit policies, if the headers are supported and any additional requirements.\n\nThis header __must not__ be used for client authentication\n" schema: type: string x-fapi-auth-date: in: header name: x-fapi-auth-date required: false description: "The time when the PSU last logged in with the TPP. \nAll dates in the HTTP headers are represented as RFC 7231 Full Dates. An example is below: \nSun, 10 Sep 2017 19:43:31 UTC" schema: type: string pattern: ^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2} (Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4} \d{2}:\d{2}:\d{2} (GMT|UTC)$ AccountId: name: AccountId in: path description: AccountId required: true schema: type: string Authorization: in: header name: Authorization required: true description: An Authorisation Token as per https://tools.ietf.org/html/rfc6750 schema: type: string x-fapi-interaction-id: in: header name: x-fapi-interaction-id required: false description: An RFC4122 UID used as a correlation id. schema: type: string x-fapi-customer-ip-address: in: header name: x-fapi-customer-ip-address required: false description: The PSU's IP address if the PSU is currently logged in with the TPP. schema: type: string x-customer-user-agent: in: header name: x-customer-user-agent description: Indicates the user-agent that the PSU is using. required: false schema: type: string responses: 400Error: description: Bad request headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. required: true schema: type: string content: application/json; charset=utf-8: schema: $ref: '#/components/schemas/OBErrorResponse1' application/json: schema: $ref: '#/components/schemas/OBErrorResponse1' application/jose+jwe: schema: $ref: '#/components/schemas/OBErrorResponse1' 401Error: description: Unauthorized headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. required: true schema: type: string 405Error: description: Method Not Allowed headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. required: true schema: type: string 429Error: description: Too Many Requests headers: Retry-After: description: Number in seconds to wait schema: type: integer x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. schema: type: string 403Error: description: Forbidden headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. required: true schema: type: string content: application/json; charset=utf-8: schema: $ref: '#/components/schemas/OBErrorResponse1' application/json: schema: $ref: '#/components/schemas/OBErrorResponse1' application/jose+jwe: schema: $ref: '#/components/schemas/OBErrorResponse1' 500Error: description: Internal Server Error headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. required: true schema: type: string content: application/json; charset=utf-8: schema: $ref: '#/components/schemas/OBErrorResponse1' application/json: schema: $ref: '#/components/schemas/OBErrorResponse1' application/jose+jwe: schema: $ref: '#/components/schemas/OBErrorResponse1' 200AccountsRead: description: Accounts Read headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. required: true schema: type: string RateLimit-Policy: $ref: '#/components/headers/RateLimit-Policy' RateLimit: $ref: '#/components/headers/RateLimit' content: application/json; charset=utf-8: schema: $ref: '#/components/schemas/OBReadAccount6' application/json: schema: $ref: '#/components/schemas/OBReadAccount6' application/jose+jwe: schema: $ref: '#/components/schemas/OBReadAccount6' 200AccountsAccountIdRead: description: Accounts Read headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. required: true schema: type: string RateLimit-Policy: $ref: '#/components/headers/RateLimit-Policy' RateLimit: $ref: '#/components/headers/RateLimit' content: application/json; charset=utf-8: schema: $ref: '#/components/schemas/OBReadAccount6' application/json: schema: $ref: '#/components/schemas/OBReadAccount6' application/jose+jwe: schema: $ref: '#/components/schemas/OBReadAccount6' 406Error: description: Not Acceptable headers: x-fapi-interaction-id: description: An RFC4122 UID used as a correlation id. required: true schema: type: string headers: RateLimit-Policy: required: false description: 'TPPs __must__ refer to ASPSP developer portals for further information on any rate limit policies, if the headers are supported and any additional requirements. A non-empty list of Quota Policy Items. The Item value __MUST__ be a String. Example: `RateLimit-Policy: "default";q=100;w=10` The **REQUIRED** "q" parameter indicates the quota allocated by this policy measured in quota units. The **OPTIONAL** "w" parameter value conveys a time window. ' schema: type: string RateLimit: required: false description: 'TPPs __must__ refer to ASPSP developer portals for further information on any rate limit policies, if the headers are supported and any additional requirements. A server uses the "RateLimit" response header field to communicate the current service limit for a quota policy for a particular partition key. Example: `RateLimit: "default";r=50;t=30` The **REQUIRED** "r" parameter value conveys the remaining quota units for the identified policy. The **OPTIONAL** "t" parameter value conveys the time window reset time for the identified policy. ' schema: type: string securitySchemes: TPPOAuth2Security: type: oauth2 description: TPP client credential authorisation flow with the ASPSP flows: clientCredentials: tokenUrl: https://authserver.example/token scopes: accounts: Ability to read Accounts information PSUOAuth2Security: type: oauth2 description: OAuth flow, it is required when the PSU needs to perform SCA with the ASPSP when a TPP wants to access an ASPSP resource owned by the PSU flows: authorizationCode: authorizationUrl: https://authserver.example/authorization tokenUrl: https://authserver.example/token scopes: accounts: Ability to read Accounts information