openapi: 3.2.0
info:
  title: Open Financial Kycs API
  version: '1'
  description: 'Operations tagged Kycs across 2 of this provider''s published API definitions: open-financial-1-openapi.yml, open-financial-4-openapi.yml. Each path carries the servers of the definition it was published in.'
servers:
- url: https://api.zwitch.io
security:
- sec0: []
tags:
- name: Kycs
paths:
  /v1/kycs/name-match:
    post:
      summary: Name Verification
      description: Use this API to check if the name of an individual in the Aadhaar database matches their name in the PAN database.
      operationId: verifications-name-create
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - type
              - aadhaar_verification_id
              - pan_verification_id
              - minimum_match_score
              properties:
                type:
                  type: string
                  description: 'The inputs you want to use to compare the individual''s name.<br><br>Possible value: `pan_vs_aadhaar`'
                  default: pan_vs_aadhaar
                aadhaar_verification_id:
                  type: string
                  description: 'Unique identifier of the Aadhaar verification request in the ZWITCH database.<br><br>Example: `adh_SQMGqA448nF7VhzYhpnPt0qNl`<br><br>Use our <a href="https://developers.zwitch.io/reference/verifications-aadhaar-otp" target="_blank">Aadhaar Verification via OTP APIs</a> to verify the individual''s Aadhaar and get the unique identifier.'
                pan_verification_id:
                  type: string
                  description: 'Unique identifier of the PAN verification request in the ZWITCH database.<br><br>Example: `pan_WlJeh06EkPUIJWsV63TI0sEii`<br><br>Use our <a href="https://developers.zwitch.io/reference/verifications-pan-create" target="_blank">PAN Verification API</a> to verify the individual''s PAN and get the unique identifier.'
                minimum_match_score:
                  type: number
                  description: 'The minimum acceptable match score set by you.<ul><li>Minimum value: `60`</li><li>Maximum score: `100`</li></ul>Example: `75`'
                  format: float
                metadata:
                  type: object
                  description: 'Key-value pair that can be used to store additional information about the entity.<ul><li>Each pair cannot exceed 256 characters.<li>Maximum 5 key-value pairs.</ul></li>Example: `"key_1": "Zwitch to the moon.”`'
                  properties:
                    key_1:
                      type: string
                    key_2:
                      type: string
            examples:
              Name Verification:
                value:
                  type: pan_vs_aadhaar
                  aadhaar_verification_id: adh_7s9KK576DBM388bPDH3Di96EA
                  pan_verification_id: pan_WlJeh06EkPUIJWsV63TI0sEii
                  minimum_match_score: 75
                  metadata:
                    key_1: DD
                    key_2: XOF
      responses:
        '200':
          description: '200'
          content:
            application/json:
              examples:
                Result:
                  value: "{\n  \"id\": \"nm_mNSvW8MNF1nmUdY\",\n  \"type\": \"pan_vs_aadhaar\",\n  \"object\": \"name_match.pan_vs_aadhaar\",\n  \"minimum_match_score\": 75,\n  \"status\": \"success\",\n   \"name_as_per_aadhaar\": \"Anil Reddy\",\n  \"name_as_per_pan\": \"Anil S Reddy\",\n  \"aadhaar_verification_id\": \"adh_7s9KK576DBM388bPDH3Di96EA\",\n  \"pan_verification_id\": \"pan_WlJeh06EkPUIJWsV63TI0sEii\",\n  \"match_score\": 70.83,\n  \"message\": \"success\",\n  \"review_needed\": true,\n  \"metadata\": {\n    \"key_1\": \"DD\",\n    \"key_2\": \"XOF\"\n  },\n  \"created_at\": 1660025733,\n  \"updated_at\": 1660025733,\n  \"is_sandbox\": true\n}"
              schema:
                type: object
                properties:
                  id:
                    type: string
                    example: nm_mNSvW8MNF1nmUdY
                  type:
                    type: string
                    example: pan_vs_aadhaar
                  object:
                    type: string
                    example: name_match.pan_vs_aadhaar
                  minimum_match_score:
                    type: integer
                    example: 75
                    default: 0
                  status:
                    type: string
                    example: success
                  name_as_per_aadhaar:
                    type: string
                    example: Anil Reddy
                  name_as_per_pan:
                    type: string
                    example: Anil S Reddy
                  aadhaar_verification_id:
                    type: string
                    example: adh_7s9KK576DBM388bPDH3Di96EA
                  pan_verification_id:
                    type: string
                    example: pan_WlJeh06EkPUIJWsV63TI0sEii
                  match_score:
                    type: number
                    example: 70.83
                    default: 0
                  message:
                    type: string
                    example: success
                  review_needed:
                    type: boolean
                    example: true
                    default: true
                  metadata:
                    type: object
                    properties:
                      key_1:
                        type: string
                        example: DD
                      key_2:
                        type: string
                        example: XOF
                  created_at:
                    type: integer
                    example: 1660025733
                    default: 0
                  updated_at:
                    type: integer
                    example: 1660025733
                    default: 0
                  is_sandbox:
                    type: boolean
                    example: true
                    default: true
        '401':
          description: '401'
          content:
            application/json:
              examples:
                Result:
                  value: "{\n  \"error\": {\n    \"type\": \"authentication_error\",\n    \"message\": \"Invalid secret key.\"\n  }\n}"
              schema:
                type: object
                properties:
                  error:
                    type: object
                    properties:
                      type:
                        type: string
                        example: authentication_error
                      message:
                        type: string
                        example: Invalid secret key.
        '422':
          description: '422'
          content:
            application/json:
              examples:
                Result:
                  value: "{\n  \"error\": {\n    \"type\": \"invalid_request_error\",\n    \"code\": \"resource_missing\",\n    \"message\": \"No such aadhaar_verification_id: adh_7s9KK576DBM388bPDH3Di96EA\",\n    \"param\": \"id\"\n  }\n}"
              schema:
                type: object
                properties:
                  error:
                    type: object
                    properties:
                      type:
                        type: string
                        example: invalid_request_error
                      code:
                        type: string
                        example: resource_missing
                      message:
                        type: string
                        example: 'No such aadhaar_verification_id: adh_7s9KK576DBM388bPDH3Di96EA'
                      param:
                        type: string
                        example: id
      deprecated: false
      tags:
      - Kycs
    servers:
    - url: https://api.zwitch.io
  /v1/kycs/pan:
    post:
      summary: PAN Verification
      description: Use the below API to verify an individual's PAN details.
      operationId: verifications-pan-create
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - pan
              - consent
              - merchant_reference_id
              properties:
                pan:
                  type: string
                  description: 'PAN to be verified.<br>Example: `ABCDE0000Z`.'
                consent:
                  type: boolean
                  description: 'Consent of the individual to get their details from the PAN database.<br><br>Possible value: `true`'
                  default: true
                merchant_reference_id:
                  type: string
                  description: 'Unique identifier entered when creating the verification request.<br><ul><li>Only alphabets and numbers are allowed.</li><li>Minimum: 7 characters.</li><li>Maximum: 40 characters.</li></ul>Example: `1409614085`'
                metadata:
                  type: object
                  description: 'Key-value pair that can be used to store additional information about the entity.<ul><li>Each pair cannot exceed 256 characters.</li><li>Maximum 5 key-value pairs.</li></ul>Example: `"key_1": "We are using Zwitch.”`'
                  properties:
                    key_1:
                      type: string
                    key_2:
                      type: string
            examples:
              Success:
                value:
                  pan: AAAAA0000A
                  consent: true
                  merchant_reference_id: '1000872'
                  metadata:
                    key_1: DD
                    key_2: XOF
              Failed:
                value:
                  pan: AAAAA1234A
                  consent: true
                  merchant_reference_id: '1000872'
                  metadata:
                    key_1: DD
                    key_2: XOF
      responses:
        '200':
          description: '200'
          content:
            application/json:
              examples:
                Success:
                  value: "{\n  \"id\": \"pan_c7SBj0omWUGu14kkzNIQuE6IT\",\n  \"object\": \"pan_verification\",\n  \"pan\": \"AAAPA0000A\",\n  \"name_on_pan\": \"Anil Reddy\",\n  \"status\": \"success\",\n  \"merchant_reference_id\": \"1004372\",\n  \"message\": \"PAN verified\",\n  \"metadata\": {\n    \"key_1\": \"DD\",\n    \"key_2\": \"XOF\"\n  },\n  \"created_at\": 1678372317,\n  \"consent\": true,\n  \"is_sandbox\": true\n}"
                Failed:
                  value: "{\n  \"id\": \"pan_HNXk0EA24iFI1mtpNIGDSA35u\",\n  \"object\": \"pan_verification\",\n  \"pan\": \"AAAAA1234A\",\n  \"name_on_pan\": null,\n  \"status\": \"failed\",\n  \"merchant_reference_id\": \"1000631\",\n  \"message\": \"Invalid PAN\",\n  \"metadata\": {\n    \"key_1\": \"DD\",\n    \"key_2\": \"XOF\"\n  },\n  \"created_at\": 1662033729,\n  \"consent\": true,\n  \"is_sandbox\": false\n}"
              schema:
                oneOf:
                - title: Success
                  type: object
                  properties:
                    id:
                      type: string
                      example: pan_c7SBj0omWUGu14kkzNIQuE6IT
                    object:
                      type: string
                      example: pan_verification
                    pan:
                      type: string
                      example: AAAPA0000A
                    name_on_pan:
                      type: string
                      example: Anil Reddy
                    status:
                      type: string
                      example: success
                    merchant_reference_id:
                      type: string
                      example: '1004372'
                    message:
                      type: string
                      example: PAN verified
                    metadata:
                      type: object
                      properties:
                        key_1:
                          type: string
                          example: DD
                        key_2:
                          type: string
                          example: XOF
                    created_at:
                      type: integer
                      example: 1678372317
                      default: 0
                    consent:
                      type: boolean
                      example: true
                      default: true
                    is_sandbox:
                      type: boolean
                      example: true
                      default: true
                - title: Failed
                  type: object
                  properties:
                    id:
                      type: string
                      example: pan_HNXk0EA24iFI1mtpNIGDSA35u
                    object:
                      type: string
                      example: pan_verification
                    pan:
                      type: string
                      example: AAAAA1234A
                    name_on_pan: {}
                    status:
                      type: string
                      example: failed
                    merchant_reference_id:
                      type: string
                      example: '1000631'
                    message:
                      type: string
                      example: Invalid PAN
                    metadata:
                      type: object
                      properties:
                        key_1:
                          type: string
                          example: DD
                        key_2:
                          type: string
                          example: XOF
                    created_at:
                      type: integer
                      example: 1662033729
                      default: 0
                    consent:
                      type: boolean
                      example: true
                      default: true
                    is_sandbox:
                      type: boolean
                      example: false
                      default: true
        '401':
          description: '401'
          content:
            application/json:
              examples:
                Result:
                  value: "{\n  \"error\": {\n    \"type\": \"authentication_error\",\n    \"message\": \"Invalid secret key.\"\n  }\n}"
              schema:
                type: object
                properties:
                  error:
                    type: object
                    properties:
                      type:
                        type: string
                        example: authentication_error
                      message:
                        type: string
                        example: Invalid secret key.
        '422':
          description: '422'
          content:
            application/json:
              examples:
                Result:
                  value: "{\n  \"error\": {\n    \"type\": \"invalid_request_error\",\n    \"code\": \"parameter_unknown\",\n    \"message\": \"received unknown parameter: pan_number\",\n    \"param\": \"pan_number\"\n  }\n}"
              schema:
                type: object
                properties:
                  error:
                    type: object
                    properties:
                      type:
                        type: string
                        example: invalid_request_error
                      code:
                        type: string
                        example: parameter_unknown
                      message:
                        type: string
                        example: 'received unknown parameter: pan_number'
                      param:
                        type: string
                        example: pan_number
      deprecated: false
      tags:
      - Kycs
    servers:
    - url: https://api.zwitch.io
  /v1/kycs/verifications/bank-account/pennyless:
    post:
      summary: Bank Account Verification Pennyless
      description: Use this API to verify the ownership and validity of a bank account.
      operationId: bank-account-verification-copy-1
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - bank_account_number
              - bank_ifsc_code
              - merchant_reference_id
              properties:
                bank_account_number:
                  type: string
                  description: 'The bank account number you want to verify.<br><br>Example: `56733281905`'
                bank_ifsc_code:
                  type: string
                  description: 'IFSC of the bank you want to verify.<br><br>Example: `HDFC0000123`'
                merchant_reference_id:
                  type: string
                  description: 'Unique identifier entered when creating the verification request.<br><ul><li>Only alphabets and numbers are allowed.</li><li>Minimum: 7 characters.</li><li>Maximum: 40 characters.</li></ul>Example: `1409614085`'
            examples:
              Verify Bank Account:
                value:
                  bank_account_number: '10000000000875'
                  bank_ifsc_code: HDFC0000123
                  merchant_reference_id: '1000875'
                  metadata:
                    key_1: DD
                    key_2: XOF
      responses:
        '200':
          description: '200'
          content:
            application/json:
              examples:
                Success:
                  value: "{\n  \"id\": \"accver_BhOM01sUb3tXprWwTGBLlKZVG\",\n  \"object\": \"bank_account_verification\",\n  \"bank_account_number\": \"10000000000165\",\n  \"bank_ifsc_code\": \"AAAA0001618\",\n  \"name_as_per_bank\": \"Ganga Reddy\",\n  \"force_penny_drop\": false,\n  \"force_penny_drop_amount\": 0,\n  \"status\": \"success\",\n  \"message\": \"Transaction Successful\",\n  \"last_verified_at\": \"2021-12-31\",\n  \"metadata\": {\n    \"key_1\": \"DD\",\n    \"key_2\": \"XOF\"\n  },\n  \"merchant_reference_id\": \"1409614085\",\n  \"created_at\": 1648030636,\n  \"is_sandbox\": true\n}"
                Failed:
                  value: "{\n  \"id\": \"accver_BhOM01sUb3tXprWwTGBLlKZVG\",\n  \"object\": \"bank_account_verification\",\n  \"bank_account_number\": \"10000000000165\",\n  \"bank_ifsc_code\": \"AAAA0001618\",\n  \"name_as_per_bank\": null,\n  \"force_penny_drop\": false,\n  \"force_penny_drop_amount\": 0,\n  \"status\": \"failed\",\n  \"message\": \"Invalid account number of IFSC.\",\n  \"last_verified_at\": null,\n  \"metadata\": {\n    \"key_1\": \"DD\",\n    \"key_2\": \"XOF\"\n  },\n  \"merchant_reference_id\": \"1409614085\",\n  \"created_at\": 1648030636,\n  \"is_sandbox\": true\n}"
              schema:
                oneOf:
                - title: Success
                  type: object
                  properties:
                    id:
                      type: string
                      example: accver_BhOM01sUb3tXprWwTGBLlKZVG
                    object:
                      type: string
                      example: bank_account_verification
                    bank_account_number:
                      type: string
                      example: '10000000000165'
                    bank_ifsc_code:
                      type: string
                      example: AAAA0001618
                    name_as_per_bank:
                      type: string
                      example: Ganga Reddy
                    force_penny_drop:
                      type: boolean
                      example: false
                      default: true
                    force_penny_drop_amount:
                      type: integer
                      example: 0
                      default: 0
                    status:
                      type: string
                      example: success
                    message:
                      type: string
                      example: Transaction Successful
                    last_verified_at:
                      type: string
                      example: '2021-12-31'
                    metadata:
                      type: object
                      properties:
                        key_1:
                          type: string
                          example: DD
                        key_2:
                          type: string
                          example: XOF
                    merchant_reference_id:
                      type: string
                      example: '1409614085'
                    created_at:
                      type: integer
                      example: 1648030636
                      default: 0
                    is_sandbox:
                      type: boolean
                      example: true
                      default: true
                - title: Failed
                  type: object
                  properties:
                    id:
                      type: string
                      example: accver_BhOM01sUb3tXprWwTGBLlKZVG
                    object:
                      type: string
                      example: bank_account_verification
                    bank_account_number:
                      type: string
                      example: '10000000000165'
                    bank_ifsc_code:
                      type: string
                      example: AAAA0001618
                    name_as_per_bank: {}
                    force_penny_drop:
                      type: boolean
                      example: false
                      default: true
                    force_penny_drop_amount:
                      type: integer
                      example: 0
                      default: 0
                    status:
                      type: string
                      example: failed
                    message:
                      type: string
                      example: Invalid account number of IFSC.
                    last_verified_at: {}
                    metadata:
                      type: object
                      properties:
                        key_1:
                          type: string
                          example: DD
                        key_2:
                          type: string
                          example: XOF
                    merchant_reference_id:
                      type: string
                      example: '1409614085'
                    created_at:
                      type: integer
                      example: 1648030636
                      default: 0
                    is_sandbox:
                      type: boolean
                      example: true
                      default: true
        '401':
          description: '401'
          content:
            application/json:
              examples:
                Result:
                  value: "{\n  \"error\": {\n    \"type\": \"authentication_error\",\n    \"message\": \"Invalid secret key.\"\n  }\n}"
              schema:
                type: object
                properties:
                  error:
                    type: object
                    properties:
                      type:
                        type: string
                        example: authentication_error
                      message:
                        type: string
                        example: Invalid secret key.
        '422':
          description: '422'
          content:
            application/json:
              examples:
                Result:
                  value: "{\n  \"error\": {\n    \"type\": \"invalid_request_error\",\n    \"message\": \"Beneficiary was verified recently. Please re-try after 10 minutes\"\n  }\n}"
              schema:
                oneOf:
                - type: object
                  properties:
                    error:
                      type: object
                      properties:
                        type:
                          type: string
                          example: invalid_request_error
                        code:
                          type: string
                          example: parameter_missing
                        message:
                          type: string
                          example: The bank_ifsc_code field format is invalid
                        param:
                          type: string
                          example: bank_ifsc_code
                - type: object
                  properties:
                    error:
                      type: object
                      properties:
                        type:
                          type: string
                          example: invalid_request_error
                        message:
                          type: string
                          example: Beneficiary was verified recently. Please re-try after 10 minutes
      deprecated: false
      tags:
      - Kycs
    servers:
    - url: https://api.zwitch.io
  /v1/kycs/verifications/vpa:
    post:
      summary: VPA (UPI ID) Verification
      description: Use this API to verify the ownership and validity of a VPA handle.
      operationId: verifications-vpa-create
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - vpa
              - merchant_reference_id
              properties:
                vpa:
                  type: string
                  description: 'The VPA handle you want to verify.<br><br>Example: `anil.reddy@example`'
                merchant_reference_id:
                  type: string
                  description: 'Unique identifier entered when creating the verification request.<br><ul><li>Only alphabets and numbers are allowed.</li><li>Minimum: 7 characters.</li><li>Maximum: 40 characters.</li></ul>Example: `1409614085`'
            examples:
              Verify VPA:
                value:
                  vpa: anil-reddy@example
                  merchant_reference_id: '1000876'
                  metadata:
                    key_1: DD
                    key_2: XOF
      responses:
        '200':
          description: '200'
          content:
            application/json:
              examples:
                Success:
                  value: "{\n  \"id\": \"accver_mtBP3HwL4JE6Ywl2oL2wiun09\",\n  \"object\": \"vpa_verification\",\n  \"vpa\": \"anil.reddy@example\",\n  \"merchant_reference_id\": \"1409614085\",\n  \"name_as_per_bank\": \"Anil Reddy\",\n  \"status\": \"success\",\n  \"message\": \"VPA is available for transaction\",\n  \"bank_ifsc_code\": \"ICIC0000296\",\n  \"bank_account_type\": \"savings\",\n  \"created_at\": 1644843861,\n  \"is_sandbox\": true,\n  \"metadata\": {\n    \"key_1\": \"DD\",\n    \"key_2\": \"XOF\"\n  }\n}"
                Failed:
                  value: "{\n  \"id\": \"accver_q1EN750lyM4VoGzs1iv4A6WGm\",\n  \"object\": \"vpa_verification\",\n  \"vpa\": \"anil.reddy@example\",\n  \"merchant_reference_id\": \"1001164\",\n  \"name_as_per_bank\": \"\",\n  \"status\": \"failed\",\n  \"message\": \"Payee Virtual Address is not valid\",\n  \"bank_ifsc_code\": null,\n  \"bank_account_type\": null,\n  \"created_at\": 1680599842,\n  \"is_sandbox\": false,\n  \"metadata\": {\n    \"key_1\": \"DD\",\n    \"key_2\": \"XOF\"\n  }\n}"
              schema:
                oneOf:
                - title: Success
                  type: object
                  properties:
                    id:
                      type: string
                      example: accver_mtBP3HwL4JE6Ywl2oL2wiun09
                    object:
                      type: string
                      example: vpa_verification
                    vpa:
                      type: string
                      example: anil.reddy@example
                    merchant_reference_id:
                      type: string
                      example: '1409614085'
                    name_as_per_bank:
                      type: string
                      example: Anil Reddy
                    status:
                      type: string
                      example: success
                    message:
                      type: string
                      example: VPA is available for transaction
                    bank_ifsc_code:
                      type: string
                      example: ICIC0000296
                    bank_account_type:
                      type: string
                      example: savings
                    created_at:
                      type: integer
                      example: 1644843861
                      default: 0
                    is_sandbox:
                      type: boolean
                      example: true
                      default: true
                    metadata:
                      type: object
                      properties:
                        key_1:
                          type: string
                          example: DD
                        key_2:
                          type: string
                          example: XOF
                - title: Failed
                  type: object
                  properties:
                    id:
                      type: string
                      example: accver_q1EN750lyM4VoGzs1iv4A6WGm
                    object:
                      type: string
                      example: vpa_verification
                    vpa:
                      type: string
                      example: anil.reddy@example
                    merchant_reference_id:
                      type: string
                      example: '1001164'
                    name_as_per_bank:
                      type: string
                      example: ''
                    status:
                      type: string
                      example: failed
                    message:
                      type: string
                      example: Payee Virtual Address is not valid
                    bank_ifsc_code: {}
                    bank_account_type: {}
                    created_at:
                      type: integer
                      example: 1680599842
                      default: 0
                    is_sandbox:
                      type: boolean
                      example: false
                      default: true
                    metadata:
                      type: object
                      properties:
                        key_1:
                          type: string
                          example: DD
                        key_2:
                          type: string
                          example: XOF
        '401':
          description: '401'
          content:
            application/json:
              examples:
                Result:
                  value: "{\n  \"error\": {\n    \"type\": \"authentication_error\",\n    \"message\": \"Invalid secret key.\"\n  }\n}"
              schema:
                type: object
                properties:
                  error:
                    type: object
                    properties:
                      type:
                        type: string
                        example: authentication_error
                      message:
                        type: string
                        example: Invalid secret key.
        '422':
          description: '422'
          content:
            application/json:
              examples:
                Result:
                  value: "{\n  \"error\": {\n    \"type\": \"invalid_request_error\",\n    \"code\": \"parameter_missing\",\n    \"message\": \"The vpa field format is invalid\",\n    \"param\": \"vpa\"\n  }\n}"
              schema:
                type: object
                properties:
                  error:
                    type: object
                    properties:
                      type:
                        type: string
                        example: invalid_request_error
                      code:
                        type: string
                        example: parameter_missing
                      message:
                        type: string
                        example: The vpa field format is invalid
                      param:
                        type: string
                        example: vpa
      deprecated: false
      tags:
      - Kycs
    servers:
    - url: https://api.zwitch.io
components:
  securitySchemes:
    sec0:
      type: apiKey
      name: Authorization
      in: header
      x-bearer-format: bearer
      x-default: ''
x-refined-from:
- open-financial-1-openapi.yml
- open-financial-4-openapi.yml
x-readme-fauxas: true
x-provenance:
  method: searched
  source: https://developers.zwitch.io/reference
  harvested: '2026-10-14'
  tool: harvest-readme-openapi.py
  note: Assembled verbatim from the OpenAPI definition ReadMe embeds in each operation page of the provider's developer portal; paths and components merged by API title, nothing authored.
  assembled_from:
  - https://developers.zwitch.io/reference/accounts-get-all.md
  - https://developers.zwitch.io/reference/accounts-get-balance.md
  - https://developers.zwitch.io/reference/accounts-get-by-id.md
  - https://developers.zwitch.io/reference/accounts-get-statement.md
  - https://developers.zwitch.io/reference/accounts-virtual-deactivate.md
  - https://developers.zwitch.io/reference/accounts-virtual-test-balance.md
  - https://developers.zwitch.io/reference/bank-account-verification-copy-1.md
  - https://developers.zwitch.io/reference/batch-refund-api.md
  - https://developers.zwitch.io/reference/beneficiaries-bank-account-create.md
  - https://developers.zwitch.io/reference/beneficiaries-delete.md
  - https://developers.zwitch.io/reference/beneficiaries-get-all.md
  - https://developers.zwitch.io/reference/beneficiaries-get-by-id.md
  - https://developers.zwitch.io/reference/beneficiaries-update.md
  - https://developers.zwitch.io/reference/constants-business-categories.md
  - https://developers.zwitch.io/reference/constants-business-types.md
  - https://developers.zwitch.io/reference/constants-ifsc.md
  - https://developers.zwitch.io/reference/constants-state-codes.md
  - https://developers.zwitch.io/reference/create-payment-token.md
  - https://developers.zwitch.io/reference/get-all-sub-accounts.md
  - https://developers.zwitch.io/reference/get-sub-account-by-id.md
  - https://developers.zwitch.io/reference/requery-batch-refund.md
  - https://developers.zwitch.io/reference/status-check-api-with-payment_token.md
  - https://developers.zwitch.io/reference/transfers-bulk-by-id.md
  - https://developers.zwitch.io/reference/transfers-bulk-create.md
  - https://developers.zwitch.io/reference/transfers-bulk-get-all.md
  - https://developers.zwitch.io/reference/transfers-get-all.md
  - https://developers.zwitch.io/reference/transfers-get-by-id.md
  - https://developers.zwitch.io/reference/transfers-virtual-accounts-create-to-account-beneficiary.md
  - https://developers.zwitch.io/reference/update-sub-account.md
  - https://developers.zwitch.io/reference/upi-qr-intent-string.md
  - https://developers.zwitch.io/reference/verifications-bank-account-create.md
  - https://developers.zwitch.io/reference/verifications-name-create.md
  - https://developers.zwitch.io/reference/verifications-pan-create.md
  - https://developers.zwitch.io/reference/verifications-vpa-create.md
  - https://developers.zwitch.io/reference/webhooks-get-all-events.md
  merge:
    pages: 35
    deduped: 34
    conflicts_kept_first: 1