name: Openly API Plans & Pricing
description: >-
  Openly provides API access to its homeowners insurance platform exclusively
  for independent insurance agencies and appointed partners. API access is not
  publicly available on a self-serve basis; agencies must apply for an
  appointment with Openly and then request API integration credentials through
  the developer portal at developers.openly.com. Pricing for API access is
  negotiated as part of the agency appointment and partnership agreement.
plans:
  - name: Agent Portal Access
    description: >-
      Standard access for independent insurance agents through the Openly web
      portal (app.openly.com). Includes the ability to generate quotes in
      seconds, bind policies, manage endorsements, file claims via the eFNOL
      portal, and access billing and policy documents. No API access; uses the
      Openly web interface directly.
    url: https://openly.com/agents
    type: Free
    targets:
      - Independent Insurance Agents
    features:
      - Quote generation (as few as 3 data points)
      - Policy binding online
      - Endorsement management
      - Claims filing (fnol.openly.com)
      - Billing and document access
      - Live chat support (< 1 minute response time)
  - name: API Integration (Partner)
    description: >-
      API-based integration for tech-savvy and larger independent insurance
      agencies that want to build custom interfaces and experiences while
      plugging into Openly on the backend. Requires an agency appointment with
      Openly and approval for API access through the developer portal.
      Authentication is managed via the Stoplight-hosted developer portal using
      GitHub, Okta, or email credentials.
    url: https://developers.openly.com/
    type: Partner
    targets:
      - Large Independent Agencies
      - InsurTech Agencies
      - Agency Management System Integrators
    features:
      - Programmatic quote generation
      - Policy binding via API
      - Endorsement management via API
      - Renewal processing
      - Access to underwriting data
      - Custom interface development
    requirements:
      - Appointed Openly agency partner
      - API access approval from Openly
      - Authentication credentials via developers.openly.com
notes: >-
  Openly does not publish a public API pricing page. API access is part of the
  broader agency partnership arrangement. Agencies interested in API integration
  should contact Openly through the appointment request page and indicate their
  interest in API-based integration. See https://openly.com/appointment for
  agency appointment requests.