slug: orum
provider: Orum
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 4
edges:
- tag: Transfers
  spec_file: orum-transfers-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.85
  evidence: POST /deliver/transfers  Create a transfer; POST /deliver/transfers/{id}/cancel  Cancel a
    transfer by id; schemas TransferSpeed, TraceNumber, TransferStatus
  reason: 'Core money-movement API: creating, cancelling and tracking transfers across ACH/wire/RTP rails
    — payment instruction capture, authorisation and lifecycle.'
- tag: Schedules
  spec_file: orum-schedules-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.75
  evidence: POST /deliver/schedules  Create a schedule; schemas TransferAmount, TransferSpeed, SourceTransferParty,
    ScheduleNextPaymentDate, ScheduleRecurrence
  reason: Schedules define recurring payment instructions (amount, speed, source/destination parties,
    next payment date), i.e. capture and set-up of payment instructions ahead of execution.
- tag: Book Transfers
  spec_file: orum-book-transfers-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: POST /deliver/booktransfers — "Create a book transfer"; schemas BookTransferSourceObject,
    BookTransferDestinationObject, TransferAmount, BookTransferStatus
  reason: Creation and tracking of on-ledger fund transfers between source and destination accounts is
    payment instruction capture and processing; initiation is the closest sub-capability though processing
    could also apply.
- tag: Eligibility
  spec_file: orum-eligibility-api-openapi.yml
  capability_id: BC-1340.50
  capability_id_l1: BC-1340
  capability_name: Real-Time Payment Management
  confidence: 0.7
  evidence: POST /deliver/eligibility — "Check if a routing number is eligible for RTP or FedNow"; schemas
    RTPEligible, FednowEligible
  reason: Determining whether a receiving institution can be reached on RTP/FedNow instant rails is real-time
    payment rail management; could alternatively be read as payment routing, hence 0.7.