generated: '2026-07-17'
method: derived
status: candidate
source: openapi/paga-openapi.yml
description: >-
  Candidate MCP server tool list derived one-to-one from the modeled Paga
  OpenAPI operations. Paga does not publish an official hosted/remote MCP server
  at review time; this is a governance starting point for exposing Paga's
  payment surfaces to AI agents. Money-movement tools (moneyTransfer,
  merchantPayment, depositToBank, chargeDebitMandate, refundPaymentV2,
  airtimePurchase) debit real NGN funds and should be gated behind
  human-in-the-loop per agentic-access/paga-agentic-access.yml.
server:
  name: paga
  transport: stdio
  url: null
tools:
# Collect API
- {name: request_payment, description: Register a payment request, source_operation: openapi/paga-openapi.yml#requestPayment}
- {name: check_status, description: Check payment request / mandate status, source_operation: openapi/paga-openapi.yml#checkStatus}
- {name: refund_payment, description: Refund or cancel a payment request, source_operation: openapi/paga-openapi.yml#refundPaymentV2}
- {name: retrieve_history, description: Retrieve collection history, source_operation: openapi/paga-openapi.yml#retrieveHistory}
- {name: get_collect_banks, description: Get supported banks (Collect), source_operation: openapi/paga-openapi.yml#getCollectBanks}
- {name: register_persistent_payment_account, description: Create a persistent NUBAN payment account, source_operation: openapi/paga-openapi.yml#registerPersistentPaymentAccount}
- {name: get_persistent_payment_account, description: Retrieve a persistent payment account, source_operation: openapi/paga-openapi.yml#getPersistentPaymentAccount}
- {name: update_persistent_payment_account, description: Update a persistent payment account, source_operation: openapi/paga-openapi.yml#updatePersistentPaymentAccount}
- {name: delete_persistent_payment_account, description: Delete a persistent payment account, source_operation: openapi/paga-openapi.yml#deletePersistentPaymentAccount}
# Direct Debit API
- {name: charge_debit_mandate, description: Charge a tokenized bank account (mandate), source_operation: openapi/paga-openapi.yml#chargeDebitMandate}
- {name: get_charge_mandate_status, description: Check a direct-debit charge status, source_operation: openapi/paga-openapi.yml#getChargeMandateStatus}
- {name: disable_mandate, description: Disable a direct-debit mandate, source_operation: openapi/paga-openapi.yml#disableMandate}
# Business API
- {name: money_transfer, description: Money transfer / disbursement, source_operation: openapi/paga-openapi.yml#moneyTransfer}
- {name: airtime_purchase, description: Airtime and data purchase, source_operation: openapi/paga-openapi.yml#airtimePurchase}
- {name: merchant_payment, description: Merchant / bill payment, source_operation: openapi/paga-openapi.yml#merchantPayment}
- {name: deposit_to_bank, description: Deposit to a bank account, source_operation: openapi/paga-openapi.yml#depositToBank}
- {name: validate_deposit_to_bank, description: Validate a bank deposit (name enquiry), source_operation: openapi/paga-openapi.yml#validateDepositToBank}
- {name: account_balance, description: Get account balance, source_operation: openapi/paga-openapi.yml#accountBalance}
- {name: get_business_banks, description: Get supported banks (Business), source_operation: openapi/paga-openapi.yml#getBusinessBanks}
- {name: get_mobile_operators, description: Get mobile operators, source_operation: openapi/paga-openapi.yml#getMobileOperators}
- {name: get_operation_status, description: Get operation status, source_operation: openapi/paga-openapi.yml#getOperationStatus}
- {name: transaction_history, description: Get transaction history, source_operation: openapi/paga-openapi.yml#transactionHistory}
- {name: register_customer, description: Register a customer wallet, source_operation: openapi/paga-openapi.yml#registerCustomer}