generated: '2026-07-17'
method: modeled-from-docs
source: https://www.paga.com/ and https://developer-docs.paga.com/
url: https://www.paga.com/
certifications:
- PCI DSS
- CBN licensed (Mobile Money Operator)
- NDPR (Nigeria Data Protection Regulation)
evidence:
- source: https://www.paga.com/
  keywords:
  - central bank of nigeria
  - licensed
  - pci dss
  - data protection
- source: https://developer-docs.paga.com/docs/introduction
  keywords:
  - api keys
  - ip whitelisting
  - hash
regulation:
  regulator: Central Bank of Nigeria (CBN)
  operatingEntity: Pagatech Financial Services Limited
  licenseType: Mobile Money Operator / Payment Service
  jurisdiction: Nigeria
notes: >-
  Paga (Pagatech Financial Services Limited) is a CBN-licensed mobile-money and
  payments operator in Nigeria; card acceptance is subject to PCI DSS and
  customer data to Nigeria's NDPR. Paga does not publish a dedicated public
  trust-center portal; certifications are asserted from corporate and developer
  pages and should be reconfirmed with Paga for compliance-critical use.