specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Pagar.me
providerId: pagarme
created: '2026-06-21'
modified: '2026-06-21'
reconciled: false
tags:
- Payments
- Payment Gateway
- PIX
- Boleto
- Brazil
- Plans
description: >-
  Pagar.me prices its payment-gateway services per successfully processed
  transaction, with rates varying by payment method (credit card, PIX, boleto),
  credit card installments, and negotiated volume. There is no per-call API fee
  and no monthly subscription for API access itself; cost is incurred on
  settled payment volume (MDR - merchant discount rate) plus fixed per-boleto
  and per-PIX fees. Published rates are negotiated per merchant, so the specific
  per-transaction values below are NOT reconciled and must be confirmed with
  Pagar.me commercial / dashboard.
notes: >-
  Pagar.me pricing is per-transaction and merchant-specific (custom plans).
  Anticipation (advance settlement) of card receivables carries a separate
  per-period fee. Confirm exact rates on the Pagar.me pricing page and in the
  merchant dashboard during reconciliation.
sources:
- https://pagar.me/precos
- https://docs.pagar.me
plans:
- id: pagarme-transactional
  name: Pay-per-transaction
  type: usage
  description: >-
    Per-transaction merchant discount rate (MDR) and fixed fees charged on
    settled payment volume across credit card, PIX, and boleto. Rates are
    negotiated per merchant.
  entries:
  - label: Credit Card (per transaction)
    name: credit_card
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: BR
    unit: 1
    price: percentage MDR per transaction - varies by installments and volume (confirm with Pagar.me)
    userMultiplied: false
  - label: PIX (per transaction)
    name: pix
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: BR
    unit: 1
    price: percentage and/or fixed fee per PIX transaction (confirm with Pagar.me)
    userMultiplied: false
  - label: Boleto (per transaction)
    name: boleto
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: BR
    unit: 1
    price: fixed fee per paid boleto (confirm with Pagar.me)
    userMultiplied: false
  - label: Anticipation (receivable advance)
    name: anticipation
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: BR
    unit: 1
    price: per-period fee on advanced card receivables (confirm with Pagar.me)
    userMultiplied: false
  elements:
  - name: Orders
  - name: Charges
  - name: PIX
  - name: Boleto
  - name: Credit Card
  - name: Split Payments
- id: pagarme-recurring
  name: Recurring / Subscriptions
  type: usage
  description: >-
    Recurring billing via plans, subscriptions, and invoices. Each generated
    charge is priced at the same per-transaction rates by payment method.
  entries:
  - label: Subscription Charge (per transaction)
    name: subscription_charge
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: BR
    unit: 1
    price: same per-transaction MDR / fixed fees by payment method (confirm with Pagar.me)
    userMultiplied: false
  elements:
  - name: Plans
  - name: Subscriptions
  - name: Invoices
- id: pagarme-enterprise
  name: Enterprise / Custom
  type: enterprise
  description: >-
    Negotiated rates for high-volume merchants and marketplaces, including
    custom split, anticipation, and transfer terms. Contact Pagar.me sales.
  entries:
  - label: Custom Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: BR
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: Marketplace Split
  - name: Recipients and Transfers
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com