name: Paidy
description: Paidy is a Japanese buy now, pay later (BNPL) and digital payment service that enables Japanese consumers to make purchases and pay later via monthly consolidated billing. Merchants integrate Paidy Checkout (JavaScript) and the Paidy REST API to accept deferred payments, manage authorizations, capture funds, issue refunds, and handle recurring payments via stored tokens.
image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/apis.yml
created: "2026-06-13"
modified: "2026-06-13"
specificationVersion: "0.19"
tags:
  - Buy Now Pay Later
  - BNPL
  - Payments
  - Japan
  - Checkout
  - Deferred Payments
  - Recurring Payments
  - Tokens
apis:
  - name: Paidy Payments API
    description: REST API for managing Paidy payment authorizations, captures, refunds, updates, and closures. Merchants use this API to manage the lifecycle of payments created through Paidy Checkout or via stored payment tokens for recurring billing.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://paidy.com/docs/en/payments.html
    baseURL: https://api.paidy.com
    tags:
      - Payments
      - Capture
      - Refund
      - Authorize
      - BNPL
      - Japan
    properties:
      - type: Documentation
        url: https://paidy.com/docs/en/payments.html
      - type: OpenAPI
        url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/openapi/openapi.yml
      - type: Authentication
        url: https://paidy.com/docs/api/en/#section/Authentication
      - type: Webhooks
        url: https://paidy.com/docs/en/webhook.html
      - type: Changelog
        url: https://paidy.com/docs/en/updates.html
      - type: Testing
        url: https://paidy.com/docs/en/testing.html
      - type: Plans
        url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/plans/plans.yml
      - type: RateLimits
        url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/rate-limits/rate-limits.yml
      - type: FinOps
        url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/finops/finops.yml
    contact:
      - FN: Paidy Developer Support
        url: https://paidy.com/merchant/
        email: ""
  - name: Paidy Tokens API
    description: REST API for managing Paidy payment tokens used in recurring and subscription billing. Supports suspending, resuming, deleting, and retrieving tokens created during Paidy Checkout for recurring payment authorization.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://paidy.com/docs/en/tokens.html
    baseURL: https://api.paidy.com
    tags:
      - Tokens
      - Recurring Payments
      - Subscriptions
      - BNPL
      - Japan
    properties:
      - type: Documentation
        url: https://paidy.com/docs/en/tokens.html
      - type: OpenAPI
        url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/openapi/openapi.yml
      - type: Authentication
        url: https://paidy.com/docs/api/en/#section/Authentication
      - type: Webhooks
        url: https://paidy.com/docs/en/webhook.html
      - type: Changelog
        url: https://paidy.com/docs/en/updates.html
      - type: Testing
        url: https://paidy.com/docs/en/testing.html
    contact:
      - FN: Paidy Developer Support
        url: https://paidy.com/merchant/
        email: ""
  - name: Paidy Checkout
    description: JavaScript-based checkout integration that enables consumers to authenticate with Paidy and authorize payments or create recurring payment tokens directly from the merchant checkout page. Handles the consumer-facing authentication flow including SMS verification.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://paidy.com/docs/en/paidycheckout.html
    baseURL: https://apps.paidy.com
    tags:
      - Checkout
      - JavaScript
      - Consumer Authentication
      - BNPL
      - Japan
    properties:
      - type: Documentation
        url: https://paidy.com/docs/en/paidycheckout.html
      - type: Authentication
        url: https://paidy.com/docs/api/en/#section/Authentication
      - type: Testing
        url: https://paidy.com/docs/en/testing.html
    contact:
      - FN: Paidy Developer Support
        url: https://paidy.com/merchant/
        email: ""
common:
  - type: Documentation
    url: https://paidy.com/docs/en/
  - type: API Reference
    url: https://paidy.com/docs/api/en/
  - type: Merchant Dashboard
    url: https://merchant.paidy.com/
  - type: Webhooks
    url: https://paidy.com/docs/en/webhook.html
  - type: Changelog
    url: https://paidy.com/docs/en/updates.html
  - type: Testing
    url: https://paidy.com/docs/en/testing.html
  - type: Status
    url: https://paidy.com/
  - type: TermsOfService
    url: https://paidy.com/merchant/
maintainers:
  - FN: API Evangelist
    url: https://apievangelist.com
    email: info@apievangelist.com