{
  "title": "Create Payment Instruction",
  "description": "Example request to create a payment instruction for a beneficiary.",
  "request": {
    "method": "POST",
    "url": "https://api.papayaglobal.com/api/v1/payments/payments",
    "headers": {
      "Authorization": "Bearer <your-jwt-token>",
      "Content-Type": "application/json"
    },
    "body": {
      "correlation_id": "payroll-2026-06-001",
      "description": "June 2026 salary payment",
      "purpose": "salary",
      "source": {
        "wallet": "wlt_9f8e7d6c-5b4a-3210-fedc-ba9876543210",
        "group": "grp_1a2b3c4d-5e6f-7890-abcd-ef0123456789"
      },
      "target": {
        "beneficiary": "ben_a1b2c3d4-e5f6-7890-abcd-ef1234567890"
      },
      "amount": {
        "value": 5000.00,
        "currency": "AUD"
      },
      "execution": {
        "date": "2026-06-30"
      },
      "approved": false,
      "final": false,
      "user_tags": {
        "payroll_cycle": "2026-06",
        "department": "engineering"
      }
    }
  },
  "response": {
    "status": 201,
    "body": {
      "id": "pay_fedcba98-7654-3210-0123-456789abcdef",
      "correlation_id": "payroll-2026-06-001",
      "description": "June 2026 salary payment",
      "purpose": "salary",
      "source": {
        "wallet": "wlt_9f8e7d6c-5b4a-3210-fedc-ba9876543210",
        "group": "grp_1a2b3c4d-5e6f-7890-abcd-ef0123456789"
      },
      "target": {
        "beneficiary": "ben_a1b2c3d4-e5f6-7890-abcd-ef1234567890"
      },
      "amount": {
        "value": 5000.00,
        "currency": "AUD"
      },
      "execution": {
        "date": "2026-06-30"
      },
      "approved": false,
      "final": false,
      "user_tags": {
        "payroll_cycle": "2026-06",
        "department": "engineering"
      },
      "info": {
        "status": "pending",
        "funding": {},
        "rate": 1.0,
        "fees": {}
      }
    }
  }
}