aid: patientfi
name: PatientFi
description: >-
  PatientFi is an Irvine, California patient-financing company that lets healthcare practices offer
  patients pay-over-time plans for elective and medical procedures — aesthetics and plastic surgery,
  medspa, cosmetic dental, fertility, audiology and hair restoration. Practices enroll as partnered
  providers, send patients an application link by SMS or from their own website, and issue a
  "transaction" against an approved patient spending limit; the practice is funded within one to
  three business days while the patient repays a bank-originated loan. Approvals reach $60,000
  across the full credit spectrum through a waterfall of bank and credit-union lending partners.
  PatientFi markets "open APIs" for enterprise practice-management integrations and ships native
  in-workflow integrations with Nextech, PatientNow and ModMed plus redirect integrations with
  Symplast and Aesthetic Record, but publishes no public developer portal, API reference or
  machine-readable specification — API access is arranged through an enterprise partnership.
url: https://raw.githubusercontent.com/api-evangelist/patientfi/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
specificationVersion: '0.23'
created: '2026-08-26'
modified: '2026-08-26'
image: https://patientfi.com/wp-content/uploads/2022/01/PatientFi-Primary-Logo-Laguna-1@2x.png
tags:
- healthcare-financing
- Patient Financing
- Consumer Lending
- Point of Sale Financing
- Buy Now Pay Later
- Fintech
- Payments
- Embedded Finance
- Aesthetics
- Plastic Surgery
- Med Spa
- cosmetic-dental
- Fertility
- Audiology
- Practice Management
tags_raw:
- healthcare-financing
- patient-financing
- consumer-lending
- point-of-sale-financing
- buy-now-pay-later
- fintech
- payments
- embedded-finance
- aesthetics
- plastic-surgery
- medspa
- cosmetic-dental
- fertility
- audiology
- practice-management
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-08-26'
  status: minimal
  artifacts_added: 8
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: >-
    PatientFi advertises "open APIs" on patientfi.com/enterprise/ and ships native in-workflow
    integrations with Nextech, PatientNow and ModMed, but no developer surface is published at
    all — developer.patientfi.com, docs.patientfi.com and api.patientfi.com do not exist in DNS,
    there is no /pricing/ or /developers/ page in the site sitemap, and the only route to the
    API is the "Book a Demo" enterprise partnership form.
  evidence:
    - url: https://patientfi.com/enterprise/
      status: 200
    - url: https://developer.patientfi.com/
      status: 0
    - url: https://docs.patientfi.com/
      status: 0
    - url: https://api.patientfi.com/
      status: 0
    - url: https://patientfi.com/book-a-demo/
      status: 200
  checked: '2026-08-26'
apis: []
common:
- type: DomainSecurity
  url: security/patientfi-domain-security.yml
- type: Website
  url: https://patientfi.com/
- type: Blog
  url: https://blog.patientfi.com/
- type: Support
  url: https://provider.patientfi.com/hc/en-us
- type: HelpCenter
  url: https://provider.patientfi.com/hc/en-us
- type: Login
  url: https://app.patientfi.com/v2/admin/login
- type: SignUp
  url: https://patientfi.com/book-a-demo/
- type: TermsOfService
  url: https://patientfi.com/terms-of-use/
- type: PrivacyPolicy
  url: https://patientfi.com/privacy-policy/
- type: GitHubOrganization
  url: https://github.com/PatientFi
- type: TrustCenter
  url: https://trust.patientfi.com/
- type: Integrations
  url: https://patientfi.com/partners/
- type: LLMsTxt
  url: llms/patientfi-llms.txt
- type: Packages
  url: packages/patientfi-packages.yml
- type: Plans
  url: plans/patientfi-plans-pricing.yml
- type: Pricing
  url: https://patientfi.com/lending-partners
- type: Conformance
  url: conformance/patientfi-conformance.yml